MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Tenaha, Texas

Tenaha, Texas mortgage lenders include The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs210 Main Street, Tenaha, TX 75974, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, BOM BankBOM Bank163 Casscaid St, Center, TX 75935A5.0 ★Texas Ratio: 6.40%, ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Nationstar MortgageNationstar MortgageCoppell, TX, Credit Human Federal Credit UnCredit Human Federal Credit UnSan Antonio, TX, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tenaha, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tenaha are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tenaha, Texas

Market share is the lender's share of all home loans closed in Tenaha, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
The First National Bank of Hughes Springs
210 Main Street, Tenaha, TX 75974
Conventional 3 5.9% 100% $61,666
★ 1 stars, 1 review
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional 2 3.9% 50% $230,000 View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
FHA 1 2% 100% $155,000 View
163 Casscaid St, Center, TX 75935
A5.0 ★Texas Ratio: 6.40%
Conventional 1 2% 100% $185,000 View
1110 Hurst St, Center, TX 75935
A5.0 ★Texas Ratio: 8.54%
Conventional 1 2% 50% $55,000 View
108 E Broadway St, Big Sandy, TX 75755
A+5.0 ★Texas Ratio: 3.34%
Conventional 1 2% 50% $195,000 View
Nationstar Mortgage
Conventional 2 3.9% 100% $165,000
Credit Human Federal Credit Un
Conventional 1 2% 16.7% $25,000
Highlands Residential Mortgage, Ltd.
FHA 1 2% 100% $305,000
21St Mortgage
Conventional 9 17.6% 31% $170,555
United Wholesale Mortgage
Conventional, VA 4 7.8% 100% $137,500
A+5.0 ★Texas Ratio: 5.06%
Conventional 4 7.8% 66.7% $130,000 View
A+5.0 ★Texas Ratio: 3.34%
FHA 2 3.9% 100% $235,000 View
Mortgage Research Center
VA 2 3.9% 100% $225,000
A5.0 ★Texas Ratio: 12.78%
Conventional 2 3.9% 100% $235,000 View
B+4.7 ★Texas Ratio: 18.17%
FHA 1 2% 25% $155,000 View
Freedom Mortgage Corporation
VA 1 2% 100% $565,000
Pennymac Loan Services LLC
Conventional 1 2% 100% $85,000
loanDepot.com LLC
FHA 1 2% 100% $305,000
A+5.0 ★Texas Ratio: 2.58%
Conventional 1 2% 100% $115,000 View
Union Home Mortgage Corp.
USDA 1 2% 100% $245,000
Nations Lending Corporation
FHA 1 2% 100% $275,000
T2 Financial LLC
USDA 1 2% 100% $85,000
A-4.5 ★Texas Ratio: 5.80%
Conventional 1 2% 100% $65,000 View
Mortgage Solutions of Colorado
VA 1 2% 100% $215,000
New American Funding, LLC.
Conventional 1 2% 100% $75,000
The Loan Store, Inc
Conventional 1 2% 100% $305,000
CSL Financial, LLC
Conventional 1 2% 100% $75,000
Paramount Residential Mortgage
Conventional 1 2% 100% $635,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 2% 14.3% $135,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Tenaha, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Tenaha? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tenaha in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tenaha, TX

Use these to narrow the list above. Each category shows how many Tenaha, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Tenaha, TX

Independent mortgage companies closed 74.5 percent of home loans in Tenaha, Texas in 2025, banks 23.5 percent and credit unions 2 percent. Nationstar Mortgage was the largest mortgage company, The First National Bank of Hughes Springs the largest bank and Credit Human Federal Credit Un the largest credit union. Among lenders headquartered in Texas, The First National Bank of Hughes Springs led with 3 loans.

74.5%
Mortgage companies
23.5%
Banks
2%
Credit unions
14%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Tenaha, TX

Who is the largest mortgage lender in Tenaha, TX?

By home loans closed in 2025, The First National Bank of Hughes Springs was the largest mortgage lender in Tenaha, Texas with 3 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tenaha, TX mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Tenaha, Texas in 2025, led by Eustis Mortgage Corp with 2. 4 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tenaha, TX lender list?

Yes. 8 banks and 1 credit unions closed home loans in Tenaha, Texas in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tenaha, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tenaha, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tenaha, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tenaha. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.