Mortgage Lenders and Brokers in Hamilton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hamilton, Texas mortgage lenders include Extraco Banks, NAExtraco Banks, NA1208 E Main St, Hamilton, TX 76531A+5.0 ★Texas Ratio: 0.26%, First National Bank of EvantFirst National Bank of Evant115 N Memory Ln, Evant, TX 76525, First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, First National Bank of HuntsvilleFirst National Bank of Huntsville3971 University Dr E, Bryan, TX 77802A+5.0 ★Texas Ratio: 0.37%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, and First Security State BankFirst Security State Bank1115 W 5th St, Clifton, TX 76634. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hamilton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hamilton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hamilton, Texas
Market share is the lender's share of all home loans closed in Hamilton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hamilton 1208 E Main St, Hamilton, TX 76531 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 2.6% | 100% | $150,000 | View |
First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 8 | 10.4% | 88.9% | $191,250 | |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 2 | 2.6% | 100% | $55,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.3% | 100% | $185,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 1.3% | 100% | $145,000 | View |
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3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.3% | 100% | $395,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 1.3% | 100% | $75,000 | View |
First Security State Bank
1115 W 5th St, Clifton, TX 76634 |
Conventional | 1 | 1.3% | 100% | $455,000 | |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 1.3% | 100% | $915,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.3% | 100% | $275,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.3% | 100% | $115,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.3% | 100% | $475,000 | View |
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493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.3% | 100% | $345,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.3% | 100% | $465,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1.3% | 100% | $465,000 | View |
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200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
FHA | 1 | 1.3% | 100% | $205,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.6% | 100% | $600,000 | |
Primelending
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Conventional | 1 | 1.3% | 100% | $305,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $155,000 | |
Sfmc, LP
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Conventional | 1 | 1.3% | 100% | $305,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 5 | 6.5% | 83.3% | $221,000 | View |
Mortgage Research Center
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VA | 5 | 6.5% | 71.4% | $261,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 3.9% | 100% | $151,666 | View |
Cmg Mortgage Inc
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FHA | 3 | 3.9% | 100% | $178,333 | |
21St Mortgage
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Conventional | 3 | 3.9% | 60% | $141,666 | |
Cadence Bank
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Conventional, HELOC | 2 +2 HELOCs |
2.6% | 100% | $430,000 | |
United Wholesale Mortgage
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Conventional | 2 | 2.6% | 75% | $305,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.6% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 2.6% | 100% | $265,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 2.6% | 100% | $365,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.6% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.6% | 100% | $355,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 1.3% | 100% | $105,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.3% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.3% | 50% | $105,000 | View |
United Built Homes, LLC
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Conventional | 1 | 1.3% | 100% | $395,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.3% | 100% | $345,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $455,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hamilton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hamilton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Hamilton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hamilton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hamilton, TX
Use these to narrow the list above. Each category shows how many Hamilton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Hamilton, TX
Independent mortgage companies closed 59.7 percent of home loans in Hamilton, Texas in 2025, banks 32.5 percent and credit unions 7.8 percent. Everett Financial, Inc. was the largest mortgage company, Extraco Banks, NA the largest bank and First Central Credit Union the largest credit union. Among lenders headquartered in Texas, Extraco Banks, NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hamilton, TX
By home loans closed in 2025, Extraco Banks, NA was the largest mortgage lender in Hamilton, Texas with 2 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Hamilton, Texas in 2025, led by Cmg Mortgage Inc with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Hamilton, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hamilton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hamilton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hamilton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
