Niagara, Wisconsin mortgage lenders include Nicolet National BankNicolet National Bank900 Roosevelt Rd, Niagara, WI 54151A+5.0 ★Texas Ratio: 2.28%, IncrediblebankIncrediblebank141 South Willow Street, Eagle River, WI 54521A5.0 ★Texas Ratio: 7.72%, Flagstar Bank NAFlagstar Bank NA100 E 1st St, Gillett, WI 54124D3.3 ★Texas Ratio: 35.11%, Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, Stephenson National Bank & TrustStephenson National Bank & Trust606 Henriette Ave, Crivitz, WI 54114A5.0 ★Texas Ratio: 10.38%, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA3321 N Ballard Rd, Appleton, WI 54911A+5.0 ★Texas Ratio: 5.36%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, and Collins State BankCollins State Bank314 S Main St, Brillion, WI 54110A+5.0 ★Texas Ratio: 2.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Niagara, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Niagara are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Niagara, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Niagara 900 Roosevelt Rd, Niagara, WI 54151 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 5 +2 HELOCs |
9.3% | 100% | $157,000 | View |
|
141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 5 | 9.3% | 100% | $155,000 | View |
|
100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
VA, HELOC | 3 +1 HELOCs |
5.6% | 100% | $181,666 | View |
|
Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 2 +3 HELOCs |
3.7% | 100% | $70,000 | View |
|
606 Henriette Ave, Crivitz, WI 54114 A5.0 ★Texas Ratio: 10.38% |
Conventional | 2 | 3.7% | 100% | $75,000 | View |
|
3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 3.7% | 100% | $70,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.7% | 100% | $100,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $125,000 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
|
314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 1.9% | 100% | $45,000 | View |
|
2403 S Oneida St, Ashwaubenon, WI 54304 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 1.9% | 100% | $45,000 | View |
|
★ 5 stars, 1 review 510 2nd St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 1.63% |
Conventional | 1 | 1.9% | 50% | $45,000 | View |
|
2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 1.9% | 100% | $45,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 1.9% | 100% | $35,000 | View |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.9% | 50% | $245,000 | View |
Uw Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 7.4% | 100% | $107,500 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 5.6% | 42.9% | $125,000 | |
Mortgage Research Center
|
VA | 3 | 5.6% | 100% | $221,666 | |
United Wholesale Mortgage
|
FHA, VA | 2 | 3.7% | 66.7% | $205,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 3.7% | 100% | $120,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 3.7% | 100% | $60,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 3.7% | 66.7% | $165,000 | |
Navy Federal Credit Union
|
Conventional, VA | 2 | 3.7% | 100% | $185,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 1.9% | 100% | $105,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.9% | 100% | $105,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.9% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.9% | 100% | $85,000 | View |
Paramount Residential Mortgage
|
VA | 1 | 1.9% | 100% | $195,000 | |
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Niagara? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Niagara in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Niagara, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 38.9 percent of home loans in Niagara, Wisconsin in 2025, banks 46.3 percent and credit unions 14.8 percent. Cardinal Financial Company, Li was the largest mortgage company, Nicolet National Bank the largest bank and Covantage Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Nicolet National Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Nicolet National Bank was the largest mortgage lender in Niagara, Wisconsin with 5 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Niagara, Wisconsin in 2025, led by Cardinal Financial Company, Li with 2. 5 lenders closed VA loans, led by Flagstar Bank NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Niagara, Wisconsin in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Niagara, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Niagara, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Niagara. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.