Mortgage Lenders and Brokers in Henderson, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Henderson, Texas mortgage lenders include Texas BankTexas Bank1815 Us Highway 79 S, Henderson, TX 75654A+5.0 ★Texas Ratio: 3.34%, Henderson Federal Savings BankHenderson Federal Savings Bank130 N Marshall St, Henderson, TX 75652A5.0 ★Texas Ratio: 10.16%, Verabank,N.A.Verabank,N.A.2320 Us Highway 79 S, Henderson, TX 75654A+5.0 ★Texas Ratio: 5.54%, Verabank Community Development CorporationVerabank Community Development CorporationHenderson, TX, First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Bridge City State BankBridge City State Bank701 W Round Bunch Rd, Bridge City, TX 77611A+5.0 ★Texas Ratio: 0.51%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Spring Hill State BankSpring Hill State Bank202 Hollybrook Dr, Longview, TX 75605A+5.0 ★Texas Ratio: 4.57%, and Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Henderson, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Henderson are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Henderson, Texas
Market share is the lender's share of all home loans closed in Henderson, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Henderson 1815 Us Highway 79 S, Henderson, TX 75654 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 28 | 10.8% | 76.3% | $171,071 | View |
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130 N Marshall St, Henderson, TX 75652 A5.0 ★Texas Ratio: 10.16% |
Conventional | 21 | 8.1% | 95.8% | $223,095 | View |
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2320 Us Highway 79 S, Henderson, TX 75654 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 11 | 4.2% | 73.3% | $170,454 | View |
Verabank Community Development Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 2 | 0.8% | 100% | $255,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 0.8% | 100% | $560,000 | View |
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701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $155,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 25% | $155,000 | View |
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202 Hollybrook Dr, Longview, TX 75605 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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1815 Us Highway 79 S, Henderson, TX 75654 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 5 | 1.9% | 100% | $215,000 | |
East Texas Professional C.U.
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Conventional | 5 | 1.9% | 71.4% | $75,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.5% | 100% | $105,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Sfmc, LP
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FHA | 1 | 0.4% | 100% | $265,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Highlands Residential Mortgage, Ltd.
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USDA | 1 | 0.4% | 100% | $285,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Southwest Funding LP
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FHA | 1 | 0.4% | 100% | $325,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 27 | 10.4% | 79.4% | $179,814 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 8.5% | 100% | $256,818 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 17 | 6.6% | 100% | $196,176 | View |
21St Mortgage
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Conventional | 11 | 4.2% | 52.4% | $164,090 | |
Mortgage Research Center
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VA | 9 | 3.5% | 90.9% | $255,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 2.3% | 75% | $321,666 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 6 | 2.3% | 60% | $133,333 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.9% | 100% | $201,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 1.9% | 100% | $197,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.5% | 18.2% | $97,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.2% | 75% | $365,000 | |
Platinum Eagle Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $375,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 1.2% | 100% | $175,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 75% | $195,000 | |
Pennymac Loan Services LLC
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VA | 2 | 0.8% | 100% | $380,000 | |
United Built Homes, LLC
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Conventional | 2 | 0.8% | 66.7% | $300,000 | |
T2 Financial LLC
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FHA | 2 | 0.8% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 66.7% | $120,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.8% | 100% | $105,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.8% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 100% | $355,000 | |
Loan Simple, Inc.
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FHA | 2 | 0.8% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $65,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 50% | $125,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 50% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.4% | 100% | $15,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Brighton Bank
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FHA | 1 | 0.4% | 100% | $255,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.4% | 100% | $445,000 | View |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 100% | $185,000 | |
Sun West Mortgage Company, Inc
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USDA | 1 | 0.4% | 100% | $145,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Nations Lending Corporation
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VA | 1 | 0.4% | 100% | $395,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $185,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 50% | $95,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.4% | 100% | $235,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Henderson Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Henderson, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Henderson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Henderson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Henderson, TX
Use these to narrow the list above. Each category shows how many Henderson, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Henderson, TX
Independent mortgage companies closed 64.5 percent of home loans in Henderson, Texas in 2025, banks 29.7 percent and credit unions 5.8 percent. Interlinc Mortgage Services, LLC was the largest mortgage company, Texas Bank the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Texas Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Henderson, TX
By home loans closed in 2025, Texas Bank was the largest mortgage lender in Henderson, Texas with 28 loans, about 10.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Henderson, Texas in 2025, led by Guild Mortgage Company with 9. 11 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Henderson, Texas in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Henderson, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Henderson, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Henderson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
