Mortgage Lenders and Brokers in Kemah, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kemah, Texas mortgage lenders include Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, NBH BankNBH Bank3720 Jefferson St, Austin, TX 78731A+5.0 ★Texas Ratio: 2.90%, AMOCO Federal Credit UnionAMOCO Federal Credit Union1299 E Highway 6, Alvin, TX 77511A5.0 ★Texas Ratio: 7.70%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Hometown Bank, N.A.Hometown Bank, N.A.1050 North Bypass 35, Alvin, TX 77511A+5.0 ★Texas Ratio: 0.94%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, and PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kemah, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kemah are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kemah, Texas
Market share is the lender's share of all home loans closed in Kemah, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.9% | 50% | $245,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,105,000 | View |
|
6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
|
3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
|
1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
|
1050 North Bypass 35, Alvin, TX 77511 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
|
VA | 1 | 0.9% | 50% | $295,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.9% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
Stellar Bank
|
Conventional | 1 | 0.9% | 100% | $545,000 | |
Hometrust Mortgage Company
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 61 | 57% | 92.4% | $284,508 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 4.7% | 71.4% | $199,000 | View |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 3.7% | 80% | $275,000 | |
Kind Lending, LLC
|
FHA, VA | 3 | 2.8% | 100% | $291,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 1.9% | 100% | $360,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.9% | 100% | $175,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.9% | 50% | $355,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.9% | 100% | $335,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.9% | 100% | $225,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.9% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.9% | 100% | $275,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 0.9% | 100% | $295,000 | |
Discover Bank
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.9% | 100% | $165,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.9% | 100% | $335,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.9% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 100% | $335,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.9% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.9% | 100% | $335,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.9% | 100% | $695,000 |
Kemah Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kemah, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Kemah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kemah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kemah, TX
Use these to narrow the list above. Each category shows how many Kemah, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Kemah, TX
Independent mortgage companies closed 88.8 percent of home loans in Kemah, Texas in 2025, banks 5.6 percent and credit unions 5.6 percent. Network Funding, L.P. was the largest mortgage company, Frost Bank the largest bank and Jsc FCU the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kemah, TX
By home loans closed in 2025, Frost Bank was the largest mortgage lender in Kemah, Texas with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Kemah, Texas, loanDepot.com LLC approved the highest share of completed applications in 2025 at 92.4 percent, against a 90.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Kemah, Texas in 2025, led by loanDepot.com LLC with 23. 8 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Kemah, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kemah, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kemah, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kemah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
