Best Personal Loan Rates in Yuma, Arizona (AZ) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Yuma, Arizona include: Pima Federal Credit UnionPima Federal Credit Union454 W Catalina Dr Bldg B, Yuma, AZ, 85364 8007A+5.0 ★Texas Ratio: 2.69% offering Personal Loan at 11.24% APR, District #6 Federal Credit UnionDistrict #6 Federal Credit UnionA5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Solar Energy Loan at 5.24% APR, and Hughes Federal Credit UnionHughes Federal Credit UnionB+4.8 ★Texas Ratio: 17.35% offering FHA Loan (Purchase) at 5.88% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Yuma has 1 local institution in our database, with personal loan rates as low as 11.24% APR from Pima Federal Credit Union at 454 W Catalina Dr Bldg B, Yuma, AZ, 85364 8007. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Yuma, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Yuma, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Use the money in your account as Collateral for a loan
As Low As; Up to 60 Months
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As Low As; Up to 120 Months
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Up to 180 Months
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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up to $250,000; As Low As; 10 year fixed
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As Low As; Up to 240 Months
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As Low As; Terms from 6 to 60 months
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As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; Terms up to: 60 months
$1,000; As Low As
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
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Minimum $1000, Maximum $50,000
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DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
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As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
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As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
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As Low As; Terms up to: 60 months
No additional details available.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Including Debt Consolidation
No additional details available.
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No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
$1,000; As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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Minimum $1000, Maximum $50,000
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Yuma, AZ Personal Loan Rate Trends
Compare local Yuma, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 0.512 points over the past 7 days to 11.855% APR.
Arizona signature loan rates rose 0.095 points over the past 7 days to 12.029% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Yuma, Arizona?
What are the best personal loan rates in Yuma, Arizona?
- Pima Federal Credit Union: 11.24% (Personal Loan)
- District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- San Diego Firefighters Federal Credit Union: 5.24% (Solar Energy Loan)
- Hughes Federal Credit Union: 5.88% (FHA Loan (Purchase))
Personal Loan Calculators
