Mortgage Lenders and Brokers in Graford, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Graford, Texas mortgage lenders include Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas1404 Park Road 36, Graford, TX 76449A+5.0 ★Texas Ratio: 2.19%, Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Veritex Community BankVeritex Community Bank3800 Matlock Rd, Arlington, TX 76015, Pinnacle BankPinnacle Bank1521 N Cooper St Ste 100, Arlington, TX 76011A5.0 ★Texas Ratio: 9.89%, and EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Graford, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Graford are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Graford, Texas
Market share is the lender's share of all home loans closed in Graford, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Graford 1404 Park Road 36, Graford, TX 76449 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 3 | 3.2% | 100% | $205,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 7 | 7.4% | 100% | $175,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional, Jumbo | 2 | 2.1% | 100% | $760,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 2 | 2.1% | 100% | $835,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 2 | 2.1% | 100% | $440,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, Jumbo | 2 | 2.1% | 100% | $1,165,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional | 1 | 1.1% | 100% | $405,000 | |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo | 1 | 1.1% | 100% | $815,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,105,000 | View |
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325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.1% | 50% | $145,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1.1% | 33.3% | $215,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 1.1% | 100% | $395,000 | |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
Primelending
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Conventional, VA | 3 | 3.2% | 75% | $431,666 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $555,000 | |
The First National Bank of Gra
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Conventional | 1 | 1.1% | 100% | $535,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 9 | 9.6% | 75% | $316,111 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5.3% | 100% | $529,000 | |
21St Mortgage
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Conventional | 5 | 5.3% | 45.5% | $133,000 | |
United Built Homes, LLC
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Conventional | 3 | 3.2% | 100% | $485,000 | |
Newrez LLC
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Conventional | 2 | 2.1% | 66.7% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 2 | 2.1% | 100% | $420,000 | View |
Nations Lending Corporation
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Conventional, VA | 2 | 2.1% | 100% | $445,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.1% | 100% | $385,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 1.1% | 100% | $445,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1.1% | 100% | $785,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $565,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.1% | 100% | $95,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $995,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.1% | 50% | $135,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 6.61% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,695,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $785,000 | |
Oceanside Mortgage Company
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FHA | 1 | 1.1% | 100% | $175,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $555,000 | |
Towne Mortgage Company
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FHA | 1 | 1.1% | 100% | $365,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 1.1% | 100% | $885,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.1% | 100% | $235,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.1% | 100% | $985,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 33.3% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,965,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Graford Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Graford, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Graford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Graford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Graford, TX
Use these to narrow the list above. Each category shows how many Graford, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Graford, TX
Independent mortgage companies closed 55.3 percent of home loans in Graford, Texas in 2025, banks 41.5 percent and credit unions 3.2 percent. SWBC Mortgage Corporation was the largest mortgage company, Community National Bank & Trust of Texas the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Community National Bank & Trust of Texas led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Graford, TX
By home loans closed in 2025, Community National Bank & Trust of Texas was the largest mortgage lender in Graford, Texas with 3 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Graford, Texas in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 3 credit unions closed home loans in Graford, Texas in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Graford, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Graford, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Graford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
