Mortgage Lenders and Brokers in Wolfe City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wolfe City, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, Alliance BankAlliance Bank101 E Main St, Wolfe City, TX 75496A+5.0 ★Texas Ratio: 4.84%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Sfmc, LPSfmc, LPPlano, TX, Guaranty Bank & TrustGuaranty Bank & TrustMt Pleasant, TXA-5.0 ★Texas Ratio: 14.15%, and Rocket MortgageRocket MortgageB+4.7 ★Texas Ratio: 18.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wolfe City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wolfe City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wolfe City, Texas
Market share is the lender's share of all home loans closed in Wolfe City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +1 HELOCs |
5.7% | 100% | $185,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 2.9% | 100% | $295,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 2.9% | 100% | $125,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 2.9% | 100% | $95,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 2.9% | 100% | $155,000 | View |
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101 E Main St, Wolfe City, TX 75496 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 2.9% | 50% | $105,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 2.9% | 50% | $175,000 | View |
Sfmc, LP
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FHA | 1 | 2.9% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 2.9% | 100% | $255,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 11.4% | 57.1% | $240,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 11.4% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 8.6% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, USDA | 2 | 5.7% | 100% | $350,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 5.7% | 100% | $225,000 | |
Mortgage Research Center
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VA | 2 | 5.7% | 100% | $310,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 2.9% | 100% | $115,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2.9% | 100% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 2.9% | 100% | $185,000 | |
Nbkc Bank
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Conventional | 1 | 2.9% | 100% | $325,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.9% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 2.9% | 100% | $225,000 | View |
Empeople Credit Union
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Conventional | 1 | 2.9% | 100% | $205,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 2.9% | 100% | $255,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wolfe City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wolfe City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Wolfe City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wolfe City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wolfe City, TX
Use these to narrow the list above. Each category shows how many Wolfe City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Wolfe City, TX
Independent mortgage companies closed 68.6 percent of home loans in Wolfe City, Texas in 2025, banks 22.9 percent and credit unions 8.6 percent. Sfmc, LP was the largest mortgage company, First United Bank and Trust Co the largest bank and Lone Star Credit Union the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wolfe City, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Wolfe City, Texas with 2 loans, about 5.7 percent of the market. The largest lender headquartered in Texas was Legend Bank, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Wolfe City, Texas in 2025, led by Sfmc, LP with 1. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Wolfe City, Texas in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wolfe City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wolfe City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wolfe City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
