Earlysville, Virginia Mortgage Rates Today for October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current mortgage rates for Earlysville, Virginia borrowers from lenders serving Virginia today start at 6.50% for a 30 year fixed and 6.25% for a 15 year fixed, compared with Virginia averages of 7.329% and 6.824%. Earlysville, Virginia mortgage rates from lenders serving Virginia range from 4.54% to 8.25%, verified by MonitorBankRates as of October 31, 2026. Current 30-year fixed mortgage rates for Earlysville, Virginia borrowers from lenders serving Virginia include Commonwealth One Federal Credit UnionCommonwealth One Federal Credit UnionA5.0 ★Texas Ratio: 10.04%Rate verified Oct 28, 2026 at 6.625%, State Department Federal Credit UnionState Department Federal Credit UnionA+5.0 ★Texas Ratio: 4.05%Rate verified Oct 28, 2026 at 6.875%, Virginia Credit UnionVirginia Credit UnionA5.0 ★Texas Ratio: 6.40%Rate verified Oct 29, 2026 at 6.625%, Dollar Bank, Federal Savings BankDollar Bank, Federal Savings BankA+5.0 ★Texas Ratio: 5.29%Rate verified Oct 31, 2026 at 6.875%, and M&T BankM&T BankA+5.0 ★Texas Ratio: 4.11%Rate verified Oct 31, 2026 at 6.875%. Mortgage rates as of October 31, 2026 according to verified data from MonitorBankRates.
Earlysville borrowers can compare 162 mortgage rates from 28 lenders serving the Virginia area, with mortgage rates as low as 6.625% from Commonwealth One Federal Credit Union. Use the tabs below to compare available loan types. Rates are continually updated, so we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Virginia borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 31, 2026
Compare Mortgage Rates Today in Earlysville, Virginia & the Surrounding Area
Earlysville 30 Year Fixed Mortgage Rates
Par rate (no discount points)
- Oct 28, 20266.72%▼ from 6.85%
- Oct 23, 20266.85%▼ from 6.98%
- Oct 15, 20266.98%first recorded
Conforming Fixed
- Oct 28, 20266.90%▲ from 6.88%
- Oct 23, 20266.88%▼ from 7.01%
- Sep 25, 20267.01%first recorded
No additional details available.
Mortgage; rates based on 780 FICO, purchase or no cash-out refinance; APR assumes $400,000 loan, 20% down
- Oct 31, 20266.95%▼ from 7.20%
- Oct 20, 20267.20%▼ from 7.33%
- Oct 7, 20267.33%▲ from 6.70%
- Sep 7, 20266.70%first recorded
Jumbo table (data-ratetype); purchase of existing single family primary residence; loan amount $1,000,000; estimated property value $1,250,000; property in NY, Erie county; escrow required; 60-day rate lock; assumed credit score 740
Conforming Fixed
- Oct 28, 20267.00%▲ from 6.88%
- Oct 23, 20266.88%▼ from 7.01%
- Sep 25, 20267.01%first recorded
As Low As; Rates may include points.
- Oct 26, 20267.00%▼ from 7.13%
- Oct 14, 20267.13%▼ from 7.25%
- Oct 1, 20267.25%▲ from 7.13%
- Sep 27, 20267.13%▲ from 7.00%
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
Conforming Fixed
- Oct 28, 20267.01%▲ from 7.00%
- Oct 23, 20267.00%▼ from 7.40%
- Sep 25, 20267.40%first recorded
Rate (as low as); Medical professionals; credit score 670 or better; Up to 100% LTV for purchases; Loan amount $100,000 - $1,500,000
As Low As; Purchase loan, $225,000 loan amount, $375,000 property value, NY (Erie county), existing single family primary residence, escrow required, 60-day rate lock, 740 credit score assumed; advertised APR assumes approximately 2.000 points
- Oct 31, 20267.09%▼ from 7.22%
- Oct 22, 20267.22%first recorded
As Low As; Mortgage rates shown are subject to change
- Oct 26, 20267.13%▲ from 6.38%
- Sep 18, 20266.38%first recorded
Conforming Fixed
- Oct 28, 20267.13%▲ from 7.00%
- Oct 23, 20267.00%▼ from 7.40%
- Sep 25, 20267.40%first recorded
As Low As; Payment: 6,653.02 (payment column not a rate)
- Oct 30, 20267.14%▼ from 7.33%
- Sep 27, 20267.33%first recorded
Purchase transaction with 20% down payment; APR based on $100,000 loan amount for 80% LTV purchase
- Oct 19, 20267.15%▼ from 7.28%
- Oct 1, 20267.28%▲ from 7.02%
- Sep 27, 20267.02%first recorded
No additional details available.
As Low As; Payment: 1,596.73
- Oct 30, 20267.19%▼ from 7.32%
- Oct 19, 20267.32%▲ from 7.07%
- Sep 18, 20267.07%first recorded
Par rate (no discount points)
- Oct 28, 20267.21%▼ from 7.34%
- Oct 23, 20267.34%▼ from 7.46%
- Oct 15, 20267.46%▲ from 6.95%
- Sep 14, 20266.95%first recorded
Payment: $2,349; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20267.21%▼ from 7.34%
- Oct 23, 20267.34%first recorded
Rates effective as of 10/28/2026; based on a 45 day lock
- Oct 28, 20267.21%▼ from 7.46%
- Oct 2, 20267.46%▲ from 7.21%
- Sep 25, 20267.21%▲ from 7.08%
- Sep 16, 20267.08%first recorded
up to $832,750; Rate Effective Date: October 29, 2026; Link: Get Started
No additional details available.
Section: FHA Fixed Rate Mortgage
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
No additional details available.
Rates effective as of 10/28/2026; based on a 45 day lock
Payment: $2,047; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20267.35%▼ from 7.48%
- Oct 23, 20267.48%▼ from 7.60%
- Oct 2, 20267.60%▲ from 7.35%
- Sep 25, 20267.35%▲ from 7.23%
Rates as of October 29, 2026; Rates apply to loans up to the current FHFA conforming loan limit
- Oct 28, 20267.37%▲ from 7.23%
- Oct 12, 20267.23%first recorded
Primary residences in North or South Carolina; APR includes 1% origination fee
- Oct 13, 20267.39%▲ from 6.58%
- Sep 14, 20266.58%first recorded
Refinance; Conforming fixed rate mortgage; based on $300,000 loan amount; rate includes 0.125% autopay and paperless discount
- Oct 31, 20267.45%▼ from 7.83%
- Oct 7, 20267.83%first recorded
Par rate (no discount points)
- Oct 26, 20267.46%▼ from 7.85%
- Oct 14, 20267.85%▲ from 7.34%
- Sep 22, 20267.34%▲ from 6.95%
- Sep 14, 20266.95%first recorded
Conforming mortgage; based on single-family primary residence purchase, 80% LTV, credit score 740, 15 days prepaid interest, 60-day rate lock; APR assumes $400,000 loan, 20% down, closing costs $2416.75 plus -0.04 points; rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie)
- Oct 31, 20267.46%▼ from 7.59%
- Oct 26, 20267.59%first recorded
No additional details available.
Effective Date: October 29, 2026
- Oct 26, 20267.51%▼ from 7.54%
- Oct 19, 20267.54%▼ from 7.64%
- Oct 13, 20267.64%▼ from 7.75%
- Oct 9, 20267.75%▼ from 8.00%
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
Section: FHA Fixed Rate Mortgage
Jumbo mortgage; based on purchase of single-family primary residence, 65% LTV, 740 credit score, 60-day rate lock; rates shown for New York only
- Oct 31, 20267.65%▼ from 7.72%
- Oct 26, 20267.72%▼ from 7.82%
- Oct 20, 20267.82%▼ from 7.94%
- Oct 14, 20267.94%▼ from 7.96%
Today's par rate (no discount points); based on stated assumptions
- Oct 26, 20267.66%▼ from 7.79%
- Oct 19, 20267.79%▼ from 8.04%
- Oct 1, 20268.04%▲ from 7.41%
- Sep 18, 20267.41%▲ from 7.28%
Par rate (no discount points)
- Oct 28, 20267.67%▼ from 7.80%
- Oct 23, 20267.80%▼ from 8.18%
- Oct 15, 20268.18%▲ from 7.42%
- Sep 14, 20267.42%first recorded
Payment: $2,412; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20267.67%▼ from 7.80%
- Oct 23, 20267.80%▼ from 8.18%
- Oct 15, 20268.18%▲ from 7.80%
- Oct 4, 20267.80%▼ from 8.18%
Rates effective as of 10/28/2026; based on a 45 day lock
No additional details available.
Par rate (no discount points)
- Oct 23, 20267.72%▼ from 8.10%
- Oct 15, 20268.10%▲ from 7.34%
- Sep 14, 20267.34%first recorded
Rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie); based on 80% LTV and 740 credit score
- Oct 31, 20267.73%▼ from 7.87%
- Oct 26, 20267.87%▲ from 7.86%
- Oct 20, 20267.86%▼ from 7.90%
- Oct 14, 20267.90%first recorded
Standard rate; Available on new conventional mortgages; Loan amount $250,000, LTV 80%, credit score 740, purchase of primary residence
- Oct 31, 20267.84%▲ from 6.84%
- Oct 26, 20266.84%▼ from 7.78%
- Oct 14, 20267.78%▼ from 7.84%
- Oct 7, 20267.84%▲ from 7.78%
Par rate (no discount points)
- Oct 26, 20267.93%▼ from 8.31%
- Oct 14, 20268.31%▲ from 7.80%
- Sep 22, 20267.80%▲ from 7.42%
- Sep 14, 20267.42%first recorded
Rates are based on a purchase transaction with a 0% down payment. APR is based on $100,000 loan amount for a 105% LTV purchase and reflects any pre-paid finance charge.
- Oct 19, 20268.31%▼ from 8.44%
- Oct 1, 20268.44%▲ from 8.18%
- Sep 27, 20268.18%▲ from 8.06%
- Sep 14, 20268.06%first recorded
Rates apply to primary residence purchases and refinances only; higher rates may apply to cash-out refinances and LTV over 80%
Earlysville 15 Year Fixed Mortgage Rates
Conforming Fixed
- Oct 28, 20266.31%▲ from 6.29%
- Oct 23, 20266.29%▼ from 6.42%
- Sep 25, 20266.42%first recorded
Conforming Fixed
- Oct 23, 20266.38%▼ from 6.42%
- Sep 25, 20266.42%first recorded
As Low As; Both traditional and short-term options available. Rates may include points.
- Oct 19, 20266.38%▼ from 6.50%
- Sep 27, 20266.50%▲ from 6.25%
- Sep 18, 20266.25%▲ from 6.13%
- Sep 14, 20266.13%first recorded
Conforming Fixed
- Oct 28, 20266.42%▲ from 6.40%
- Oct 23, 20266.40%▼ from 6.54%
- Sep 25, 20266.54%first recorded
Mortgage; rates based on 780 FICO, purchase or no cash-out refinance; APR assumes $400,000 loan, 20% down
- Oct 31, 20266.42%▼ from 6.53%
- Oct 20, 20266.53%▼ from 6.67%
- Oct 7, 20266.67%▲ from 5.92%
- Sep 7, 20265.92%first recorded
Conforming Fixed
- Oct 23, 20266.50%▼ from 6.54%
- Sep 25, 20266.54%first recorded
Par rate (no discount points)
- Oct 28, 20266.54%▼ from 6.66%
- Oct 23, 20266.66%▼ from 6.79%
- Oct 15, 20266.79%first recorded
As Low As; Payment: 2,074.20
- Oct 30, 20266.66%▲ from 6.53%
- Sep 18, 20266.53%▲ from 6.28%
- Sep 14, 20266.28%first recorded
Purchase transaction with 20% down payment; APR based on $100,000 loan amount for 80% LTV purchase
- Oct 19, 20266.69%▼ from 6.81%
- Oct 1, 20266.81%▲ from 6.56%
- Sep 27, 20266.56%first recorded
No additional details available.
As Low As; APR for 15-Year Fixed; Rates as of 10/01/2026
Conforming mortgage; based on single-family primary residence purchase, 80% LTV, credit score 740, 15 days prepaid interest, 60-day rate lock; APR assumes $400,000 loan, 20% down, closing costs $2416.75 plus -0.04 points; rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie)
- Oct 31, 20266.76%▼ from 6.89%
- Oct 26, 20266.89%first recorded
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
No additional details available.
No additional details available.
As Low As; Purchase loan, $225,000 loan amount, $375,000 property value, NY (Erie county), existing single family primary residence, escrow required, 60-day rate lock, 740 credit score assumed; advertised APR assumes approximately 2.000 points
- Oct 31, 20266.87%▼ from 7.08%
- Oct 22, 20267.08%first recorded
Refinance; Conforming fixed rate mortgage; based on $300,000 loan amount; rate includes 0.125% autopay and paperless discount
up to $832,750; Rate Effective Date: October 29, 2026; Link: Get Started
Primary residences in North or South Carolina; APR includes 1% origination fee
- Oct 13, 20266.97%▲ from 6.20%
- Sep 14, 20266.20%first recorded
Jumbo table (data-ratetype); purchase of existing single family primary residence; loan amount $1,000,000; estimated property value $1,250,000; property in NY, Erie county; escrow required; 60-day rate lock; assumed credit score 740
Rates shown for New York counties only (Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester, Nassau, Suffolk, Erie); based on 80% LTV and 740 credit score
- Oct 31, 20267.00%▼ from 7.12%
- Oct 26, 20267.12%▼ from 7.25%
- Oct 20, 20267.25%▼ from 7.50%
- Oct 14, 20267.50%first recorded
No additional details available.
Rates effective as of 10/28/2026; based on a 45 day lock
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Rates Effective Date: 09/21/2026; Rates based on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
Effective Date: October 29, 2026
- Oct 30, 20267.19%▼ from 7.32%
- Oct 26, 20267.32%▼ from 7.34%
- Oct 19, 20267.34%▼ from 7.46%
- Oct 13, 20267.46%▼ from 7.57%
Rates apply to primary residence purchases and refinances only; higher rates may apply to cash-out refinances and LTV over 80%
Earlysville 5/1 ARM Mortgage Rates
As Low As; Enjoy a low initial rate that adjusts with the market. Various terms and options available. Rates may include points.
- Oct 26, 20265.88%▼ from 6.00%
- Oct 14, 20266.00%▼ from 6.13%
- Oct 1, 20266.13%▲ from 5.63%
- Sep 18, 20265.63%▲ from 5.50%
Purchase transaction with 20% down payment; APR based on $100,000 loan amount for 80% LTV purchase
As Low As; 5/5 ARM with rate fixed for first 5 years, adjusts once every 5 years after; up to 95% financing on homes up to $1 million; no PMI required
- Oct 23, 20266.18%▼ from 6.56%
- Oct 2, 20266.56%▲ from 6.31%
- Sep 25, 20266.31%▲ from 6.06%
- Sep 17, 20266.06%▲ from 5.93%
As Low As; Fixed for first 5 years, then adjusts every 5 years; 30-year loan term; Interest Rate as low as 6.000%, APR as low as 6.182%
- Oct 23, 20266.18%▼ from 6.56%
- Oct 2, 20266.56%▲ from 6.31%
- Sep 25, 20266.31%▲ from 6.06%
- Sep 17, 20266.06%▲ from 5.93%
Adjustable Rate Mortgage
- Oct 29, 20266.20%▼ from 6.25%
- Oct 13, 20266.25%▼ from 7.03%
- Oct 2, 20267.03%first recorded
Effective 10-30-2026
- Oct 31, 20266.35%▲ from 6.23%
- Oct 26, 20266.23%▼ from 6.35%
- Oct 20, 20266.35%first recorded
Payment: $1,775; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20266.52%▼ from 6.57%
- Oct 23, 20266.57%▼ from 6.67%
- Oct 15, 20266.67%▲ from 6.62%
- Oct 4, 20266.62%▼ from 6.67%
Rate (as low as); Fixed 6.125% / 6.565% APR for the first five years, then adjusts; Medical professionals; credit score 670 or better; Up to 100% LTV for purchases; Loan amount $100,000 - $1,500,000
Adjustable Rate Mortgage; Index: 1-Yr Current Weekly Average CMT T-Bill; Rates base on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
- Oct 30, 20266.65%▲ from 6.52%
- Oct 21, 20266.52%first recorded
Adjustable Rate Mortgage; Index: 1-Yr Current Weekly Average CMT T-Bill; Rates base on loan amount $200,000.00; Minimum 5% down payment (3% for first-time home buyers)
- Oct 30, 20266.65%▲ from 6.52%
- Oct 21, 20266.52%first recorded
Rates as of October 29, 2026; Rates apply to loans up to the current FHFA conforming loan limit
- Oct 15, 20266.65%▲ from 6.06%
- Oct 2, 20266.06%▲ from 5.81%
- Sep 14, 20265.81%first recorded
No additional details available.
- Oct 28, 20266.66%▼ from 6.72%
- Oct 23, 20266.72%▼ from 6.82%
- Oct 12, 20266.82%▼ from 6.87%
- Oct 8, 20266.87%▲ from 6.77%
No additional details available.
- Oct 28, 20266.68%▼ from 6.72%
- Oct 23, 20266.72%▼ from 6.82%
- Oct 12, 20266.82%▼ from 6.87%
- Oct 8, 20266.87%▲ from 6.77%
Jumbo mortgage; based on purchase of single-family primary residence, 65% LTV, 740 credit score, 60-day rate lock; rates shown for New York only
- Oct 31, 20266.69%▼ from 6.79%
- Oct 20, 20266.79%▼ from 6.83%
- Oct 14, 20266.83%▲ from 6.76%
- Oct 7, 20266.76%▲ from 6.75%
No additional details available.
- Oct 28, 20266.70%▲ from 6.69%
- Oct 23, 20266.69%▼ from 6.93%
- Oct 12, 20266.93%▼ from 7.03%
- Oct 8, 20267.03%▲ from 6.79%
As Low As; 5/6 ARM is a variable rate loan; APR assumes 20% down, 30 day rate lock, $200,000.00 loan amount
As Low As; Fixed rate 6.625%/6.741% APR for the first five years, then adjusts up or down every five years; Up to 100% LTV for purchases; Minimum loan $50,000, maximum loan $832,750; First-time homebuyers only; credit score 640 or better; Automatic payment set-up required; first-time homebuyer course required
- Oct 28, 20266.74%▲ from 6.36%
- Oct 12, 20266.36%first recorded
No additional details available.
- Oct 28, 20266.79%▲ from 6.69%
- Oct 23, 20266.69%▼ from 6.93%
- Oct 12, 20266.93%▼ from 7.03%
- Oct 8, 20267.03%▲ from 6.79%
No Mortgage Insurance Required; Up to 95% LTV
- Oct 26, 20266.79%▲ from 6.30%
- Oct 14, 20266.30%first recorded
As Low As; Rate 6.500%, APR 6.793%; mortgage rates subject to change
up to $832,750; Rate Effective Date: October 29, 2026; Link: Get Started
As Low As; w/ 1.000 Points; Payment: 1,419.69
- Oct 30, 20266.94%▼ from 6.98%
- Oct 19, 20266.98%first recorded
Rates effective as of 10/28/2026; based on a 45 day lock
- Oct 28, 20266.99%▼ from 7.17%
- Oct 8, 20267.17%▲ from 7.05%
- Oct 2, 20267.05%▲ from 6.99%
- Sep 25, 20266.99%▲ from 6.88%
Par rate (no discount points)
- Oct 28, 20267.31%▼ from 7.43%
- Oct 23, 20267.43%▼ from 7.48%
- Oct 15, 20267.48%▲ from 6.99%
- Sep 14, 20266.99%first recorded
Earlysville 30-Year Jumbo Mortgage Rates
Rates as of Oct 30, 2026 ET; Interest Rates As Low As; APR As Low As
- Oct 31, 20266.71%▼ from 6.83%
- Oct 20, 20266.83%▼ from 6.87%
- Oct 6, 20266.87%▲ from 6.77%
- Sep 30, 20266.77%first recorded
No additional details available.
- Oct 29, 20266.79%▲ from 6.75%
- Oct 19, 20266.75%▼ from 6.92%
- Oct 2, 20266.92%▲ from 6.82%
- Sep 30, 20266.82%first recorded
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20266.80%▼ from 6.86%
- Oct 15, 20266.86%▲ from 6.80%
- Oct 13, 20266.80%▼ from 6.87%
- Oct 9, 20266.87%▲ from 6.80%
No additional details available.
No additional details available.
- Oct 29, 20266.86%▲ from 6.80%
- Oct 19, 20266.80%▼ from 6.93%
- Oct 2, 20266.93%▲ from 6.80%
- Sep 30, 20266.80%first recorded
No additional details available.
- Oct 29, 20266.86%▲ from 6.82%
- Oct 19, 20266.82%▼ from 6.99%
- Oct 2, 20266.99%first recorded
No additional details available.
- Oct 2, 20266.88%▲ from 6.63%
- Sep 30, 20266.63%first recorded
No additional details available.
No additional details available.
No additional details available.
- Oct 29, 20266.89%▲ from 6.83%
- Oct 19, 20266.83%▼ from 6.96%
- Oct 2, 20266.96%▲ from 6.83%
- Sep 30, 20266.83%first recorded
No additional details available.
No additional details available.
- Oct 29, 20266.95%▲ from 6.88%
- Oct 19, 20266.88%▼ from 6.98%
- Oct 2, 20266.98%▲ from 6.88%
- Sep 30, 20266.88%first recorded
No additional details available.
- Oct 29, 20266.96%▲ from 6.88%
- Oct 19, 20266.88%▼ from 6.98%
- Oct 2, 20266.98%▲ from 6.88%
- Sep 30, 20266.88%first recorded
No additional details available.
No additional details available.
No additional details available.
- Oct 2, 20267.02%▲ from 6.77%
- Sep 30, 20266.77%first recorded
Jumbo Fixed; As of Oct 28, 2026, 10:13 PM; Based on 60% LTV and 780+ credit; 1st Lien Purchase and Rate/Term Refinance
- Oct 28, 20267.04%▲ from 7.01%
- Oct 23, 20267.01%▼ from 7.53%
- Oct 12, 20267.53%▼ from 8.05%
- Oct 8, 20268.05%▲ from 7.63%
Jumbo Fixed; As of Oct 28, 2026, 10:13 PM; Based on 60% LTV and 780+ credit; 1st Lien Purchase and Rate/Term Refinance
- Oct 23, 20267.13%▼ from 7.53%
- Oct 12, 20267.53%▼ from 8.05%
- Oct 8, 20268.05%▲ from 7.63%
- Oct 4, 20267.63%▼ from 8.03%
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20267.18%▼ from 7.30%
- Oct 13, 20267.30%▼ from 7.43%
- Oct 9, 20267.43%▲ from 7.30%
- Oct 5, 20267.30%▼ from 7.43%
Jumbo; Interest Rate then APR
- Oct 19, 20267.60%▼ from 7.63%
- Oct 13, 20267.63%first recorded
Interest Rates As Low As; Exclusive mortgage benefit for Servicemembers, Reservists and Veterans who have already exhausted their VA loan benefit; no down payment required; 720 FICO, down payment of 0%; rates as of Oct 30, 2026 ET
- Oct 31, 20268.10%▼ from 8.22%
- Oct 26, 20268.22%▼ from 8.35%
- Oct 20, 20268.35%first recorded
As Low As; Rates as of Oct 30, 2026 ET; Advertised rate assumes single-family primary residence, 720 FICO, 0% down
- Oct 31, 20268.22%▼ from 8.35%
- Oct 26, 20268.35%▼ from 8.48%
- Oct 20, 20268.48%▼ from 8.61%
- Oct 1, 20268.61%first recorded
Earlysville 15-Year Jumbo Mortgage Rates
No additional details available.
- Oct 2, 20266.62%▲ from 6.37%
- Sep 30, 20266.37%first recorded
Jumbo Fixed; As of Oct 28, 2026, 10:13 PM; Based on 60% LTV and 780+ credit; 1st Lien Purchase and Rate/Term Refinance
- Oct 28, 20266.65%▲ from 6.63%
- Oct 23, 20266.63%▼ from 6.92%
- Oct 12, 20266.92%▼ from 6.96%
- Oct 8, 20266.96%▲ from 6.75%
Jumbo Fixed; As of Oct 28, 2026, 10:13 PM; Based on 60% LTV and 780+ credit; 1st Lien Purchase and Rate/Term Refinance
- Oct 28, 20266.75%▲ from 6.63%
- Oct 23, 20266.63%▼ from 6.92%
- Oct 12, 20266.92%▼ from 6.96%
- Oct 8, 20266.96%▲ from 6.75%
No additional details available.
- Oct 2, 20266.82%▲ from 6.57%
- Sep 30, 20266.57%first recorded
As Low As; Assumes single-family primary residence, 720 FICO, 20% down; Minimum 5% down required; Rates as of Oct 30, 2026 ET
- Oct 26, 20266.85%▼ from 6.97%
- Oct 20, 20266.97%first recorded
Jumbo; Interest Rate then APR
- Oct 29, 20266.94%▼ from 7.23%
- Oct 26, 20267.23%▲ from 7.20%
- Oct 19, 20267.20%▼ from 7.23%
- Oct 13, 20267.23%first recorded
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20267.21%▼ from 7.34%
- Oct 5, 20267.34%▼ from 7.46%
- Sep 29, 20267.46%▲ from 7.34%
- Sep 25, 20267.34%▲ from 6.96%
Earlysville 5/1 Jumbo ARM Mortgage Rates
Rates as of Oct 30, 2026 ET; Interest Rates As Low As; APR As Low As
- Oct 31, 20266.65%▼ from 6.78%
- Oct 20, 20266.78%▼ from 6.83%
- Oct 6, 20266.83%▲ from 6.75%
- Sep 30, 20266.75%first recorded
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20266.78%▼ from 6.83%
- Oct 15, 20266.83%▲ from 6.75%
- Oct 13, 20266.75%▼ from 6.80%
- Oct 9, 20266.80%▲ from 6.75%
No additional details available.
- Oct 28, 20266.79%▼ from 6.82%
- Oct 23, 20266.82%▼ from 6.96%
- Oct 12, 20266.96%▼ from 6.99%
- Oct 8, 20266.99%▲ from 6.83%
No additional details available.
- Oct 28, 20266.83%▲ from 6.82%
- Oct 23, 20266.82%▼ from 6.96%
- Oct 12, 20266.96%▼ from 6.99%
- Oct 8, 20266.99%▲ from 6.83%
Par rate (no discount points)
- Oct 28, 20267.29%▼ from 7.41%
- Oct 23, 20267.41%▼ from 7.46%
- Oct 15, 20267.46%▲ from 6.97%
- Sep 14, 20266.97%first recorded
Earlysville FHA Loan Rates
Fixed Rate Mortgage; Origination Fee: $1595; FHA Loan: 96.5% LTV; 80% LTV Cash-out Refinance
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Assumes purchase, $225,000 loan, $375,000 property value, Erie county NY, primary residence, escrow required, 60-day rate lock, 740 credit score
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Effective Date: October 29, 2026
- Oct 30, 20267.57%▼ from 7.58%
- Oct 26, 20267.58%▼ from 7.60%
- Oct 19, 20267.60%first recorded
Par rate (no discount points)
- Oct 28, 20267.67%▼ from 7.80%
- Oct 23, 20267.80%▼ from 8.18%
- Oct 15, 20268.18%▲ from 7.42%
- Sep 14, 20267.42%first recorded
Payment: $2,412; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20267.67%▼ from 7.80%
- Oct 23, 20267.80%▼ from 8.18%
- Oct 15, 20268.18%▲ from 7.80%
- Oct 4, 20267.80%▼ from 8.18%
Rates effective as of 10/28/2026; based on a 45 day lock
Par rate (no discount points)
- Oct 26, 20267.93%▼ from 8.31%
- Oct 14, 20268.31%▲ from 7.80%
- Sep 22, 20267.80%▲ from 7.42%
- Sep 14, 20267.42%first recorded
Earlysville VA Loan Rates
Variable; TD Mortgage Prime Rate 4.85% -0.31%; Posted Rate: TD Mortgage Prime Rate (struck through)
- Oct 31, 20264.56%▲ from 4.31%
- Oct 26, 20264.31%first recorded
Rates as of Oct 30, 2026 ET. Rates subject to change.
- Oct 31, 20266.66%▼ from 6.79%
- Oct 20, 20266.79%first recorded
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20266.78%▼ from 6.83%
- Oct 15, 20266.83%▲ from 6.75%
- Oct 13, 20266.75%▼ from 6.80%
- Oct 9, 20266.80%▲ from 6.75%
Home Loans Over $832,750; Rate Effective Date: October 29, 2026
- Oct 23, 20266.80%▼ from 6.86%
- Oct 15, 20266.86%▲ from 6.80%
- Oct 13, 20266.80%▼ from 6.87%
- Oct 9, 20266.87%▲ from 6.80%
up to $832,750; Rate Effective Date: October 29, 2026; Link: Get Started
up to $832,750; Rate Effective Date: October 29, 2026; Link: Get Started
No additional details available.
Rates as of Oct 30, 2026 ET. Rates subject to change.
- Oct 31, 20266.93%▼ from 7.06%
- Oct 20, 20267.06%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.00%▼ from 7.32%
- Oct 26, 20267.32%first recorded
As Low As; Purchase loan of $225,000 on $375,000 property value; NY, Erie county; existing single family primary residence; escrow required; 60-day rate lock; 740 credit score assumed
- Oct 31, 20267.10%▼ from 7.23%
- Oct 26, 20267.23%first recorded
Fixed Rate Mortgage; Origination Fee: $0; VA Loan: 100% LTV; 90% LTV Cash-out Refinance
- Oct 29, 20267.15%▼ from 7.29%
- Oct 10, 20267.29%▼ from 7.67%
- Oct 6, 20267.67%▲ from 7.54%
- Sep 30, 20267.54%first recorded
Par rate (no discount points)
- Oct 28, 20267.21%▼ from 7.34%
- Oct 23, 20267.34%▼ from 7.46%
- Oct 15, 20267.46%▲ from 6.95%
- Sep 14, 20266.95%first recorded
Payment: $2,349; Rates effective as of 10/28/2026, 11:07:31 AM (ET); based on a 45 day lock
- Oct 28, 20267.21%▼ from 7.34%
- Oct 23, 20267.34%first recorded
Rates effective as of 10/28/2026; based on a 45 day lock
- Oct 28, 20267.21%▼ from 7.46%
- Oct 2, 20267.46%▲ from 7.21%
- Sep 25, 20267.21%▲ from 7.08%
- Sep 16, 20267.08%first recorded
Effective Date: October 29, 2026
Par rate (no discount points)
- Oct 26, 20267.46%▼ from 7.85%
- Oct 14, 20267.85%▲ from 7.34%
- Sep 22, 20267.34%▲ from 6.95%
- Sep 14, 20266.95%first recorded
No additional details available.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Earlysville, VA Mortgage Rate Trends
Compare local Earlysville, VA mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of verified mortgage rate quotes, updated every evening.
Virginia 30-year fixed rates fell 0.068 points over the past 7 days to 7.329%.
Virginia 15-year fixed rates fell 0.042 points over the past 7 days to 6.824%.
Virginia Mortgage Rate Forecast, Next 12 Months
Where are Virginia mortgage rates headed through October 2027?
Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. Not financial advice.
What Forecast Rates Mean for Earlysville, VA Home Buyers
Monthly principal & interest payment on Earlysville, VA median home of $478,400 (20% down, 30-year fixed, city-level Census ACS median)
| Scenario | Rate | Mo. Payment | vs. Today | % of Income |
|---|---|---|---|---|
| Today (VA avg) | 7.329% | $2,631 | 22.2% | |
| 6-Month Forecast | 7.329% (6.98, 7.63%) | $2,631 | +$0/mo | 22.2% |
| 12-Month Forecast | 7.579% (7.23, 7.88%) | $2,697 | +$65/mo | 22.8% |
Income column = annual mortgage payment as % of Earlysville, VA median household income ($142,060). Above 30% is generally considered cost-burdened.
MonitorBankRates Housing Affordability Index (MBR-HAI)
A daily-updated affordability score for Earlysville, Virginia , computed from local Census Bureau data combined with current Virginia mortgage rates.
What This Score Means for Earlysville, Virginia Home Buyers
With a score of 105.8, Earlysville, Virginia is 8.4 points more affordable than the national average of 97.4. It ranks 213 of 344 scored Virginia cities, where 1 is the most affordable. The area’s median home value of $478,400 against a median household income of $142,060 produces a price-to-income ratio of 3.4x , relatively affordable compared to national levels. At the current Virginia mortgage rate of 7.322%, a buyer purchasing the median-priced home with 20% down would carry a monthly payment of approximately $2,630 in principal and interest.
Beyond the mortgage payment, the median total monthly owner cost in this area is $2,121, covering mortgage, property taxes, insurance, and utilities. Property taxes alone average $292/month ($3,500/year). These ongoing costs factor directly into the MBR-HAI alongside the mortgage rate and income data.
Score computed from local U.S. Census Bureau ACS 5-Year Estimates (2024) and CPS/HVS Q4 2025 data, combined with the current Virginia live mortgage rate. Score of 100 = national average at 6.5% reference rate. Full methodology
How Mortgage Rates Impact Home Affordability in Earlysville, Virginia
Earlysville, Virginia Housing Market Overview
According to the U.S. Census Bureau, the median owner-occupied home value in Earlysville, Virginia is approximately $478,400. The 2026 FHFA conforming loan limit for this area is $832,750, meaning most buyers financing at 80% LTV will qualify for conforming loan pricing, making rate comparison across local lenders especially valuable.
Earlysville, Virginia Homeownership Rate
The homeownership rate in Earlysville, Virginia stands at 68.8%, near the national average of 65.7%. The homeowner vacancy rate of 1% signals a tight market with limited available inventory, making it critical to secure the best possible rate quickly when a suitable property becomes available.
Monthly Payment Estimates for Earlysville, Virginia Buyers
Even a small difference in your interest rate can add up to tens of thousands of dollars over the life of a loan. The table below shows monthly principal and interest payments on a $380,000 mortgage, based on a 20% down payment on the Earlysville, Virginia median home value.
| Interest Rate | Loan Term | Monthly Payment | Total Interest Paid |
|---|---|---|---|
| 6.829% | 30-year fixed | $2,485 | $514,478 |
| 7.329% Current Avg | 30-year fixed | $2,613 | $560,559 |
| 7.829% | 30-year fixed | $2,743 | $607,531 |
| 6.824% | 15-year fixed | $3,378 | $228,088 |
A 0.500% rate increase on a $380,000 loan adds roughly $130 per month and over $46,972 in total interest over a 30-year term. That’s why comparing verified, current rates from multiple lenders, using the rate table above, is one of the most impactful financial decisions a Earlysville, Virginia buyer can make.
Data sources: U.S. Census Bureau; Federal Housing Finance Agency (FHFA). Monthly payments shown are principal & interest only; taxes, insurance, and PMI not included.
Earlysville, Virginia Income & Housing Affordability
At a price-to-income ratio of 3.4x, Earlysville, Virginia is a relatively affordable housing market compared to national averages. That ratio, median home value divided by median household income, is a standard benchmark used by housing economists to gauge how accessible homeownership is relative to local earnings. The national baseline is approximately 3.8x.
What This Means for Earlysville, Virginia Buyers
With a median household income of $142,060 per year in Earlysville, Virginia ($11,838/month) and a median home value of approximately $478,400, a buyer financing at 80% LTV at the current average rate would commit roughly 22.1% of gross monthly income to principal and interest alone. that falls within a manageable range relative to income, though taxes, insurance, HOA fees, and PMI will add to the true monthly cost of ownership.
Compared to the Virginia statewide price-to-income ratio of 4.1x, Earlysville tracks closely with the broader Virginia market on income-adjusted affordability. In either case, even a 0.25% improvement in your mortgage rate meaningfully reduces both the income needed to qualify and the total cost over the loan term.
Data sources: U.S. Census Bureau. Monthly payment estimate assumes 80% LTV at current average rate; principal and interest only.
Full Cost of Homeownership in Earlysville, Virginia
A mortgage payment is just the starting point. Property taxes, insurance, and utilities add hundreds of dollars per month to the true cost of owning a home in Earlysville, Virginia. Understanding the full picture before you buy is the difference between a home you can afford and one that stretches you thin.
Owner vs. Renter Costs
Earlysville, Virginia Mortgage Payment Calculator
See your estimated monthly principal & interest payment at today’s Earlysville, Virginia rates. The home price is prefilled with the local median home value. Adjust anything, or click a current rate on the right to apply that loan type’s rate and term instantly.
Principal & interest only, excludes property taxes, homeowners insurance, PMI, and HOA dues. See the Full Cost of Homeownership section above for those figures. Estimates are for informational purposes only.
Run the Numbers on Your Earlysville, Virginia Home Loan
Rates are only part of the equation. Use these calculators to translate current Earlysville, Virginia mortgage rates and home loan rates into real numbers for your specific situation before you request quotes from mortgage lenders.
Enter your loan amount, interest rate, and term length to see your estimated monthly principal and interest payment. Adjust any variable to model different scenarios: a larger down payment, a shorter term, or a rate a quarter-point lower than what you were quoted.
CalculateTell us your gross income, monthly debt obligations, and how much you have for a down payment. We’ll show you the home price range you’re likely to qualify for at current Earlysville, Virginia rates, so you can shop with a realistic number in mind rather than discovering your ceiling after you’ve fallen in love with a property.
CalculateIf you already own a home, enter your current rate, remaining loan balance, and the rate you’ve been quoted to refinance. The calculator shows your new monthly payment, how much you’d save each month, and the break-even point, the number of months it takes for your savings to cover the closing costs of refinancing.
CalculateBuying isn’t always the better financial decision, and renting isn’t always throwing money away. This calculator weighs the full cost of each path: mortgage payments, taxes, insurance, and maintenance against rent increases and the opportunity cost of a down payment, to show which option builds more wealth over your intended time horizon in Earlysville, Virginia.
CalculateTypes of Mortgages Available in Earlysville, Virginia
Not every loan program is right for every buyer in Earlysville, Virginia. Rates, down payment requirements, eligibility rules, and long-term costs vary significantly across products, and the right choice depends on your credit profile, how long you plan to stay, and whether you qualify for any government-backed programs.
Fixed-Rate Mortgage
A fixed-rate mortgage locks your interest rate in for the entire loan term. Your principal and interest payment on day one is identical to payment 360. That predictability is valuable for long-term financial planning, especially in markets where housing costs represent a large share of household income.
Available in 10-, 15-, 20-, and 30-year terms. The 30-year minimizes monthly payments; the 15-year cuts total interest paid dramatically but requires a higher monthly commitment. The payment comparison table above shows exactly how those trade-offs look at today’s Earlysville, Virginia rate levels.
Adjustable-Rate Mortgage (ARM)
An ARM offers a fixed introductory rate for an initial period, commonly 5, 7, or 10 years, after which the rate adjusts periodically based on a market index. The starting rate is typically lower than a comparable fixed-rate loan, which reduces your monthly payment during the initial window.
ARMs work best when you have a defined exit timeline: if you plan to sell or refinance before the fixed period ends, you capture the lower rate without exposure to future adjustments. Rate caps govern how much the rate can move at each adjustment and in total, so read those terms closely before committing.
FHA Loan
Backed by the Federal Housing Administration, FHA loans are built for buyers who don’t yet meet conventional loan standards. You can qualify with a credit score of 580 and just 3.5% down, and some lenders will consider scores as low as 500 with a 10% down payment.
The cost of that lower barrier is mortgage insurance. FHA loans carry an upfront MIP of 1.75% of the loan amount (which can be rolled in) plus an annual MIP of 0.15% to 0.75% depending on your term and LTV. For buyers who would otherwise wait years to save a larger down payment, given ongoing home price trends in Earlysville, Virginia, FHA is often the faster path to ownership.
VA Loan
Available to eligible active-duty service members, veterans, reservists, National Guard members, and qualifying surviving spouses, VA loans are among the most favorable mortgage programs available anywhere. No down payment is required, there is no monthly mortgage insurance, and rates are generally competitive with, and often better than, conventional loan rates.
A one-time funding fee applies, 2.15% of the loan for first-time VA borrowers with no down payment, which can be financed into the loan. In Earlysville, Virginia, where home prices require substantial savings for a conventional down payment, the zero-down VA benefit is an enormous advantage for those who qualify.
Jumbo Loan
The 2026 FHFA conforming loan limit for Earlysville, Virginia is $832,750. Mortgages above that amount are classified as jumbo loans and are not eligible for purchase by Fannie Mae or Freddie Mac, which means lenders carry the full risk and price that risk accordingly.
Jumbo underwriting is stricter: lenders typically require a credit score of 700 or higher, substantial cash reserves, thorough income documentation, and a down payment of at least 10 to 20%. Rates may run slightly above conforming levels, though the gap narrows in competitive lending environments.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Earlysville, Virginia mortgage rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Earlysville, Virginia directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Earlysville, Virginia. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.
Mortgage Product Information
How a Mortgage Works
A mortgage is a loan used to buy a home in Earlysville, Virginia, secured by the property itself as collateral. The borrower repays the amount over a set term, most commonly 30 or 15 years, in monthly installments that cover both principal and interest. Because the loan is secured, the lender can foreclose on the home if payments are not made, which is part of why mortgage rates are lower than rates on unsecured debt.
Fixed vs. Adjustable Rate Mortgages
A fixed-rate mortgage keeps the same interest rate for the entire term, so a Earlysville, Virginia homeowner’s principal-and-interest payment never changes. For example, Commonwealth One Federal Credit Union is listing a Made to Match - 30 Year Fixed at 6.625%. An adjustable-rate mortgage (ARM) starts with a fixed period, often five, seven, or ten years, and then adjusts periodically based on a market index. ARMs usually open with a lower rate, but the payment can rise once the fixed period ends, so they tend to suit Earlysville, Virginia borrowers who expect to move or refinance before that point. On the adjustable-rate side, Baxter Credit Union is listing a 5/1 Adjustable-Rate Mortgage (ARM) at 5.875%.
How Mortgage Rates Are Set
Mortgage rates move with the broader bond market, particularly the yield on the 10-year Treasury, plus a spread that reflects lender costs and risk. On top of that national baseline, the rate a Virginia borrower is offered depends on individual factors: credit score, down payment size, loan amount, loan type, and the property itself. This is why the advertised rates above are a starting point, and a borrower’s final rate is set once an application is underwritten.
Points and Closing Costs
The interest rate is not the only cost of buying a home in Earlysville, Virginia. Discount points are an optional upfront fee (one point equals one percent of the loan amount) paid to lower the rate over the life of the loan. Closing costs cover items such as origination fees, appraisal, title insurance, and recording, and typically run two to five percent of the loan. Comparing the annual percentage rate (APR) alongside the note rate helps Earlysville, Virginia shoppers account for these costs when weighing lenders.
When to Consider Refinancing
Refinancing replaces an existing mortgage with a new one, usually to secure a lower rate, change the term, or tap home equity. For Earlysville, Virginia homeowners, the general guideline is that refinancing makes sense when the savings from a lower rate recoup the closing costs within the time the borrower plans to stay in the home, known as the break-even point. Borrowers also refinance to switch from an adjustable rate to a fixed rate, or to remove mortgage insurance once enough equity has built up. Current Earlysville, Virginia refinance rates from local lenders are listed on our refinance page.
Frequently Asked Questions about Mortgage Rates in Earlysville, Virginia
What are mortgage rates in Earlysville, Virginia today?
What are home loan rates in Earlysville, VA today?
How does my credit score affect my rate in Earlysville, Virginia?
What is a 30-Year Fixed Mortgage?
What are closing costs in Earlysville, Virginia?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Earlysville, Virginia?
Do I need 20% down to buy a house in Earlysville, Virginia?
What is the difference between Interest Rate and APR?
How do I compare mortgage lenders in Earlysville, Virginia?
How do I get mortgage quotes in Earlysville, Virginia?
What is the median home value in Earlysville, Virginia?
What is the homeownership rate in Earlysville, Virginia?
What is the conforming loan limit in Earlysville, Virginia?
What is the median monthly cost of homeownership in Earlysville, Virginia?
What are the median property taxes in Earlysville, Virginia?
What are the best Mortgage rates in Earlysville, Virginia?
- Commonwealth One Federal Credit Union: 6.625% (Made to Match - 30 Year Fixed)
- State Department Federal Credit Union: 6.875% (Conforming 30 Year Fixed)
- Virginia Credit Union: 6.625% (VA 30 Year Fixed Rate)
- Dollar Bank, Federal Savings Bank: 6.875% (30 Year Fixed Rate)
- M&T Bank: 6.875% (30 Year Fixed)
Earlysville, Virginia Rates & Resources
