Valley View, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, 4U Federal Credit Union4U Federal Credit Union100 E Woodland St, Collinsville, TX 76233A+5.0 ★Texas Ratio: 0.34%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valley View, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valley View are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Valley View, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 14 | 8.9% | 93.8% | $380,714 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 10 | 6.3% | 100% | $401,000 | View |
|
900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, VA | 5 | 3.2% | 100% | $453,000 | View |
|
433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 4 | 2.5% | 100% | $185,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 100% | $538,333 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 3 | 1.9% | 100% | $591,666 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 2 | 1.3% | 100% | $75,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 1.3% | 100% | $500,000 | View |
|
100 E Woodland St, Collinsville, TX 76233 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 2 | 1.3% | 100% | $160,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $75,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional | 1 | 0.6% | 100% | $505,000 | |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
|
325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
|
2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 0.6% | 100% | $675,000 | View |
|
124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA | 1 | 0.6% | 100% | $325,000 | View |
Sfmc, LP
|
Conventional, FHA, VA | 14 | 8.9% | 100% | $376,428 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 10 | 6.3% | 90.9% | $367,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, VA | 2 | 1.3% | 100% | $340,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 6.3% | 90.9% | $395,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 10 | 6.3% | 90.9% | $256,000 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 5 | 3.2% | 100% | $281,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 1.9% | 100% | $388,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.9% | 80% | $441,666 | |
New American Funding, LLC.
|
Conventional, Jumbo | 3 | 1.9% | 100% | $478,333 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 1.9% | 100% | $431,666 | |
21St Mortgage
|
Conventional | 3 | 1.9% | 25% | $108,333 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $420,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $570,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $205,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 2 | 1.3% | 100% | $290,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $425,000 | |
First Community Mortgage, Inc.
|
VA | 1 | 0.6% | 100% | $405,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.6% | 100% | $595,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.6% | 100% | $305,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $275,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 50% | $405,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Resicentral LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Synergy One Lending, Inc.
|
VA | 1 | 0.6% | 100% | $435,000 | |
Platinum Eagle Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $685,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $495,000 | |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.6% | 100% | $605,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 1 | 0.6% | 100% | $525,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Nfm, Inc
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.6% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Mortgage Research Center
|
VA | 1 | 0.6% | 50% | $575,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.6% | 100% | $765,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Lower, LLC
|
Conventional | 1 | 0.6% | 100% | $425,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $515,000 | |
Village Capital & Investment
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Valley View? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valley View in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Valley View, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.3 percent of home loans in Valley View, Texas in 2025, banks 33.5 percent and credit unions 3.2 percent. Sfmc, LP was the largest mortgage company, American National Bank & Trust the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Valley View, Texas with 14 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Valley View, Texas in 2025, led by Sfmc, LP with 6. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 4 credit unions closed home loans in Valley View, Texas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valley View, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valley View, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valley View. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.