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 Alcoa Community Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Alcoa Community Federal Credit Union's 730 Days 2 Year CD rates are at 3.35%, 365 Days One Year CD rates are at 3.20%, 6-Month CD rates are at 3.00%. Alcoa Community Federal Credit Union's Personal Loan Rates are at 7.10%. MonitorBankRates evaluates the financial stability of Alcoa Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.23%. Rates last updated and verified on 08/28/2026. Alcoa Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alcoa Community Federal Credit Union? Share your experience about Alcoa Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alcoa Community Federal Credit Union. Alcoa Community Federal Credit Union
Main Branch 1125 Military Rd
https://www.alcoacommunityfcu.org Benton, AR 72015 
Alcoa Community Federal Credit Union CD Rates
Alcoa Community Federal Credit Union Auto Loan Rates
Alcoa Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alcoa Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alcoa Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alcoa Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alcoa Community Federal Credit Union
Address
1125 Military Rd,
Benton, AR 72015
Phone
501-315-5626
Fax
501-315-0459
President
Paul Greer
CEO
Steve Brown
Full-Time Employees
20
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.23%
Return on Assets (ROA)
0.1506%
Return on Equity (ROE)
1.9236%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
69,116,824
Total Amount of Shares and Deposits
62,762,660
Total Shares and Deposits < 1 Year
62,489,586
Total Shares and Deposits 1 3 Years
273,073
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,863,541
Total Uninsured Shares and Deposits > $250K (F+J)
4,863,541
Total Insured Shares and Deposits > $250K (item 17 less item K)
57,899,119
Total Interest Expense (Sum of items 6 8)
608,821
Share Certificates
249
Number of Accounts for Share Drafts
2,223
IRA KEOGH Accounts
82
Number of Accounts for Regular Shares
5,486
Money Market Shares
380
Net Income (unless the amount is already included in Undivided Earnings)
104,094
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,418,533
Total Liabilities
63,877,058
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Alcoa Community Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Alcoa Community Federal Credit Union
Frequently Asked Questions About Alcoa Community Federal Credit UnionHow many branches does Alcoa Community Federal Credit Union operate?Alcoa Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alcoa Community Federal Credit Union?Yes, to access services at Alcoa Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alcoa Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alcoa Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alcoa Community Federal Credit Union offer online and mobile banking?Most modern institutions like Alcoa Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alcoacommunityfcu.org. Current Alcoa Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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