Best Personal Loan Rates in Hoxie, Arkansas (AR) - May 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Hoxie, Arkansas include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR, White County Federal Credit UnionWhite County Federal Credit UnionA+5.0 ★Texas Ratio: 5.15% offering New Recreational and Miscellaneous Loan 2022-2025 at 5.99% APR, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Unsecured Loan at 6.45% APR, and Subiaco Federal Credit UnionSubiaco Federal Credit UnionA+5.0 ★Texas Ratio: 0.48% offering Agriculture Loans at 6.49% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Hoxie borrowers have access to 30 lenders serving the Arkansas area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hoxie, Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hoxie, Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Regular APR: 12.00 - 18.00
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As Low As; Use it for whatever life throws at you - Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit. Rates and terms are fixed for up to 60 months.
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Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; The Credit Union alternative for Pay Day Loans for when you're short between pay checks or have an unexpected expense. For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
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Hoxie, AR Personal Loan Rate Trends
Compare local Hoxie, AR personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates rose 0.023 points over the past 7 days to 9.919% APR.
Arkansas signature loan rates currently average 10.477% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hoxie, Arkansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hoxie, Arkansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hoxie, Arkansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AR.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Hoxie, Arkansas?
What are the best personal loan rates in Hoxie, Arkansas?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
- White County Federal Credit Union: 5.99% (New Recreational and Miscellaneous Loan 2022-2025)
- Red River Employees Federal Credit Union: 6.45% (Unsecured Loan)
- Subiaco Federal Credit Union: 6.49% (Agriculture Loans)
Personal Loan Calculators
