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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Mellen, Wisconsin

Mellen, Wisconsin mortgage lenders include Northern State BankNorthern State Bank103 N Main St, Mellen, WI 54546A+5.0 ★Texas Ratio: 1.03%, Superior Choice Credit UnionSuperior Choice Credit Union117 S Main St, Mellen, WI 54546 9051, Chippewa Valley BankChippewa Valley Bank1508 Lake Shore Dr W, Ashland, WI 54806A+5.0 ★Texas Ratio: 1.81%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, and Forward BankForward Bank225 Alfred St, Athens, WI 54411A+5.0 ★Texas Ratio: 2.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mellen, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mellen are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mellen, Wisconsin

Market share is the lender's share of all home loans closed in Mellen, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Mellen
103 N Main St, Mellen, WI 54546
A+5.0 ★Texas Ratio: 1.03%
Conventional 4 15.4% 100% $85,000 View
Superior Choice Credit Union
117 S Main St, Mellen, WI 54546 9051
Conventional, HELOC 1
+2 HELOCs
3.8% 50% $35,000
1508 Lake Shore Dr W, Ashland, WI 54806
A+5.0 ★Texas Ratio: 1.81%
Conventional 1 3.8% 100% $55,000 View
871 Commerce Ave, Baraboo, WI 53913
A+5.0 ★Texas Ratio: 4.84%
Conventional 1 3.8% 100% $85,000 View
Antigo Middle School, Antigo, WI 54409
A5.0 ★Texas Ratio: 10.08%
Conventional 1 3.8% 100% $185,000 View
302 Bay St, Chippewa Falls, WI 54729
A5.0 ★Texas Ratio: 13.08%
Conventional 1 3.8% 100% $225,000 View
205 Clark St, Algoma, WI 54201
A+5.0 ★Texas Ratio: 2.28%
Conventional 1 3.8% 100% $225,000 View
106 E Main St, Beaver Dam, WI 53916 1837
A+5.0 ★Texas Ratio: 3.05%
Conventional 1 3.8% 100% $35,000 View
1154 Cranston Rd, Beloit, WI 53511
A+5.0 ★Texas Ratio: 4.30%
Conventional 1 3.8% 100% $245,000 View
225 Alfred St, Athens, WI 54411
A+5.0 ★Texas Ratio: 2.26%
Conventional 1 3.8% 100% $205,000 View
★ 1.7 stars, 3 reviews
12805 W Bluemound Rd, Brookfield, WI 53005
A+5.0 ★Texas Ratio: 4.24%
Conventional 1 3.8% 50% $235,000 View
185 S Main St, Adams, WI 53910
A+5.0 ★Texas Ratio: 0.41%
Conventional 1 3.8% 100% $155,000 View
724 5th Ave, Antigo, WI 54409
A+5.0 ★Texas Ratio: 3.45%
HELOC 0
+1 HELOCs
0% n/a View
222 W College Ave, Appleton, WI 54911
A+5.0 ★Texas Ratio: 1.47%
HELOC 0
+1 HELOCs
0% n/a View
Compeer Financial
Conventional 2 7.7% 100% $85,000
Rocket Mortgage
Conventional, FHA 5 19.2% 100% $249,000
New American Funding, LLC.
FHA, HELOC 1
+1 HELOCs
3.8% 100% $75,000
American Financial Resources LLC
Conventional 1 3.8% 100% $105,000
Pennymac Loan Services LLC
VA 1 3.8% 100% $145,000
Mortgage Research Center
Conventional 1 3.8% 50% $245,000
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Affinity Plus Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Mellen, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Mellen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mellen in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mellen, WI

Use these to narrow the list above. Each category shows how many Mellen, WI lenders fit and what that kind of lender is usually best for.

Who Lends in Mellen, WI

Independent mortgage companies closed 42.3 percent of home loans in Mellen, Wisconsin in 2025, banks 30.8 percent and credit unions 26.9 percent. Compeer Financial was the largest mortgage company, Northern State Bank the largest bank and Superior Choice Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Superior Choice Credit Union led with 1 loans.

42.3%
Mortgage companies
30.8%
Banks
26.9%
Credit unions
15%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Mellen, WI

Who is the largest mortgage lender in Mellen, WI?

By home loans closed in 2025, Northern State Bank was the largest mortgage lender in Mellen, Wisconsin with 4 loans, about 15.4 percent of the market. The largest lender headquartered in Wisconsin was Superior Choice Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mellen, WI mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Mellen, Wisconsin in 2025, led by Rocket Mortgage with 3. 1 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mellen, WI lender list?

Yes. 7 banks and 8 credit unions closed home loans in Mellen, Wisconsin in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mellen, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mellen, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mellen, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mellen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.