Best Personal Loan Rates in Madera, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Madera, California include: Noble Federal Credit UnionNoble Federal Credit Union609 W Yosemite Ave, Madera, CA, 93637 4522A+5.0 ★Texas Ratio: 4.58% offering Personal Loan at 8.90% APR, The Golden 1 Credit UnionThe Golden 1 Credit Union1934 Howard Rd, Madera, CA, 93637 5123A+5.0 ★Texas Ratio: 5.42% offering Personal Loan at 9.49% APR, USC Credit UnionUSC Credit UnionA+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR, KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR, and American United Federal Credit UnionAmerican United Federal Credit UnionA5.0 ★Texas Ratio: 7.60% offering Signature Loans Certificate Account at 4.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Madera has 2 local institutions in our database, with personal loan rates as low as 8.90% APR from Noble Federal Credit Union at 609 W Yosemite Ave, Madera, CA, 93637 4522. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Madera, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Madera, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; All loans subject to approval. Annual Percentage Rate (APR). The lowest rate assumes membership of at least seven months. Lowest rate available to new members is 11.49%. Rates vary with term, length of membership, and your credit history. Late Payment fee is 5% of the past due amount or $15, whichever is greater.
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; Up to $25,000
Annual Percentage Rate (APR). Rates vary with amount financed, term and your credit history. Late payment fee is $15.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
Borrow up to $20,000
$3,000 Max
No additional details available.
No additional details available.
As Low As; Up to 60 Months
No additional details available.
$50,000; As Low As
No additional details available.
As Low As
No additional details available.
As Low As; 13.99%
As Low As; Competitive Low Rates - Rates start as low as 5.69% APR, giving you more spending power for your trip.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
Borrow up to $5,000
Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Up to 120 Months
As Low As
No additional details available.
No additional details available.
Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.
As Low As
As Low As; Primary Residence
No additional details available.
No additional details available.
As Low As
As Low As; 15.50%
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 60 months
As Low As
As Low As; Borrow up to $25,000
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As; 14.99%
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
No additional details available.
As low as
No additional details available.
As Low As
As Low As
Approximate Term: Up to 72 months
As Low As; Variable
As Low As
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
As Low As; Up to $40,000
No additional details available.
No additional details available.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 84 months
As Low As
As Low As
As Low As; Variable
As Low As; Variable
As Low As; Up to 180 Months
No additional details available.
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
As Low As
As Low As; Fixed
As Low As
No additional details available.
As Low As; Fixed
As Low As; Fixed
*
No additional details available.
As Low As; 16.99%
up to $250,000; As Low As; 10 year fixed
As Low As; Up to $40,000
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Up to 240 Months
As Low As
As Low As
As Low As
(Fixed)
As Low As
No additional details available.
No additional details available.
No additional details available.
$10,000; As Low As
No additional details available.
Your Annual Percentage Rate (APR) may be higher, based on credit qualifications. The amount financed may vary, based on approval conditions. Non-members must open a savings account and become a member before the solar loan is funded. Promotional rates do not apply to loan modifications of existing Star One loans.
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
No additional details available.
As Low As
As Low As
As Low As; $5,000 Minimum; $50,000 Maximum
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; 17.99%
As Low As; 17.45%
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Variable Rate
As Low As
As Low As; $5,000 Minimum; $50,000 Maximum
As Low As
As Low As
As Low As
As Low As
Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.
As Low As
As Low As; Loan Amount $500-$40,000
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; All loans subject to approval. Annual Percentage Rate (APR). The lowest rate assumes membership of at least seven months. Lowest rate available to new members is 11.49%. Rates vary with term, length of membership, and your credit history. Late Payment fee is 5% of the past due amount or $15, whichever is greater.
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As; Up to $25,000
As Low As
No additional details available.
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
No additional details available.
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As
As Low As; Up to $40,000
No additional details available.
*
As Low As; Up to $40,000
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount $500-$40,000
Rates starting at 5.96% APR1
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; 15.50%
As low as
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; 16.99%
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; 17.99%
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Madera, CA Personal Loan Rate Trends
Compare local Madera, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.212 points over the past 7 days to 9.838% APR.
California signature loan rates fell 0.930 points over the past 7 days to 10.392% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Madera, California?
What are the best personal loan rates in Madera, California?
- Noble Federal Credit Union: 8.90% (Personal Loan)
- The Golden 1 Credit Union: 9.49% (Personal Loan)
- USC Credit Union: 3.99% (GoGreen Loan)
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
- American United Federal Credit Union: 4.00% (Signature Loans Certificate Account)
Personal Loan Calculators
