Riverside, Texas mortgage lenders include First National Bank of HuntsvilleFirst National Bank of Huntsville3971 University Dr E, Bryan, TX 77802A+5.0 ★Texas Ratio: 0.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, SWBC Mortgage CorporationSWBC Mortgage CorporationSan Antonio, TX, PrimelendingPrimelendingDallas, TX, and FocusOne Mortgage, LLCFocusOne Mortgage, LLCHouston, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riverside, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverside are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Riverside, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 13 | 13.4% | 100% | $115,769 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $55,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1% | 100% | $305,000 | View |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $205,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1% | 100% | $125,000 | View |
|
739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 1% | 100% | $25,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1% | 100% | $415,000 | View |
SWBC Mortgage Corporation
|
Conventional | 2 | 2.1% | 100% | $315,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $105,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $215,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 1% | 100% | $765,000 | |
Loanpeople, LLC
|
Conventional | 1 | 1% | 100% | $275,000 | |
Southwest Funding LP
|
Conventional | 1 | 1% | 100% | $125,000 | |
Hometrust Mortgage Company
|
FHA | 1 | 1% | 100% | $305,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 8 | 8.2% | 81.8% | $251,250 | View |
21St Mortgage
|
Conventional | 7 | 7.2% | 31.8% | $176,428 | |
United Wholesale Mortgage
|
Conventional, FHA | 6 | 6.2% | 75% | $248,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 4 | 4.1% | 80% | $267,500 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 3.1% | 50% | $105,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 3.1% | 100% | $168,333 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 3 | 3.1% | 100% | $125,000 | View |
Royal United Mortgage LLC
|
Conventional | 2 | 2.1% | 100% | $190,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 2.1% | 100% | $235,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 2.1% | 66.7% | $240,000 | |
Mortgage Solutions of Colorado
|
VA, USDA | 2 | 2.1% | 100% | $260,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 2.1% | 100% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2.1% | 28.6% | $105,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 2.1% | 66.7% | $220,000 | |
Goodleap, LLC
|
Conventional | 1 | 1% | 50% | $75,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 100% | $55,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $445,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 50% | $265,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1% | 50% | $275,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 1% | 100% | $275,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1% | 33.3% | $395,000 | |
Discover Bank
|
Conventional | 1 | 1% | 100% | $75,000 | |
ClearPath Lending
|
VA | 1 | 1% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 1% | 100% | $435,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1% | 100% | $255,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1% | 100% | $285,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 100% | $435,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $145,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $115,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1% | 100% | $425,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1% | 100% | $435,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 1% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $45,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $285,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1% | 100% | $75,000 | |
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Riverside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverside in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Riverside, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.3 percent of home loans in Riverside, Texas in 2025, banks 22.7 percent and credit unions 2.1 percent. SWBC Mortgage Corporation was the largest mortgage company, First National Bank of Huntsville the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of Huntsville led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First National Bank of Huntsville was the largest mortgage lender in Riverside, Texas with 13 loans, about 13.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Riverside, Texas in 2025, led by United Wholesale Mortgage with 4. 6 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Riverside, Texas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riverside, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverside, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.