Mortgage Lenders and Brokers in Cuney, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cuney, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Advancial Federal Credit UnionAdvancial Federal Credit Union1259 W Exchange Pkwy Ste 100, Allen, TX 75013A5.0 ★Texas Ratio: 12.30%, Citizens 1st Bank, Tyler TXCitizens 1st Bank, Tyler TX825 S Jackson St, Jacksonville, TX 75766A+5.0 ★Texas Ratio: 1.81%, ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Farmers Bank & TrustFarmers Bank & Trust2100 W White St, Anna, TX 75409A5.0 ★Texas Ratio: 11.09%, Texas Trust Credit UnionTexas Trust Credit Union2501 E Pioneer Pkwy, Arlington, TX 76010 8365A5.0 ★Texas Ratio: 6.31%, Sfmc, LPSfmc, LPPlano, TX, East Texas Professional C.U.East Texas Professional C.U.Longview, TX, and Credit Human Federal Credit UnCredit Human Federal Credit UnSan Antonio, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cuney, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cuney are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cuney, Texas
Market share is the lender's share of all home loans closed in Cuney, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 11 | 17.7% | 91.7% | $296,818 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 1.6% | 100% | $55,000 | |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1.6% | 100% | $255,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
FHA | 1 | 1.6% | 100% | $345,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
Sfmc, LP
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Conventional | 1 | 1.6% | 100% | $665,000 | |
East Texas Professional C.U.
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Conventional | 1 | 1.6% | 100% | $295,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.6% | 25% | $185,000 | |
21St Mortgage
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Conventional | 7 | 11.3% | 34.8% | $136,428 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 4 | 6.5% | 100% | $300,000 | View |
United Wholesale Mortgage
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Conventional, VA | 3 | 4.8% | 100% | $411,666 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 4.8% | 100% | $295,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 2 | 3.2% | 33.3% | $245,000 | View |
Primary Residential Mortgage, INC.
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FHA | 2 | 3.2% | 100% | $275,000 | |
Newrez LLC
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VA | 2 | 3.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 3.2% | 16.7% | $65,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 3.2% | 22.2% | $100,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.6% | 100% | $455,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.6% | 100% | $215,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
VA | 1 | 1.6% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 1.6% | 100% | $475,000 | View |
United Built Homes, LLC
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Conventional | 1 | 1.6% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.6% | 100% | $315,000 | |
Mortgage Financial Services
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Conventional | 1 | 1.6% | 100% | $215,000 | |
Cardinal Financial Company, Li
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VA | 1 | 1.6% | 100% | $495,000 | |
Cross Keys Bank
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1.6% | 100% | $335,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.6% | 100% | $1,195,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 1.6% | 100% | $75,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.6% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1.6% | 100% | $195,000 | View |
Cuney Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cuney, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Cuney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cuney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cuney, TX
Use these to narrow the list above. Each category shows how many Cuney, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Cuney, TX
Independent mortgage companies closed 56.5 percent of home loans in Cuney, Texas in 2025, banks 29 percent and credit unions 14.5 percent. Sfmc, LP was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Advancial Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cuney, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Cuney, Texas with 11 loans, about 17.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Cuney, Texas in 2025, led by Primary Residential Mortgage, INC. with 2. 5 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Cuney, Texas in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cuney, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cuney, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cuney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
