Mortgage Lenders and Brokers in Lometa, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lometa, Texas mortgage lenders include First Texas BankFirst Texas Bank100 N Key Ave, Lampasas, TX 76550A+5.0 ★Texas Ratio: 0.00%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, First National Bank of EvantFirst National Bank of Evant115 N Memory Ln, Evant, TX 76525, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, First Texas BankFirst Texas Bank300 E 1st Ave, Belton, TX 76513A+5.0 ★Texas Ratio: 5.87%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, and Wagon Hill Home Loans LLCWagon Hill Home Loans LLCBee Cave, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lometa, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lometa are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lometa, Texas
Market share is the lender's share of all home loans closed in Lometa, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 N Key Ave, Lampasas, TX 76550 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 5 | 7.8% | 100% | $369,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
VA | 2 | 3.1% | 100% | $475,000 | View |
First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 1 | 1.6% | 100% | $25,000 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.6% | 100% | $355,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.6% | 100% | $775,000 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 1.6% | 100% | $535,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
VA | 1 | 1.6% | 100% | $555,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
Wagon Hill Home Loans LLC
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Conventional | 2 | 3.1% | 100% | $395,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 1.6% | 100% | $485,000 | |
Nationstar Mortgage
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VA | 1 | 1.6% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.6% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 12.5% | 100% | $285,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 6 | 9.4% | 85.7% | $231,666 | View |
Cadence Bank
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Conventional, VA | 3 | 4.7% | 75% | $398,333 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.7% | 75% | $338,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 4.7% | 83.3% | $135,000 | View |
21St Mortgage
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Conventional | 3 | 4.7% | 42.9% | $148,333 | |
Cmg Mortgage Inc
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Conventional | 2 | 3.1% | 100% | $370,000 | |
Fundloans Capital
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Conventional | 1 | 1.6% | 100% | $445,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.6% | 50% | $305,000 | |
Newrez LLC
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Conventional | 1 | 1.6% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $445,000 | |
Norwich Commercial Group Inc
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VA | 1 | 1.6% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 50% | $225,000 | |
United Built Homes, LLC
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Conventional | 1 | 1.6% | 100% | $365,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 1.6% | 100% | $275,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.6% | 100% | $285,000 | |
Land Home Financial Services,
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Conventional | 1 | 1.6% | 100% | $145,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.6% | 100% | $285,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 50% | $295,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.6% | 100% | $85,000 | View |
CSL Financial, LLC
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Conventional | 1 | 1.6% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.6% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 100% | $115,000 |
Lometa Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lometa, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lometa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lometa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lometa, TX
Use these to narrow the list above. Each category shows how many Lometa, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lometa, TX
Independent mortgage companies closed 70.3 percent of home loans in Lometa, Texas in 2025, banks 26.6 percent and credit unions 3.1 percent. Sente Mortgage, Inc. was the largest mortgage company, First Texas Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Texas Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lometa, TX
By home loans closed in 2025, First Texas Bank was the largest mortgage lender in Lometa, Texas with 5 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Lometa, Texas in 2025, led by Fairway Independent Mort Corp with 3. 11 lenders closed VA loans, led by First National Bank Texas. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Lometa, Texas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lometa, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lometa, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lometa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
