Milano, Texas mortgage lenders include First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Frontier Bank of TexasFrontier Bank of Texas5600 Burnet Rd, Austin, TX 78756A+5.0 ★Texas Ratio: 2.06%, The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, PrimelendingPrimelendingDallas, TX, Willow Bend Mortgage Company, LLCWillow Bend Mortgage Company, LLCPlano, TX, Hometrust Mortgage CompanyHometrust Mortgage CompanyHouston, TX, United Wholesale Mortgage, Rocket MortgageRocket MortgageB+4.7 ★Texas Ratio: 18.17%, and 21St Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milano, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milano are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Milano, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 5.4% | 100% | $605,000 | View |
|
5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 2.7% | 100% | $665,000 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 1 | 2.7% | 100% | $65,000 | |
|
2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 2.7% | 100% | $805,000 | View |
Primelending
|
Conventional | 2 | 5.4% | 100% | $230,000 | |
Willow Bend Mortgage Company, LLC
|
FHA | 1 | 2.7% | 100% | $295,000 | |
Hometrust Mortgage Company
|
Conventional | 1 | 2.7% | 100% | $485,000 | |
United Wholesale Mortgage
|
Conventional, VA | 5 | 13.5% | 100% | $409,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 13.5% | 71.4% | $225,000 | View |
21St Mortgage
|
Conventional | 5 | 13.5% | 55.6% | $109,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 8.1% | 100% | $298,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 5.4% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 5.4% | 50% | $140,000 | |
American Financial Resources LLC
|
VA | 1 | 2.7% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 2.7% | 42.9% | $45,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 2.7% | 100% | $305,000 | |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 2.7% | 100% | $285,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 2.7% | 100% | $165,000 | |
Empeople Credit Union
|
Conventional | 1 | 2.7% | 100% | $195,000 | |
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Milano? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milano in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Milano, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73 percent of home loans in Milano, Texas in 2025, banks 18.9 percent and credit unions 8.1 percent. Willow Bend Mortgage Company, LLC was the largest mortgage company, First Financial Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Milano, Texas with 2 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Milano, Texas in 2025, led by Willow Bend Mortgage Company, LLC with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 2 credit unions closed home loans in Milano, Texas in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milano, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milano, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milano. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.