Mortgage Lenders and Brokers in Poynor, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poynor, Texas mortgage lenders include First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Texas Trust Credit UnionTexas Trust Credit Union2501 E Pioneer Pkwy, Arlington, TX 76010 8365A5.0 ★Texas Ratio: 6.31%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, American Airlines Federal CredAmerican Airlines Federal CredFort Worth, TX, and SWBC Mortgage CorporationSWBC Mortgage CorporationSan Antonio, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poynor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poynor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poynor, Texas
Market share is the lender's share of all home loans closed in Poynor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 2 | 4.4% | 100% | $295,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 4.4% | 100% | $480,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 2.2% | 100% | $275,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.2% | 100% | $395,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 2.2% | 100% | $255,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 2.2% | 100% | $585,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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Conventional | 1 | 2.2% | 100% | $315,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 2.2% | 100% | $225,000 | |
Houston TX Fire Fighters FCU
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Conventional | 1 | 2.2% | 100% | $85,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 2.2% | 100% | $245,000 | |
Network Funding, L.P.
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Conventional | 1 | 2.2% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 2.2% | 100% | $265,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 5 | 11.1% | 83.3% | $293,000 | View |
21St Mortgage
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Conventional | 5 | 11.1% | 62.5% | $157,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 4.4% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 4.4% | 100% | $60,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 2.2% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.2% | 100% | $255,000 | |
loanDepot.com LLC
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VA | 1 | 2.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2.2% | 55.6% | $195,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 2.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 2.2% | 100% | $495,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 2.2% | 100% | $175,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 2.2% | 50% | $165,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 2.2% | 100% | $235,000 | View |
Discover Bank
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Conventional | 1 | 2.2% | 100% | $35,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 2.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 2.2% | 100% | $55,000 | View |
Mortgage Research Center
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VA | 1 | 2.2% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.2% | 100% | $195,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 2.2% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.2% | 100% | $75,000 | |
ANECA Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Poynor Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poynor, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Poynor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poynor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poynor, TX
Use these to narrow the list above. Each category shows how many Poynor, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Poynor, TX
Independent mortgage companies closed 68.9 percent of home loans in Poynor, Texas in 2025, banks 20 percent and credit unions 11.1 percent. SWBC Mortgage Corporation was the largest mortgage company, First State Bank the largest bank and Texas Trust Credit Union the largest credit union. Among lenders headquartered in Texas, First State Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poynor, TX
By home loans closed in 2025, First State Bank was the largest mortgage lender in Poynor, Texas with 2 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Poynor, Texas in 2025, led by Ark-La-Tex Financial Services LLC with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 7 credit unions closed home loans in Poynor, Texas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poynor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poynor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poynor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
