Hooks, Texas mortgage lenders include Red River Employees Federal Credit UnionRed River Employees Federal Credit Union105 Loop 59, Atlanta, TX 75551A+5.0 ★Texas Ratio: 4.75%, State Bank of De KalbState Bank of De Kalb209 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.47%, Farmers Bank & TrustFarmers Bank & Trust2100 W White St, Anna, TX 75409A5.0 ★Texas Ratio: 11.09%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Bodcaw BankBodcaw Bank3625 Richmond Rd, Texarkana, TX 75503A5.0 ★Texas Ratio: 13.24%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Texar Federal Credit UnionTexar Federal Credit Union103 W ALLDAY ST, ATLANTA, TX 75551 2201A+5.0 ★Texas Ratio: 2.47%, Diamond BankDiamond Bank4820 Texas Blvd, Texarkana, TX 75503A5.0 ★Texas Ratio: 6.14%, and Guaranty Bank & TrustGuaranty Bank & TrustMt Pleasant, TXA-5.0 ★Texas Ratio: 14.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hooks, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hooks are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hooks, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 6 | 9.4% | 60% | $95,000 | View |
|
209 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 5 | 7.8% | 100% | $249,000 | View |
|
2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional, FHA | 3 | 4.7% | 100% | $208,333 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 100% | $155,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.6% | 100% | $395,000 | View |
|
3625 Richmond Rd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 1.6% | 100% | $345,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.6% | 100% | $515,000 | View |
|
103 W ALLDAY ST, ATLANTA, TX 75551 2201 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 1 | 1.6% | 100% | $125,000 | View |
|
4820 Texas Blvd, Texarkana, TX 75503 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
|
A-5.0 ★Texas Ratio: 14.15% |
VA | 1 | 1.6% | 100% | $185,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.6% | 100% | $305,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 7.8% | 71.4% | $283,000 | |
Mortgage Financial Services
|
Conventional, FHA, VA | 5 | 7.8% | 100% | $267,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 6.2% | 80% | $122,500 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 4 | 6.2% | 80% | $202,500 | |
|
A+5.0 ★Texas Ratio: 2.58% |
FHA, USDA | 3 | 4.7% | 100% | $151,666 | View |
21St Mortgage
|
Conventional | 3 | 4.7% | 23.1% | $135,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 3.1% | 44.4% | $110,000 | View |
|
A5.0 ★Texas Ratio: 9.65% |
Conventional | 2 | 3.1% | 100% | $65,000 | View |
Cardinal Financial Company, Li
|
FHA | 2 | 3.1% | 100% | $235,000 | |
Mortgage Research Center
|
VA | 2 | 3.1% | 100% | $365,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 3.1% | 100% | $215,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 3.1% | 100% | $145,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1.6% | 100% | $165,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.6% | 100% | $645,000 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 1.6% | 100% | $375,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 1.6% | 100% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.6% | 25% | $175,000 | |
Cadence Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hooks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hooks in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hooks, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.9 percent of home loans in Hooks, Texas in 2025, banks 25 percent and credit unions 14.1 percent. Nationstar Mortgage was the largest mortgage company, State Bank of De Kalb the largest bank and Red River Employees Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Red River Employees Federal Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Red River Employees Federal Credit Union was the largest mortgage lender in Hooks, Texas with 6 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hooks, Texas in 2025, led by United Wholesale Mortgage with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 4 credit unions closed home loans in Hooks, Texas in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hooks, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hooks, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hooks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.