Marlin, Texas mortgage lenders include PNC Bank N.A.PNC Bank N.A.504 Live Oak St, Marlin, TX 76661A+5.0 ★Texas Ratio: 4.24%, The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs119 Craik St, Marlin, TX 76661, Members Choice of Central Texas FCUMembers Choice of Central Texas FCU212 Virginia Ave, Marlin, TX 76661A+5.0 ★Texas Ratio: 0.22%, First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First National Bank of Central TexasFirst National Bank of Central Texas1645 Greens Prairie Rd W, College Station, TX 77845A+5.0 ★Texas Ratio: 0.97%, Community Bank & TrustCommunity Bank & Trust1409 Wooded Acres Dr, Waco, TX 76710A+5.0 ★Texas Ratio: 0.93%, Greater Texas FCUGreater Texas FCU1425 N CENTER ST, ARLINGTON, TX 76011, and First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Marlin, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marlin are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Marlin, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1.7 stars, 3 reviews 1 office in Marlin 504 Live Oak St, Marlin, TX 76661 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The First National Bank of Hughes Springs
119 Craik St, Marlin, TX 76661 |
Conventional | 4 | 5.9% | 100% | $125,000 | |
|
212 Virginia Ave, Marlin, TX 76661 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 4.4% | 75% | $75,000 | View |
|
401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 2 | 2.9% | 100% | $105,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 50% | $65,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.5% | 100% | $335,000 | |
|
1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
|
1409 Wooded Acres Dr, Waco, TX 76710 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 1.5% | 100% | $115,000 | |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
|
2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
|
11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.5% | 100% | $215,000 | View |
|
2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20% |
Conventional | 1 | 1.5% | 100% | $485,000 | View |
|
835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 1 | 1.5% | 100% | $145,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
FHA | 1 | 1.5% | 100% | $415,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 1.5% | 100% | $155,000 | View |
Citizens State Bank
101 Live Oak St, Marlin, TX 76661 |
Conventional | 1 | 1.5% | 50% | $45,000 | |
SWBC Mortgage Corporation
|
Conventional, VA | 2 | 2.9% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 1.5% | 100% | $195,000 | |
Mortgage Research Center
|
VA | 5 | 7.4% | 100% | $217,000 | |
21St Mortgage
|
Conventional | 5 | 7.4% | 38.5% | $125,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 4.4% | 50% | $101,666 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 4.4% | 100% | $85,000 | |
Fairway Independent Mort Corp
|
FHA, VA | 3 | 4.4% | 75% | $208,333 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 2 | 2.9% | 37.5% | $280,000 | View |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 2.9% | 100% | $115,000 | View |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 2.9% | 66.7% | $105,000 | |
Cmg Mortgage Inc
|
FHA, VA | 2 | 2.9% | 100% | $315,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 2.9% | 100% | $115,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1.5% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.5% | 100% | $185,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.5% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.5% | 100% | $225,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 1.5% | 100% | $245,000 | |
Strong Home Mortgage, LLC
|
FHA | 1 | 1.5% | 100% | $435,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 1.5% | 100% | $695,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.5% | 100% | $225,000 | |
Land Home Financial Services,
|
Conventional | 1 | 1.5% | 100% | $155,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1.5% | 100% | $255,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 1.5% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 1.5% | 100% | $175,000 | |
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Mutual of Omaha Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Marlin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marlin in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Marlin, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.2 percent of home loans in Marlin, Texas in 2025, banks 27.9 percent and credit unions 8.8 percent. Everett Financial, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Members Choice of Central Texas FCU the largest credit union. Among lenders headquartered in Texas, The First National Bank of Hughes Springs led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Marlin, Texas with 0 loans, about 0 percent of the market. The largest lender headquartered in Texas was The First National Bank of Hughes Springs with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Marlin, Texas in 2025, led by Everett Financial, Inc. with 1. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Marlin, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Marlin, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marlin, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marlin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.