Mortgage Lenders and Brokers in Edgewood, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgewood, Texas mortgage lenders include Broadstreet BankBroadstreet Bank500 W Pine St, Edgewood, TX 75117B4.5 ★Texas Ratio: 21.09%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, NBH BankNBH Bank3720 Jefferson St, Austin, TX 78731A+5.0 ★Texas Ratio: 2.90%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgewood, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewood are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgewood, Texas
Market share is the lender's share of all home loans closed in Edgewood, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edgewood 500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 6 | 6.9% | 100% | $320,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional, FHA | 5 | 5.7% | 62.5% | $215,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 2.3% | 100% | $55,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $335,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.1% | 100% | $185,000 | |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Integrity Mortgage Corporation of Texas
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Conventional, VA | 3 | 3.4% | 100% | $421,666 | |
Sfmc, LP
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Conventional, VA | 2 | 2.3% | 100% | $360,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 1.1% | 100% | $365,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.1% | 100% | $215,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 13 | 14.9% | 86.7% | $284,230 | View |
Fairway Independent Mort Corp
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FHA, VA | 7 | 8% | 100% | $296,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 6.9% | 100% | $373,333 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 5 | 5.7% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 3.4% | 100% | $355,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 3 | 3.4% | 100% | $361,666 | |
21St Mortgage
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Conventional | 3 | 3.4% | 57.1% | $81,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.3% | 60% | $145,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $265,000 | |
Cadence Bank
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $385,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $145,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $115,000 | |
Movement Mortgage, LLC
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VA | 1 | 1.1% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
United Built Homes, LLC
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Conventional | 1 | 1.1% | 100% | $455,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 1.1% | 50% | $185,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $335,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.1% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $285,000 | |
New American Funding, LLC.
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VA | 1 | 1.1% | 100% | $365,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.1% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 50% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgewood Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgewood, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Edgewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgewood, TX
Use these to narrow the list above. Each category shows how many Edgewood, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Edgewood, TX
Independent mortgage companies closed 77 percent of home loans in Edgewood, Texas in 2025, banks 21.8 percent and credit unions 1.1 percent. Everett Financial, Inc. was the largest mortgage company, Broadstreet Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Broadstreet Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgewood, TX
By home loans closed in 2025, Broadstreet Bank was the largest mortgage lender in Edgewood, Texas with 1 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Edgewood, Texas in 2025, led by Fairway Independent Mort Corp with 6. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Edgewood, Texas in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgewood, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewood, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
