Arkansas Personal Loan Rate Trends
Track current and weekly average personal loan rates in Arkansas, view interactive rate trend charts, and compare local AR aprs against the national average.
Current Arkansas Personal Loan Rate Trends
Personal Loan rates in Arkansas fell 1.827 this week to 9.919%, down from 11.746% last week.
At 9.919%, Arkansas’s average sits 0.812 below the current national average of 10.731%. AR borrowers may have a competitive advantage relative to the national market.
The Arkansas personal loan rate averages on this page are calculated from 73 verified personal loan rate quotes collected across 30 banks and credit unions actively operating in Arkansas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Arkansas Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Arkansas personal loan rate averages compiled from 73 current rate quotes across 30 banks and credit unions operating in AR — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Arkansas
Quarterly average personal loan rates at credit unions headquartered in Arkansas, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Arkansas (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
