Mortgage Lenders and Brokers in Stephenville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stephenville, Texas mortgage lenders include First Financial BankFirst Financial Bank1875 W Lingleville Rd, Stephenville, TX 76401A+5.0 ★Texas Ratio: 3.74%, InterbankInterbank150 S Harbin Dr, Stephenville, TX 76401A5.0 ★Texas Ratio: 11.26%, Citizens National Bank of TexasCitizens National Bank of Texas2207 W Washington St, Stephenville, TX 76401A5.0 ★Texas Ratio: 12.03%, TexasBankTexasBank200 N Graham St, Stephenville, TX 76401A+5.0 ★Texas Ratio: 5.55%, Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stephenville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stephenville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stephenville, Texas
Market share is the lender's share of all home loans closed in Stephenville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Stephenville 1875 W Lingleville Rd, Stephenville, TX 76401 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, VA, HELOC | 17 +4 HELOCs |
7.5% | 81% | $236,176 | View |
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2 offices in Stephenville 150 S Harbin Dr, Stephenville, TX 76401 A5.0 ★Texas Ratio: 11.26% |
Conventional | 7 | 3.1% | 77.8% | $210,714 | View |
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1 office in Stephenville 2207 W Washington St, Stephenville, TX 76401 A5.0 ★Texas Ratio: 12.03% |
Conventional, Jumbo | 4 | 1.8% | 66.7% | $465,000 | View |
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200 N Graham St, Stephenville, TX 76401 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 2.2% | 100% | $269,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 4 | 1.8% | 100% | $242,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 60% | $181,666 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 3 | 1.3% | 100% | $228,333 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $45,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.9% | 100% | $380,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 0.4% | 100% | $275,000 | View |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Trust of the SWFCU
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Conventional | 15 | 6.6% | 93.8% | $197,666 | |
Sfmc, LP
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Conventional, FHA | 4 | 1.8% | 100% | $352,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 1.3% | 100% | $365,000 | |
Primelending
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Conventional | 2 | 0.9% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $230,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 19 | 8.4% | 69% | $268,157 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 19 | 8.4% | 100% | $216,578 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA, USDA | 14 | 6.2% | 100% | $256,428 | |
Securitynational Mortgage Company
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Conventional | 5 | 2.2% | 100% | $311,000 | |
21St Mortgage
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Conventional | 5 | 2.2% | 45.5% | $97,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 1.8% | 50% | $317,500 | |
Newrez LLC
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Conventional, FHA | 4 | 1.8% | 57.1% | $275,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, Jumbo | 4 | 1.8% | 100% | $422,500 | View |
Mortgage Research Center
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FHA, VA | 4 | 1.8% | 66.7% | $435,000 | |
The Loan Store, Inc
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Conventional | 4 | 1.8% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional | 3 | 1.3% | 75% | $358,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.3% | 100% | $338,333 | |
loanDepot.com LLC
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Conventional | 3 | 1.3% | 75% | $161,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.9% | 71.4% | $145,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.9% | 100% | $330,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.9% | 100% | $240,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $230,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.9% | 100% | $300,000 | View |
Plaza Home Mortgage, Inc
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Conventional, USDA | 2 | 0.9% | 100% | $240,000 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $395,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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A-4.5 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $55,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $35,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 33.3% | $275,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stephenville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stephenville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Stephenville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stephenville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stephenville, TX
Use these to narrow the list above. Each category shows how many Stephenville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Stephenville, TX
Independent mortgage companies closed 61.1 percent of home loans in Stephenville, Texas in 2025, banks 29.2 percent and credit unions 9.7 percent. Aspire Home Loans was the largest mortgage company, First Financial Bank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stephenville, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Stephenville, Texas with 17 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Stephenville, Texas in 2025, led by Guild Mortgage Company with 9. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 6 credit unions closed home loans in Stephenville, Texas in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stephenville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stephenville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stephenville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
