Best Personal Loan Rates in Tucson, Arizona (AZ) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Tucson, Arizona include: Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ, 85705 1551B+4.8 ★Texas Ratio: 17.35% offering FHA Loan (Purchase) at 5.88% APR, SunWest Federal Credit UnionSunWest Federal Credit Union3615 N Campbell Ave, Tucson, AZ, 85719 1534A+5.0 ★Texas Ratio: 3.72% offering Personal Loan at 7.90% APR, Arizona Central Credit UnionArizona Central Credit Union2150 W INA RD, TUCSON, AZ, 85741A+5.0 ★Texas Ratio: 5.39% offering You-Name-It Loan Up to 12 Months at 9.99% APR, Idaho Central Credit UnionIdaho Central Credit Union9725 E Broadway Blvd, Tucson, AZ, 85748A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR, and Vantage West Credit UnionVantage West Credit Union2222 S Craycroft Rd, Tucson, AZ, 85711 6626A5.0 ★Texas Ratio: 6.58% offering Signature Loans at 10.49% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Tucson has 8 local institutions in our database, with personal loan rates as low as 5.88% APR from Hughes Federal Credit Union at 971 W Wetmore Rd, Tucson, AZ, 85705 1551. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tucson, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tucson, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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As Low As
As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As
Minimum $1000, Maximum $50,000
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Minimum $1000, Maximum $50,000
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Use the money in your account as Collateral for a loan
As Low As; Up to 60 Months
As Low As; Up to 120 Months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Up to 180 Months
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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up to $250,000; As Low As; 10 year fixed
As Low As; Up to 240 Months
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As Low As; Including Debt Consolidation
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
As Low As; Qualifying balance up to $20,000.00
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As Low As;%
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Fixed
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As Low As; Variable Rate
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As Low As; Terms up to: 60 months
$1,000; As Low As
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As Low As; Fixed
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DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
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As Low As
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
As Low As
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
Fixed
As Low As; Variable Rate
As Low As; Terms up to: 60 months
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As Low As
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As Low As;%
As Low As;%
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As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
Minimum $1000, Maximum $50,000
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
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As Low As
As Low As; Including Debt Consolidation
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$1,000; As Low As
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Tucson, AZ Personal Loan Rate Trends
Compare local Tucson, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 0.227 points over the past 7 days to 11.855% APR.
Arizona signature loan rates fell 0.095 points over the past 7 days to 11.969% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Tucson, Arizona?
What are the best personal loan rates in Tucson, Arizona?
- Hughes Federal Credit Union: 5.88% (FHA Loan (Purchase))
- SunWest Federal Credit Union: 7.90% (Personal Loan)
- Arizona Central Credit Union: 9.99% (You-Name-It Loan Up to 12 Months)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
- Vantage West Credit Union: 10.49% (Signature Loans)
Personal Loan Calculators
