Mortgage Lenders and Brokers in Mattoon, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mattoon, Wisconsin mortgage lenders include Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.82%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Premier Community BankPremier Community Bank108 Railroad Ave, Bear Creek, WI 54922A5.0 ★Texas Ratio: 8.53%, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%, IncrediblebankIncrediblebank141 South Willow Street, Eagle River, WI 54521A5.0 ★Texas Ratio: 7.72%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Waterstone Mortgage CorporationWaterstone Mortgage CorporationBrookfield, WIA+5.0 ★Texas Ratio: 2.07%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mattoon, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mattoon are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mattoon, Wisconsin
Market share is the lender's share of all home loans closed in Mattoon, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 13 +25 HELOCs |
33.3% | 92.9% | $174,230 | View |
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2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 4 | 10.3% | 100% | $152,500 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +3 HELOCs |
5.1% | 100% | $355,000 | View |
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108 Railroad Ave, Bear Creek, WI 54922 A5.0 ★Texas Ratio: 8.53% |
Conventional | 2 | 5.1% | 100% | $95,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 2.6% | 100% | $195,000 | View |
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141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 2.6% | 100% | $35,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.07% |
USDA | 1 | 2.6% | 100% | $85,000 | View |
Rocket Mortgage
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Conventional, VA | 3 | 7.7% | 57.1% | $191,666 | |
Guild Mortgage Company
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Conventional | 3 | 7.7% | 80% | $95,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 5.1% | 100% | $330,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 5.1% | 100% | $30,000 | |
Goodleap, LLC
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VA | 1 | 2.6% | 50% | $135,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2.6% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 2.6% | 100% | $445,000 | View |
GreenStone Farm Credit Services
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Conventional | 1 | 2.6% | 100% | $325,000 | |
Village Capital & Investment
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VA | 1 | 2.6% | 100% | $215,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mattoon Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mattoon, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Mattoon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mattoon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mattoon, WI
Use these to narrow the list above. Each category shows how many Mattoon, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Mattoon, WI
Independent mortgage companies closed 38.5 percent of home loans in Mattoon, Wisconsin in 2025, banks 15.4 percent and credit unions 46.2 percent. Rocket Mortgage was the largest mortgage company, Associated Bank NA the largest bank and Covantage Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Covantage Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mattoon, WI
By home loans closed in 2025, Covantage Credit Union was the largest mortgage lender in Mattoon, Wisconsin with 13 loans, about 33.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Mattoon, Wisconsin in 2025, led by Pennymac Loan Services LLC with 1. 4 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 3 credit unions closed home loans in Mattoon, Wisconsin in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mattoon, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mattoon, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mattoon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
