Mortgage Lenders and Brokers in Rocky Mound, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rocky Mound, Texas mortgage lenders include First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Southwest Airlines FCUSouthwest Airlines FCU801 W Euless Blvd Ste 104, Euless, TX 76040 4438, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, Glacier BankGlacier Bank16475 Dallas Pkwy, Addison, TX 75001A+5.0 ★Texas Ratio: 1.87%, Texas Heritage National BankTexas Heritage National Bank107 Webb St, Daingerfield, TX 75638A5.0 ★Texas Ratio: 11.57%, Alliance BankAlliance Bank9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Guaranty Bank & TrustGuaranty Bank & TrustMt Pleasant, TXA-5.0 ★Texas Ratio: 14.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky Mound, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky Mound are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rocky Mound, Texas
Market share is the lender's share of all home loans closed in Rocky Mound, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 2 | 2.8% | 100% | $270,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 1.4% | 100% | $355,000 | |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 1.4% | 100% | $175,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.4% | 100% | $85,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.4% | 100% | $135,000 | View |
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16475 Dallas Pkwy, Addison, TX 75001 A+5.0 ★Texas Ratio: 1.87% |
FHA | 1 | 1.4% | 100% | $265,000 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional, Jumbo | 1 | 1.4% | 100% | $925,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,415,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional, VA | 5 | 7% | 100% | $279,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, USDA | 4 | 5.6% | 100% | $255,000 | |
East Texas Professional C.U.
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Conventional | 3 | 4.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2.8% | 100% | $205,000 | View |
Cypress Bank State Savings Bank
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Conventional | 2 | 2.8% | 66.7% | $215,000 | |
Sfmc, LP
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VA, Jumbo | 1 | 1.4% | 100% | $1,045,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 1.4% | 100% | $225,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 7% | 50% | $279,000 | View |
21St Mortgage
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Conventional | 5 | 7% | 62.5% | $133,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 5.6% | 66.7% | $135,000 | |
Newrez LLC
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Conventional, VA | 3 | 4.2% | 60% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 4.2% | 100% | $121,666 | View |
loanDepot.com LLC
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Conventional | 2 | 2.8% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.8% | 66.7% | $285,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 2.8% | 100% | $675,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.8% | 66.7% | $145,000 | |
United Wholesale Mortgage
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VA | 1 | 1.4% | 100% | $435,000 | |
Nbkc Bank
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Conventional | 1 | 1.4% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.4% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $255,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.4% | 100% | $75,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.4% | 100% | $145,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $145,000 | |
ClearPath Lending
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VA | 1 | 1.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 1.4% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.4% | 100% | $385,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.4% | 100% | $435,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.4% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.4% | 100% | $575,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.4% | 100% | $215,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.4% | 100% | $115,000 |
Rocky Mound Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rocky Mound, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Rocky Mound? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky Mound in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rocky Mound, TX
Use these to narrow the list above. Each category shows how many Rocky Mound, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Rocky Mound, TX
Independent mortgage companies closed 70.4 percent of home loans in Rocky Mound, Texas in 2025, banks 21.1 percent and credit unions 8.5 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, First National Bank of East Texas the largest bank and Southwest Airlines FCU the largest credit union. Among lenders headquartered in Texas, First National Bank of East Texas led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rocky Mound, TX
By home loans closed in 2025, First National Bank of East Texas was the largest mortgage lender in Rocky Mound, Texas with 2 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rocky Mound, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 2. 8 lenders closed VA loans, led by Guaranty Bank & Trust, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Rocky Mound, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky Mound, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky Mound, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky Mound. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
