Home Personal Loans Arizona Bapchule iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Bapchule, Arizona (AZ) - March 2026

Current personal loan options available to borrowers in Bapchule, Arizona include: Firefighters First Federal Credit UnionFirefighters First Federal Credit Union2151 E Broadway Rd, Tempe, AZ, 85282 1893A+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, District #6 Federal Credit UnionDistrict #6 Federal Credit Union2335 S Ellis St, Chandler, AZ, 85286 6701A5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union240 N Roosevelt Ave, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit Union4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459A+5.0 ★Texas Ratio: 0.97% offering Solar & Energy Saving Loan at 5.24% APR, and Southeastern Arizona Federal Credit UnionSoutheastern Arizona Federal Credit Union1600 N Pan American Ave, Douglas, AZ, 85607A+5.0 ★Texas Ratio: 3.47% offering Loan at 5.50% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Bapchule, Arizona can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bapchule, Arizona.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bapchule, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Fire Station Loan
4.99%
APR4.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Short Term Personal Loan
5.00%
APR5.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Share Pledge Loans
5.00%
APR5.00%
Last UpdatedMarch 21, 2026
Details

Use the money in your account as Collateral for a loan

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
5.24%
APR5.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan Amount $125,000

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
5.50%
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
5.75%
APR5.75%
Last UpdatedMarch 21, 2026
Details

?80% LTV

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
FHA Loan (Purchase)
5.75%
APR5.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA Interest Rate Reduction Refinance Loan, or IRRRL
5.87%
APR5.87%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.00%
APR6.00%
Last UpdatedMarch 21, 2026
Details

?80% LTV

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA purchase loan
6.09%
APR6.09%
Last UpdatedMarch 21, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
6.24%
APR6.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan Amount $125,000

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.25%
APR6.25%
Last UpdatedMarch 21, 2026
Details

?90% LTV

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
VA cash-out refinance loan
6.31%
APR6.31%
Last UpdatedMarch 21, 2026
Details

No additional details available.

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Collateral Loans
6.50%
APR6.50%
Last UpdatedMarch 21, 2026
Details

Amount: Up to $20000

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
6.50%
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.50%
APR6.50%
Last UpdatedMarch 21, 2026
Details

?100% LTV

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
6.50%
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
VA Loan (Purchase)
6.63%
APR6.63%
Last UpdatedMarch 21, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
Low down payment purchase loan
6.72%
APR6.72%
Last UpdatedMarch 21, 2026
Details

No additional details available.

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Unsecured
6.75%
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
6.75%
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
6.75%
APR6.75%
Last UpdatedMarch 21, 2026
Details

?100% LTV

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Loan Amount
6.75%
APR6.75%
Last UpdatedMarch 21, 2026
Details

up to $50,000

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
6.75%
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedMarch 21, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Appliance and Air Conditioning Loan
6.99%
APR6.99%
Last UpdatedMarch 21, 2026
Details

Credit Score 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
6.99%
APR6.99%
Last UpdatedMarch 21, 2026
Details

Credit Score 725+

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.00%
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
7.00%
APR7.00%
Last UpdatedMarch 21, 2026
Details

?100% LTV

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedMarch 21, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Loan
7.15%
APR7.15%
Last UpdatedMarch 21, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
7.24%
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan Amount $125,000

Copper State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1270 N Dysart Rd, Goodyear, AZ, 85395
Pool Loan
7.25%
APR7.25%
Last UpdatedMarch 21, 2026
Details

?100% LTV

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedMarch 21, 2026
Details

over $250,000; As Low As; 5 year adjustable - starting at

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.25%
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedMarch 21, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
7.29%
APR7.29%
Last UpdatedMarch 21, 2026
Details

Credit Score 725+

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E Energy Battery Loan - Loans Amounts to $20,000
7.29%
APR7.29%
Last UpdatedMarch 21, 2026
Details

$2,000; Credit Score 725+

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedMarch 21, 2026
Details

As Low As

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Smart E - Energy Efficient/Solar Loans
7.49%
APR7.49%
Last UpdatedMarch 21, 2026
Details

Credit Score 725+

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedMarch 21, 2026
Details

up to $250,000; As Low As; 10 year fixed

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.50%
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
7.75%
APR7.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Lot Loan
7.91%
APR7.91%
Last UpdatedMarch 21, 2026
Details

Available in Arizona, FL, Iowa, Minnesota and Wisconsin.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Solar Loan
7.99%
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Solar & Energy Saving Loan
7.99%
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan Amount $125,000

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.00%
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.25%
APR8.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Unsecured Loans
8.45%
APR8.45%
Last UpdatedMarch 21, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Fifth Wheel Loans
8.49%
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature
8.49%
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.50%
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Loan
8.50%
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Lot Loan
8.67%
APR8.67%
Last UpdatedMarch 21, 2026
Details

Available in Arizona, FL, Iowa, Minnesota and Wisconsin.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.75%
APR8.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
Signature Loan
8.75%
APR8.75%
Last UpdatedMarch 21, 2026
Details

As Low As

District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Signature Loan
8.99%
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Including Debt Consolidation

Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
Used Fifth Wheel Loans
8.99%
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4961 W Bell Rd Ste B6, Glendale, AZ, 85308 3451
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Terms from 6 to 60 months

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Personal Lines Of Credit
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

Qualifying balance up to $20,000.00

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.25%
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.30%
APR9.30%
Last UpdatedMarch 21, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.50%
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
Signature
9.50%
APR9.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Unsecured Loan
9.51%
APR9.51%
Last UpdatedMarch 21, 2026
Details

Fixed interest rate; Available in 36-month term; Minimum loan amount of $5,000

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
Personal Loan
9.54%
APR9.54%
Last UpdatedMarch 21, 2026
Details

As Low As; 0.25% automatic payment discount

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
4645 N 32nd St Ste 100A, Phoenix, AZ, 85018 3389
Land/Lot Loans 75% LTV (non-platted subdivision)
9.87%
APR9.87%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
4645 N 32nd St Ste 100A, Phoenix, AZ, 85018 3389
Land/Lot Loans 80% LTV (platted subdivision)
9.87%
APR9.87%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
You-Name-It Loan Up to 12 Months
9.99%
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
Personal/Unsecured
9.99%
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
10.49%
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
10.49%
APR10.49%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1812 W Monroe St, PHOENIX, AZ, 85007
Personal Loan
10.50%
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Personal Loan
10.79%
APR10.79%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
CONSTRUCTION LOAN
10.90%
APR10.90%
Last UpdatedMarch 21, 2026
Details

~ $80,000 - 150,000 (Depends on Score)

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Signature
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
You-Name-It Loan Up to 36 Months
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Variable Rate

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans&Lines of Credit
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Variable Rate

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ, 85308
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Safety Line(open-end loan)
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Signature Loans
11.00%
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.25%
APR11.25%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.40%
APR11.40%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Signature loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.74%
APR11.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.90%
APR11.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.95%
APR11.95%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ, 85119 0002
Signature Loan (Minimum loan amount of
11.99%
APR11.99%
Last UpdatedMarch 21, 2026
Details

$1,000; As Low As

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ, 85281
Personal Loan
11.99%
APR11.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Terms up to: 60 months

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Advanced Payday Loan (APL)
12.00%
APR12.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004
You-Name-It Loan Up to 60 Months
12.40%
APR12.40%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
PERSONAL
12.49%
APR12.49%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Summer/Holiday Loans
12.50%
APR12.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
12.74%
APR12.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
12.75%
APR12.75%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
12.90%
APR12.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Signature Loan
12.99%
APR12.99%
Last UpdatedMarch 21, 2026
Details

Up to 60 mo.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loan
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loans
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
13.75%
APR13.75%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loan
14.24%
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loans
14.24%
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
4645 N 32nd St Ste 100A, Phoenix, AZ, 85018 3389
Unsecured Loan
14.99%
APR14.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
14.99%
APR14.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Construction Loan
15.90%
APR15.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Signature Loan
16.45%
APR16.45%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
16.49%
APR16.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Personal Lines Of Credit
17.00%
APR17.00%
Last UpdatedMarch 21, 2026
Details

$0.00-$20,000.00

Marisol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
1515 W Roosevelt St, Phoenix, AZ, 85007 2034
Quick Loan
17.00%
APR17.00%
Last UpdatedMarch 21, 2026
Details

$50.00 non-refundable application fee/Non-credit qualification; Credit Score 725+

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Emergency Loan
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

Fixed Interest Rate

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Credit Builder Signature
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Quick Cash Loans
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00

Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1600 N Pan American Ave, Douglas, AZ, 85607
Quick Loans
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

$50.00 Application Fee

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
23.49%
APR23.49%
Last UpdatedMarch 21, 2026
Details

APR Range: 10.49% to 23.49%% Fixed

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Short Term Personal Loan
5.00%
APR5.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4961 W Bell Rd Ste B6, Glendale, AZ, 85308 3451
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Terms from 6 to 60 months

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
1 Norterra Dr, Phoenix, AZ, 85085
Personal Loan
9.54%
APR9.54%
Last UpdatedMarch 21, 2026
Details

As Low As; 0.25% automatic payment discount

SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5323 N 99th Ave Ste 220, Glendale, AZ, 85305 2224
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

OneAZ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1812 W Monroe St, PHOENIX, AZ, 85007
Personal Loan
10.50%
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ, 85054
Personal Loan
10.79%
APR10.79%
Last UpdatedMarch 21, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Variable Rate

Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Personal Loans&Lines of Credit
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Variable Rate

Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ, 85308
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.40%
APR11.40%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
11.74%
APR11.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
11.90%
APR11.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ, 85281
Personal Loan
11.99%
APR11.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Terms up to: 60 months

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
12.74%
APR12.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
Personal Loan
12.90%
APR12.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loan
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Personal Loans
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
13.49%
APR13.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
14.99%
APR14.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ, 85705 3204
Personal Loan
16.49%
APR16.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
District #6 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
2335 S Ellis St, Chandler, AZ, 85286 6701
Debt Consolidation Loan
8.99%
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.30%
APR9.30%
Last UpdatedMarch 21, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.50%
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loan
14.24%
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Debt Consolidation Loans
14.24%
APR14.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature
8.49%
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.50%
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
8.75%
APR8.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
Signature Loan
8.75%
APR8.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Signature Loan
8.99%
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As; Including Debt Consolidation

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.00%
APR9.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Blue Water Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Signature Loans
9.25%
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
Signature
9.50%
APR9.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
10.49%
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR Range: 10.49% to 23.49%% Fixed

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
10.49%
APR10.49%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Alhambra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Signature
10.99%
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Signature Loans
11.00%
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
2800 S Woodlands Village Blvd, Flagstaff, AZ, 86001
Signature and Personal Loans
11.00%
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.25%
APR11.25%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Signature loan
11.49%
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
11.95%
APR11.95%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ, 85119 0002
Signature Loan (Minimum loan amount of
11.99%
APR11.99%
Last UpdatedMarch 21, 2026
Details

$1,000; As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
12.75%
APR12.75%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Signature Loan
12.99%
APR12.99%
Last UpdatedMarch 21, 2026
Details

Up to 60 mo.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Signature Loans
13.75%
APR13.75%
Last UpdatedMarch 21, 2026
Details

Minimum $1000, Maximum $50,000

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Signature Loan
16.45%
APR16.45%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Credit Builder Signature
18.00%
APR18.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Personal Signature Loan
23.49%
APR23.49%
Last UpdatedMarch 21, 2026
Details

APR Range: 10.49% to 23.49%% Fixed

No home improvement personal loan rates found in Bapchule, AZ currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Arizona?

Most lenders in Bapchule, Arizona require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Arizona often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Bapchule, Arizona require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Arizona?

Yes. Debt consolidation is one of the most common uses of personal loans in Bapchule, Arizona. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Bapchule, Arizona?

Credit unions in Bapchule, Arizona often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Bapchule, Arizona?

  • Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
  • District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
  • Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
  • San Diego Firefighters Federal Credit Union: 5.24% (Solar & Energy Saving Loan)
  • Southeastern Arizona Federal Credit Union: 5.50% (Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bapchule, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.