Mortgage Lenders and Brokers in Torrington, Wyoming
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Torrington, Wyoming mortgage lenders include Pinnacle Bank - WyomingPinnacle Bank - Wyoming2000 Main St, Torrington, WY 82240A+5.0 ★Texas Ratio: 2.32%, Glacier BankGlacier Bank1410 State Highway 26 E, Torrington, WY 82240A+5.0 ★Texas Ratio: 1.87%, Points West Community BankPoints West Community Bank2234 Main St, Torrington, WY 82240A+5.0 ★Texas Ratio: 0.27%, Platte Valley BankPlatte Valley Bank2201 Main St, Torrington, WY 82240A+5.0 ★Texas Ratio: 3.51%, Uniwyo Federal Credit UnionUniwyo Federal Credit Union777 Landmark Dr, Casper, WY 82609 4225A+5.0 ★Texas Ratio: 3.40%, Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union2223 Warren Ave, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 4.45%, Blue Federal Credit UnionBlue Federal Credit Union114 E 7th Ave, Cheyenne, WY 82001A5.0 ★Texas Ratio: 9.97%, US Bank, N.A.US Bank, N.A.435 W 1st St, Casper, WY 82601A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5923 Yellowstone Rd, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 3.68%, and First Interstate BankFirst Interstate Bank40 E Hart St, Buffalo, WY 82834A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Torrington, Wyoming in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Torrington are listed first, then lenders elsewhere in Wyoming, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Torrington, Wyoming
Market share is the lender's share of all home loans closed in Torrington, Wyoming. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Torrington 2000 Main St, Torrington, WY 82240 A+5.0 ★Texas Ratio: 2.32% |
Conventional, FHA, USDA | 19 | 14.4% | 86.4% | $126,578 | View |
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1 office in Torrington 1410 State Highway 26 E, Torrington, WY 82240 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
3% | 57.1% | $127,500 | View |
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1 office in Torrington 2234 Main St, Torrington, WY 82240 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 2 | 1.5% | 100% | $255,000 | View |
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2201 Main St, Torrington, WY 82240 A+5.0 ★Texas Ratio: 3.51% |
Conventional, FHA | 16 | 12.1% | 100% | $181,250 | View |
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777 Landmark Dr, Casper, WY 82609 4225 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +1 HELOCs |
3% | 100% | $45,000 | View |
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2223 Warren Ave, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 4.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $50,000 | View |
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114 E 7th Ave, Cheyenne, WY 82001 A5.0 ★Texas Ratio: 9.97% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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435 W 1st St, Casper, WY 82601 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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5923 Yellowstone Rd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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★ 1 stars, 1 review 40 E Hart St, Buffalo, WY 82834 A+5.0 ★Texas Ratio: 4.72% |
VA | 1 | 0.8% | 100% | $355,000 | View |
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120 Main Street, Burns, WY 82053 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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4141 E 2nd St, Casper, WY 82609 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
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777 W 1st St, Casper, WY 82601 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
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3220 Dell Range Boulevard, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
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1521 Centennial Hills Blvd, Casper, WY 82609 3263 B4.5 ★Texas Ratio: 21.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Western Vista Federal Credit U
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VA | 1 | 0.8% | 100% | $395,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 9.8% | 73.7% | $154,230 | |
American Financing Corporation
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Conventional, FHA, VA | 10 | 7.6% | 90.9% | $176,000 | |
United Wholesale Mortgage
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FHA, VA | 6 | 4.5% | 85.7% | $210,000 | |
Waterstone Mortgage Corporation
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Conventional, USDA | 6 | 4.5% | 85.7% | $228,333 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 5 | 3.8% | 83.3% | $157,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.3% | 100% | $208,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.3% | 100% | $181,666 | |
Mortgage Research Center
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VA | 3 | 2.3% | 50% | $151,666 | |
New American Funding, LLC.
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Conventional | 3 | 2.3% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 1.5% | 100% | $280,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 50% | $120,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.5% | 100% | $210,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.5% | 100% | $385,000 | |
Lower, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $175,000 | |
Members 1St FCU
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 50% | $165,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.8% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 33.3% | $55,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.8% | 100% | $115,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $195,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.8% | 100% | $285,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.8% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $265,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $205,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.8% | 100% | $185,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.8% | 50% | $75,000 | View |
21St Mortgage
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Conventional | 1 | 0.8% | 50% | $45,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Torrington Mortgage Rate Trends
Daily average mortgage rates for Wyoming compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Torrington, Wyoming
Looking for mortgage lenders near me or mortgage brokers near me in Torrington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Torrington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Torrington, WY
Use these to narrow the list above. Each category shows how many Torrington, WY lenders fit and what that kind of lender is usually best for.
Who Lends in Torrington, WY
Independent mortgage companies closed 50.8 percent of home loans in Torrington, Wyoming in 2025, banks 42.4 percent and credit unions 6.8 percent. Rocket Mortgage was the largest mortgage company, Pinnacle Bank - Wyoming the largest bank and Uniwyo Federal Credit Union the largest credit union. Among lenders headquartered in Wyoming, Pinnacle Bank - Wyoming led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wyoming. None; Wyoming has no transfer tax or mortgage tax.
More Wyoming Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Torrington, WY
By home loans closed in 2025, Pinnacle Bank - Wyoming was the largest mortgage lender in Torrington, Wyoming with 19 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Torrington, Wyoming in 2025, led by American Financing Corporation with 4. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Torrington, Wyoming in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Torrington, Wyoming during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Torrington, Wyoming for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Torrington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
