Rosebud, Texas mortgage lenders include Classic Bank, National AssociationClassic Bank, National Association198 W Ave B, Rosebud, TX 76570A5.0 ★Texas Ratio: 9.09%, Incommons Bank, N.A.Incommons Bank, N.A.339 E Main St, Rosebud, TX 76570A5.0 ★Texas Ratio: 6.04%, First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, The First National Bank of BasThe First National Bank of Bas118 Highway 21 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.19%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, SWBC Mortgage CorporationSWBC Mortgage CorporationSan Antonio, TX, PrimelendingPrimelendingDallas, TX, Countryplace Mortgage, Ltd.Countryplace Mortgage, Ltd.Plano, TX, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rosebud, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosebud are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rosebud, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rosebud 198 W Ave B, Rosebud, TX 76570 A5.0 ★Texas Ratio: 9.09% |
Conventional | 5 | 13.5% | 100% | $285,000 | View |
|
1 office in Rosebud 339 E Main St, Rosebud, TX 76570 A5.0 ★Texas Ratio: 6.04% |
Conventional | 3 | 8.1% | 60% | $98,333 | View |
|
401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 2.7% | 100% | $165,000 | View |
|
416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 2.7% | 100% | $485,000 | View |
|
118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 2.7% | 50% | $455,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 2.7% | 100% | $75,000 | View |
SWBC Mortgage Corporation
|
Conventional, VA | 2 | 5.4% | 100% | $175,000 | |
Primelending
|
VA | 1 | 2.7% | 100% | $675,000 | |
Countryplace Mortgage, Ltd.
|
Conventional | 1 | 2.7% | 100% | $165,000 | |
21St Mortgage
|
Conventional | 6 | 16.2% | 66.7% | $123,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 8.1% | 100% | $151,666 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.7% | 50% | $445,000 | |
American Financial Resources LLC
|
VA, Jumbo | 1 | 2.7% | 100% | $815,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 2.7% | 33.3% | $85,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2.7% | 50% | $185,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 2.7% | 50% | $95,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 2.7% | 100% | $135,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 2.7% | 100% | $285,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 2.7% | 100% | $285,000 | |
United Built Homes, LLC
|
Conventional | 1 | 2.7% | 100% | $405,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 2.7% | 100% | $625,000 | |
New American Funding, LLC.
|
Conventional | 1 | 2.7% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2.7% | 100% | $195,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rosebud? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosebud in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rosebud, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.2 percent of home loans in Rosebud, Texas in 2025, banks 32.4 percent and credit unions 5.4 percent. SWBC Mortgage Corporation was the largest mortgage company, Classic Bank, National Association the largest bank and Texell Credit Union the largest credit union. Among lenders headquartered in Texas, Classic Bank, National Association led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Classic Bank, National Association was the largest mortgage lender in Rosebud, Texas with 5 loans, about 13.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Rosebud, Texas in 2025, led by Fairway Independent Mort Corp with 1. 4 lenders closed VA loans, led by SWBC Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 2 credit unions closed home loans in Rosebud, Texas in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rosebud, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosebud, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosebud. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.