Mortgage Lenders and Brokers in Westby, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westby, Wisconsin mortgage lenders include Westby Co-Op Credit UnionWestby Co-Op Credit Union501 N Main St, WESTBY, WI 54667, Bank of OntarioBank of Ontario100 N Main St, Westby, WI 54667F2.0 ★Texas Ratio: 50.52%, River BankRiver Bank101 Stenslien St, Westby, WI 54667A+5.0 ★Texas Ratio: 1.10%, Altra Federal Credit UnionAltra Federal Credit Union1404 S MAIN ST, HOLMEN, WI 54636 8928A+5.0 ★Texas Ratio: 1.27%, Royal BankRoyal Bank185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, Citizens First BankCitizens First Bank1757 Temte Street, Holmen, WI 54636A+5.0 ★Texas Ratio: 3.37%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, Peoples State BankPeoples State Bank115 S Bagley Ave, Bagley, WI 53801A+5.0 ★Texas Ratio: 1.34%, The Peoples Community BankThe Peoples Community Bank614 Us Highway 14, Arena, WI 53503A+5.0 ★Texas Ratio: 0.74%, and Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westby, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westby are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westby, Wisconsin
Market share is the lender's share of all home loans closed in Westby, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Westby Co-Op Credit Union
501 N Main St, WESTBY, WI 54667 |
Conventional | 19 | 20.9% | 90.5% | $119,210 | |
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100 N Main St, Westby, WI 54667 F2.0 ★Texas Ratio: 50.52% |
Conventional | 8 | 8.8% | 88.9% | $35,000 | View |
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1 office in Westby 101 Stenslien St, Westby, WI 54667 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 12 +6 HELOCs |
13.2% | 100% | $212,500 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 5 | 5.5% | 100% | $213,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 4 | 4.4% | 80% | $292,500 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 4 | 4.4% | 100% | $60,000 | View |
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115 S Bagley Ave, Bagley, WI 53801 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 2 | 2.2% | 100% | $245,000 | View |
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614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 2.2% | 100% | $245,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
VA, HELOC | 1 +2 HELOCs |
1.1% | 100% | $445,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
FHA | 1 | 1.1% | 100% | $415,000 | View |
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17160 W North Ave, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
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1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
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1028 N Hillcrest Pkwy, Altoona, WI 54720 A5.0 ★Texas Ratio: 7.56% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
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4020 Mormon Coulee Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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1798 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 1.1% | 100% | $35,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional | 3 | 3.3% | 100% | $241,666 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 5 | 5.5% | 100% | $303,000 | View |
Spring Eq, LLC
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Conventional | 4 | 4.4% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 3.3% | 75% | $178,333 | |
Triad Financial Services, Inc.
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Conventional | 2 | 2.2% | 100% | $30,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 2.2% | 100% | $235,000 | View |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 1.1% | 100% | $205,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 1.1% | 100% | $215,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $255,000 | |
New American Funding, LLC.
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FHA | 1 | 1.1% | 100% | $245,000 |
Westby Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westby, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Westby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westby, WI
Use these to narrow the list above. Each category shows how many Westby, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Westby, WI
Independent mortgage companies closed 26.4 percent of home loans in Westby, Wisconsin in 2025, banks 38.5 percent and credit unions 35.2 percent. Compeer Financial was the largest mortgage company, Bank of Ontario the largest bank and Westby Co-Op Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Westby Co-Op Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westby, WI
By home loans closed in 2025, Westby Co-Op Credit Union was the largest mortgage lender in Westby, Wisconsin with 19 loans, about 20.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Westby, Wisconsin in 2025, led by Old National Bank with 1. 2 lenders closed VA loans, led by Associated Bank NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Westby, Wisconsin in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westby, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westby, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
