Mortgage Lenders and Brokers in Palestine, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palestine, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association2745 S Loop 256, Palestine, TX 75801A+5.0 ★Texas Ratio: 3.34%, Prosperity BankProsperity Bank1015 N Church St, Palestine, TX 75801A+5.0 ★Texas Ratio: 1.58%, Regions BankRegions Bank2925 S Loop 256, Palestine, TX 75801A+5.0 ★Texas Ratio: 4.37%, Southside BankSouthside Bank3310 S Loop 256, Palestine, TX 75801A+5.0 ★Texas Ratio: 0.90%, ShelbyShelby2805 S Loop 256, Palestine, TX 75801A5.0 ★Texas Ratio: 8.54%, First National Bank TexasFirst National Bank Texas223 South Loop 256, Palestine, TX 75801A4.7 ★Texas Ratio: 3.20%, Verabank,N.A.Verabank,N.A.207 W Spring St, Palestine, TX 75801A+5.0 ★Texas Ratio: 5.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, and First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palestine, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palestine are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palestine, Texas
Market share is the lender's share of all home loans closed in Palestine, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Palestine 2745 S Loop 256, Palestine, TX 75801 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 14 | 4.8% | 88.9% | $153,571 | View |
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★ 1 stars, 1 review 1 office in Palestine 1015 N Church St, Palestine, TX 75801 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 10 | 3.4% | 73.3% | $176,000 | View |
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1 office in Palestine 2925 S Loop 256, Palestine, TX 75801 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +1 HELOCs |
2.1% | 35.3% | $58,333 | View |
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1 office in Palestine 3310 S Loop 256, Palestine, TX 75801 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 1.4% | 57.1% | $75,000 | View |
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1 office in Palestine 2805 S Loop 256, Palestine, TX 75801 A5.0 ★Texas Ratio: 8.54% |
Conventional | 3 | 1% | 100% | $271,666 | View |
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1 office in Palestine 223 South Loop 256, Palestine, TX 75801 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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207 W Spring St, Palestine, TX 75801 A+5.0 ★Texas Ratio: 5.54% |
Conventional, FHA, VA | 17 | 5.9% | 85% | $235,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.1% | 100% | $135,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.7% | 100% | $125,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
VA | 1 | 0.3% | 100% | $305,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Commercial Bank of Texas, NA
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Conventional, FHA, VA | 20 | 6.9% | 100% | $217,500 | |
Network Funding, L.P.
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Conventional, FHA, VA | 3 | 1% | 50% | $235,000 | |
SWBC Mortgage Corporation
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VA | 2 | 0.7% | 100% | $110,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $270,000 | |
Willow Bend Mortgage Company, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0.3% | 50% | $85,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Gardner Financial Services
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VA | 1 | 0.3% | 100% | $135,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.3% | 100% | $165,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 27 | 9.3% | 74.4% | $172,037 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 6.2% | 90.5% | $228,888 | |
21St Mortgage
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Conventional | 18 | 6.2% | 30% | $124,444 | |
Mortgage Research Center
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VA | 11 | 3.8% | 91.7% | $260,454 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 3.1% | 34.4% | $118,333 | |
Geneva Financial LLC
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Conventional, FHA | 8 | 2.8% | 100% | $178,750 | |
Mortgage Financial Services
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Conventional, FHA | 7 | 2.4% | 100% | $269,285 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.1% | 75% | $118,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 5 | 1.7% | 100% | $193,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 4 | 1.4% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 1.4% | 100% | $147,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1% | 100% | $188,333 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 3 | 1% | 100% | $408,333 | View |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 1% | 75% | $161,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1% | 75% | $185,000 | |
Village Capital & Investment
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VA | 3 | 1% | 75% | $235,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.7% | 100% | $125,000 | |
Freedom Mortgage Corporation
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VA | 2 | 0.7% | 75% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.7% | 24.4% | $165,000 | View |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.7% | 100% | $230,000 | |
Pennymac Loan Services LLC
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VA, Jumbo | 2 | 0.7% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.7% | 25% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 0.7% | 100% | $230,000 | View |
United Built Homes, LLC
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Conventional | 2 | 0.7% | 75% | $330,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.7% | 100% | $90,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.7% | 66.7% | $200,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.7% | 75% | $475,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.7% | 70% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $330,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $475,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $135,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
Compeer Financial
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Bay Equity LLC
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VA | 1 | 0.3% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.3% | 50% | $365,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.3% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 20% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Palestine Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palestine, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Palestine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palestine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palestine, TX
Use these to narrow the list above. Each category shows how many Palestine, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Palestine, TX
Independent mortgage companies closed 64.1 percent of home loans in Palestine, Texas in 2025, banks 33.1 percent and credit unions 2.8 percent. Network Funding, L.P. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palestine, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Palestine, Texas with 14 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Palestine, Texas in 2025, led by Mortgage Financial Services with 6. 20 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Palestine, Texas in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palestine, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palestine, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palestine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
