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Best Personal Loan Rates in Tucson, Arizona (AZ) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Arizona borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 26, 2026

Current personal loan options available to borrowers in Tucson, Arizona include: Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ, 85705 1551B+4.8 ★Texas Ratio: 17.35% offering FHA Loan (Purchase) at 5.75% APR, Notre Dame Federal Credit UnionNotre Dame Federal Credit Union3561 E SUNRISE DR Ste 125, Tucson, AZ, 85718A+5.0 ★Texas Ratio: 4.69% offering Land/Lot Loans 75% LTV (non-platted subdivision) at 9.87% APR, SunWest Federal Credit UnionSunWest Federal Credit Union3615 N Campbell Ave, Tucson, AZ, 85719 1534A+5.0 ★Texas Ratio: 3.72% offering Personal Loans at 9.99% APR, Arizona Central Credit UnionArizona Central Credit Union2150 W INA RD, TUCSON, AZ, 85741A+5.0 ★Texas Ratio: 5.39% offering You-Name-It Loan Up to 12 Months at 9.99% APR, and Idaho Central Credit UnionIdaho Central Credit Union9725 E Broadway Blvd, Tucson, AZ, 85748A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Tucson, Arizona can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tucson, Arizona.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tucson, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
FHA Loan (Purchase)
5.75%
View
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
VA Loan (Purchase)
6.63%
View
▼
APR6.63%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3561 E SUNRISE DR Ste 125, Tucson, AZ, 85718
Land/Lot Loans 75% LTV (non-platted subdivision)
9.87%
View
▼
APR9.87%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3561 E SUNRISE DR Ste 125, Tucson, AZ, 85718
Land/Lot Loans 80% LTV (platted subdivision)
9.87%
View
▼
APR9.87%
Last UpdatedMarch 26, 2026
Details

No additional details available.

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3615 N Campbell Ave, Tucson, AZ, 85719 1534
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2150 W INA RD, TUCSON, AZ, 85741
You-Name-It Loan Up to 12 Months
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 12 Months
10.04%
View
▼
APR10.04%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ, 85711
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 36 Months
10.74%
View
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2150 W INA RD, TUCSON, AZ, 85741
You-Name-It Loan Up to 36 Months
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 72 Months
11.64%
View
▼
APR11.64%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.95%
View
▼
APR11.95%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 84 Months
12.14%
View
▼
APR12.14%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2150 W INA RD, TUCSON, AZ, 85741
You-Name-It Loan Up to 60 Months
12.40%
View
▼
APR12.40%
Last UpdatedMarch 26, 2026
Details

As Low As

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Summer/Holiday Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
12.75%
View
▼
APR12.75%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
13.75%
View
▼
APR13.75%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
14.99%
View
▼
APR14.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
3561 E SUNRISE DR Ste 125, Tucson, AZ, 85718
Unsecured Loan
14.99%
View
▼
APR14.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Signature Loan
16.45%
View
▼
APR16.45%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
16.49%
View
▼
APR16.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Credit Builder Signature
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
23.49%
View
▼
APR23.49%
Last UpdatedMarch 26, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Fire Station Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Share Pledge Loans
5.00%
View
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details

Use the money in your account as Collateral for a loan

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Short Term Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
5.24%
View
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan Amount $125,000

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
5.50%
View
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
5.75%
View
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details

?80% LTV

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details

?80% LTV

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.00%
View
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details

Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.00%
View
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA purchase loan
6.22%
View
▼
APR6.22%
Last UpdatedMarch 26, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
6.24%
View
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan Amount $125,000

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 26, 2026
Details

?90% LTV

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA cash-out refinance loan
6.34%
View
▼
APR6.34%
Last UpdatedMarch 26, 2026
Details

Refinance up to 90% of the value of your home. Option to finance the funding fee.

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details

?100% LTV

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Unsecured
6.75%
View
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details

?100% LTV

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Loan Amount
6.75%
View
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details

up to $50,000

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedMarch 26, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
Low down payment purchase loan
6.96%
View
▼
APR6.96%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Appliance and Air Conditioning Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

Credit Score 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details

Credit Score 725+

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details

LTV ?100%

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedMarch 26, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedMarch 26, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
7.15%
View
▼
APR7.15%
Last UpdatedMarch 26, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
7.24%
View
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan Amount $125,000

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Faith Organization Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details

over $250,000; As Low As; 5 year adjustable - starting at

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details

?100% LTV

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedMarch 26, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E Energy Battery Loan - Loans Amounts to $20,000
7.29%
View
▼
APR7.29%
Last UpdatedMarch 26, 2026
Details

$2,000; Credit Score 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
7.29%
View
▼
APR7.29%
Last UpdatedMarch 26, 2026
Details

Credit Score 725+

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 26, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 26, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details

Credit Score 725+

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Faith Organization Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details

up to $250,000; As Low As; 10 year fixed

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Lot Loan
7.91%
View
▼
APR7.91%
Last UpdatedMarch 26, 2026
Details

Available in Arizona, FL, Iowa, Minnesota and Wisconsin.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Solar Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan Amount $125,000

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Unsecured Loans
8.45%
View
▼
APR8.45%
Last UpdatedMarch 26, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Fifth Wheel Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature
8.49%
View
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Lot Loan
8.67%
View
▼
APR8.67%
Last UpdatedMarch 26, 2026
Details

Available in Arizona, FL, Iowa, Minnesota and Wisconsin.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
Signature Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
Used Fifth Wheel Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Signature Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Including Debt Consolidation

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Personal Lines Of Credit
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

$0.00-$20,000.00

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4961 W Bell Rd Ste B6, Glendale, AZ, 85308 3451
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Terms from 6 to 60 months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
9.24%
View
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.30%
View
▼
APR9.30%
Last UpdatedMarch 26, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
Signature
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Unsecured Loan
9.51%
View
▼
APR9.51%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
Personal/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
10.74%
View
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Personal Loan
10.79%
View
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
CONSTRUCTION LOAN
10.90%
View
▼
APR10.90%
Last UpdatedMarch 26, 2026
Details

~ $80,000 - 150,000 (Depends on Score)

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Signature
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans&Lines of Credit
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Variable Rate

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ, 85308
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Safety Line(open-end loan)
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.40%
View
▼
APR11.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Closed-End Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Signature loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.90%
View
▼
APR11.90%
Last UpdatedMarch 26, 2026
Details

No additional details available.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ, 85281
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Terms up to: 60 months

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ, 85119 0002
Signature Loan (Minimum loan amount of
11.99%
View
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details

$1,000; As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Advanced Payday Loan (APL)
12.00%
View
▼
APR12.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
12.90%
View
▼
APR12.90%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Construction Loan
15.90%
View
▼
APR15.90%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Quick Loan
17.00%
View
▼
APR17.00%
Last UpdatedMarch 26, 2026
Details

$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Personal Lines Of Credit
17.00%
View
▼
APR17.00%
Last UpdatedMarch 26, 2026
Details

$0.00-$20,000.00

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Quick Cash Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Quick Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

$50.00 Application Fee

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Emergency Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

Fixed Interest Rate

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3615 N Campbell Ave, Tucson, AZ, 85719 1534
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
777 S ALVERNON WAY, TUCSON, AZ, 85711
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
14.99%
View
▼
APR14.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
16.49%
View
▼
APR16.49%
Last UpdatedMarch 26, 2026
Details

As Low As

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Short Term Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4961 W Bell Rd Ste B6, Glendale, AZ, 85308 3451
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Terms from 6 to 60 months

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Personal Loan
10.79%
View
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans&Lines of Credit
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Variable Rate

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ, 85308
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.40%
View
▼
APR11.40%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Closed-End Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.90%
View
▼
APR11.90%
Last UpdatedMarch 26, 2026
Details

No additional details available.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ, 85281
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Terms up to: 60 months

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
12.90%
View
▼
APR12.90%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 26, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.30%
View
▼
APR9.30%
Last UpdatedMarch 26, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 12 Months
10.04%
View
▼
APR10.04%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 36 Months
10.74%
View
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 72 Months
11.64%
View
▼
APR11.64%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.95%
View
▼
APR11.95%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 84 Months
12.14%
View
▼
APR12.14%
Last UpdatedMarch 26, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
12.75%
View
▼
APR12.75%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
13.75%
View
▼
APR13.75%
Last UpdatedMarch 26, 2026
Details

Minimum $1000, Maximum $50,000

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Signature Loan
16.45%
View
▼
APR16.45%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Credit Builder Signature
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
23.49%
View
▼
APR23.49%
Last UpdatedMarch 26, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature
8.49%
View
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details

As Low As

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
8.74%
View
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
Signature Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Signature Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Including Debt Consolidation

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
9.24%
View
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
Signature
9.50%
View
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
10.74%
View
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Signature
10.99%
View
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Signature loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ, 85119 0002
Signature Loan (Minimum loan amount of
11.99%
View
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details

$1,000; As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

No home improvement personal loan rates found in Tucson, AZ currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Arizona?

Most lenders in Tucson, Arizona require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Arizona often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Tucson, Arizona require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Arizona?

Yes. Debt consolidation is one of the most common uses of personal loans in Tucson, Arizona. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Tucson, Arizona?

Credit unions in Tucson, Arizona often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Tucson, Arizona?

  • Hughes Federal Credit Union: 5.75% (FHA Loan (Purchase))
  • Notre Dame Federal Credit Union: 9.87% (Land/Lot Loans 75% LTV (non-platted subdivision))
  • SunWest Federal Credit Union: 9.99% (Personal Loans)
  • Arizona Central Credit Union: 9.99% (You-Name-It Loan Up to 12 Months)
  • Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tucson, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.

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