Mortgage Lenders and Brokers in Hughes Springs, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hughes Springs, Texas mortgage lenders include The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs505 E 1st, Hughes Springs, TX 75656, Texas Heritage National BankTexas Heritage National Bank107 Webb St, Daingerfield, TX 75638A5.0 ★Texas Ratio: 11.57%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Community BankCommunity Bank104 Highway 155, Avinger, TX 75630A+5.0 ★Texas Ratio: 0.00%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, and Community National BankCommunity National Bank17855 Dallas Pkwy, Dallas, TX 75287A5.0 ★Texas Ratio: 9.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hughes Springs, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hughes Springs are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hughes Springs, Texas
Market share is the lender's share of all home loans closed in Hughes Springs, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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The First National Bank of Hughes Springs
505 E 1st, Hughes Springs, TX 75656 |
Conventional | 15 | 17.2% | 100% | $173,000 | |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 2 | 2.3% | 100% | $180,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.1% | 100% | $185,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 1.1% | 50% | $115,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $205,000 | View |
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104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
East Texas Professional C.U.
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Conventional | 9 | 10.3% | 100% | $103,888 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 4 | 4.6% | 100% | $267,500 | |
Cypress Bank State Savings Bank
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Conventional | 3 | 3.4% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.3% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $65,000 | |
T2 Financial LLC
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Conventional, FHA | 5 | 5.7% | 100% | $139,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 4.6% | 80% | $192,500 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 4.6% | 80% | $92,500 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 3.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA, USDA | 3 | 3.4% | 100% | $195,000 | View |
21St Mortgage
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Conventional | 3 | 3.4% | 80% | $205,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.3% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 2 | 2.3% | 66.7% | $360,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2.3% | 100% | $130,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 2.3% | 66.7% | $310,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $175,000 | |
Cadence Bank
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Conventional | 1 | 1.1% | 100% | $65,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.1% | 100% | $135,000 | |
Kind Lending, LLC
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VA | 1 | 1.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.1% | 75% | $305,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $605,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
Mortgage Research Center
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Conventional | 1 | 1.1% | 20% | $435,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1.1% | 100% | $115,000 | |
JMAC Lending, Inc.
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USDA | 1 | 1.1% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hughes Springs Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hughes Springs, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Hughes Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hughes Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hughes Springs, TX
Use these to narrow the list above. Each category shows how many Hughes Springs, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Hughes Springs, TX
Independent mortgage companies closed 52.9 percent of home loans in Hughes Springs, Texas in 2025, banks 31 percent and credit unions 16.1 percent. Everett Financial, Inc. was the largest mortgage company, The First National Bank of Hughes Springs the largest bank and Lone Star Credit Union the largest credit union. Among lenders headquartered in Texas, The First National Bank of Hughes Springs led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hughes Springs, TX
By home loans closed in 2025, The First National Bank of Hughes Springs was the largest mortgage lender in Hughes Springs, Texas with 15 loans, about 17.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hughes Springs, Texas in 2025, led by T2 Financial LLC with 4. 5 lenders closed VA loans, led by Usaa Federal Savings Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Hughes Springs, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hughes Springs, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hughes Springs, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hughes Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
