Mortgage Lenders and Brokers in Road Runner, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Road Runner, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, Intouch Credit UnionIntouch Credit Union1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113A5.0 ★Texas Ratio: 11.58%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Road Runner, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Road Runner are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Road Runner, Texas
Market share is the lender's share of all home loans closed in Road Runner, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 5 +1 HELOCs |
9.1% | 100% | $253,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 5 | 9.1% | 100% | $539,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 3.6% | 100% | $100,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 3.6% | 100% | $520,000 | View |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 1 | 1.8% | 100% | $1,085,000 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 1.8% | 100% | $135,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.8% | 100% | $515,000 | View |
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1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58% |
Conventional | 1 | 1.8% | 100% | $255,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.8% | 100% | $575,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 1 | 1.8% | 66.7% | $765,000 | View |
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302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67% |
Conventional | 1 | 1.8% | 100% | $205,000 | View |
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100 E Woodland St, Collinsville, TX 76233 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 1.8% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 3.6% | 100% | $425,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
21St Mortgage
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Conventional | 6 | 10.9% | 58.3% | $113,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 7.3% | 80% | $540,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, Jumbo | 4 | 7.3% | 66.7% | $620,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
VA, USDA | 2 | 3.6% | 100% | $345,000 | View |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 3.6% | 100% | $1,060,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.8% | 100% | $485,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.8% | 50% | $665,000 | |
Obsidian Financial Services
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Conventional | 1 | 1.8% | 100% | $225,000 | |
United Built Homes, LLC
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Conventional | 1 | 1.8% | 100% | $365,000 | |
Nfm, Inc
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Conventional | 1 | 1.8% | 100% | $725,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $255,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.8% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.8% | 100% | $805,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $545,000 | |
Great Plains National Bank
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Conventional | 1 | 1.8% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 1.8% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Road Runner Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Road Runner, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Road Runner? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Road Runner in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Road Runner, TX
Use these to narrow the list above. Each category shows how many Road Runner, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Road Runner, TX
Independent mortgage companies closed 50.9 percent of home loans in Road Runner, Texas in 2025, banks 41.8 percent and credit unions 7.3 percent. Ark-La-Tex Financial Services LLC was the largest mortgage company, First United Bank and Trust Co the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Road Runner, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Road Runner, Texas with 5 loans, about 9.1 percent of the market. The largest lender headquartered in Texas was American National Bank & Trust with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Road Runner, Texas in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 3 credit unions closed home loans in Road Runner, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Road Runner, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Road Runner, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Road Runner. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
