Mortgage Lenders and Brokers in Pecan Gap, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pecan Gap, Texas mortgage lenders include Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, Alliance BankAlliance Bank9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Fort Worth City Credit UnionFort Worth City Credit Union2309 Montgomery St, Fort Worth, TX 76107 4520A+5.0 ★Texas Ratio: 0.14%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Incommons Bank, N.A.Incommons Bank, N.A.123 Bell Street, Coolidge, TX 76635A5.0 ★Texas Ratio: 6.04%, First National Bank of WinnsboroFirst National Bank of Winnsboro315 N Main St, Winnsboro, TX 75494A+5.0 ★Texas Ratio: 3.30%, and Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pecan Gap, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pecan Gap are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pecan Gap, Texas
Market share is the lender's share of all home loans closed in Pecan Gap, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 4.3% | 100% | $405,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 2 | 4.3% | 100% | $135,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 4.3% | 40% | $75,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 2.1% | 100% | $305,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.1% | 100% | $135,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 2.1% | 100% | $75,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
VA | 1 | 2.1% | 100% | $105,000 | View |
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123 Bell Street, Coolidge, TX 76635 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 2.1% | 50% | $635,000 | View |
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315 N Main St, Winnsboro, TX 75494 A+5.0 ★Texas Ratio: 3.30% |
Conventional | 1 | 2.1% | 100% | $275,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 2.1% | 100% | $335,000 | View |
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16475 Dallas Pkwy, Addison, TX 75001 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 2.1% | 100% | $355,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Click n' Close, Inc.
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VA, USDA | 3 | 6.4% | 100% | $298,333 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 4.3% | 100% | $205,000 | View |
Loanpeople, LLC
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FHA | 1 | 2.1% | 100% | $375,000 | |
Red Diamond Home Loans, LLC
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FHA | 1 | 2.1% | 100% | $235,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 8.5% | 100% | $192,500 | View |
Mortgage Research Center
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VA | 4 | 8.5% | 100% | $395,000 | |
United Wholesale Mortgage
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FHA, VA | 3 | 6.4% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 6.4% | 100% | $251,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 4.3% | 71.4% | $115,000 | View |
21St Mortgage
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Conventional | 2 | 4.3% | 33.3% | $105,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 2.1% | 100% | $905,000 | |
American Financial Resources LLC
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VA | 1 | 2.1% | 100% | $555,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.1% | 100% | $305,000 | |
Newrez LLC
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FHA | 1 | 2.1% | 100% | $145,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2.1% | 100% | $215,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 2.1% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional | 1 | 2.1% | 100% | $195,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 2.1% | 100% | $145,000 |
Pecan Gap Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pecan Gap, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Pecan Gap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pecan Gap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pecan Gap, TX
Use these to narrow the list above. Each category shows how many Pecan Gap, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Pecan Gap, TX
Independent mortgage companies closed 63.8 percent of home loans in Pecan Gap, Texas in 2025, banks 29.8 percent and credit unions 6.4 percent. Click n' Close, Inc. was the largest mortgage company, Prosperity Bank the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pecan Gap, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Pecan Gap, Texas with 2 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Pecan Gap, Texas in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 2 credit unions closed home loans in Pecan Gap, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pecan Gap, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pecan Gap, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pecan Gap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
