Mortgage Lenders and Brokers in Galena Park, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Galena Park, Texas mortgage lenders include Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Capital BankCapital Bank3719 Garth Rd, Baytown, TX 77521A+5.0 ★Texas Ratio: 0.07%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Houston Federal Credit UnionHouston Federal Credit Union10300 Town Park Dr, Houston, TX 77072 5236A+5.0 ★Texas Ratio: 2.70%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, FocusOne Mortgage, LLCFocusOne Mortgage, LLCHouston, TX, Texas Bay Area Credit UnionTexas Bay Area Credit UnionHouston, TX, Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX, Nationstar MortgageNationstar MortgageCoppell, TX, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Galena Park, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Galena Park are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Galena Park, Texas
Market share is the lender's share of all home loans closed in Galena Park, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 4% | 100% | $120,000 | View |
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3719 Garth Rd, Baytown, TX 77521 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 2 | 4% | 100% | $120,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 4% | 100% | $100,000 | View |
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10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 2% | 100% | $45,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FocusOne Mortgage, LLC
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Conventional | 3 | 6% | 100% | $58,333 | |
Texas Bay Area Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
4% | 40% | $130,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 2% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 2% | 50% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 12% | 100% | $183,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 8% | 100% | $127,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 3 | 6% | 42.9% | $135,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 3 | 6% | 100% | $148,333 | |
Cadence Bank
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Conventional | 2 | 4% | 66.7% | $260,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2% | 100% | $225,000 | |
Goodleap, LLC
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Conventional | 1 | 2% | 50% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2% | 100% | $215,000 | |
Kind Lending, LLC
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FHA | 1 | 2% | 100% | $195,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 2% | 100% | $155,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 2% | 100% | $125,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 2% | 100% | $155,000 | |
Mortgage Financial Services
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FHA | 1 | 2% | 100% | $175,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 2% | 100% | $95,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 2% | 100% | $115,000 | |
Provident Funding Associates
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Conventional | 1 | 2% | 100% | $95,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 2% | 100% | $155,000 | |
New American Funding, LLC.
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FHA | 1 | 2% | 100% | $185,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 2% | 100% | $185,000 | View |
Nexera Holding LLC
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Conventional | 1 | 2% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 2% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View |
Galena Park Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Galena Park, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Galena Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Galena Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Galena Park, TX
Use these to narrow the list above. Each category shows how many Galena Park, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Galena Park, TX
Independent mortgage companies closed 72 percent of home loans in Galena Park, Texas in 2025, banks 18 percent and credit unions 10 percent. FocusOne Mortgage, LLC was the largest mortgage company, Capital Bank the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Shell Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Galena Park, TX
By home loans closed in 2025, Shell Federal Credit Union was the largest mortgage lender in Galena Park, Texas with 2 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Galena Park, Texas in 2025, led by Plaza Home Mortgage, Inc with 3. 0 lenders closed VA loans, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in Galena Park, Texas in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Galena Park, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Galena Park, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Galena Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
