Mortgage Lenders and Brokers in Chico, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chico, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First National Bank MortgageFirst National Bank Mortgage118 N Garfield Ave, Rotan, TX 79546A+5.0 ★Texas Ratio: 2.40%, and Jacksboro National BankJacksboro National Bank213 W Wise St, Bowie, TX 76230. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chico, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chico are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chico, Texas
Market share is the lender's share of all home loans closed in Chico, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 8 | 5% | 100% | $348,750 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, VA, HELOC | 5 +2 HELOCs |
3.1% | 83.3% | $269,000 | View |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 3 | 1.9% | 100% | $341,666 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 3 | 1.9% | 75% | $155,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA | 3 | 1.9% | 100% | $348,333 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $455,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $355,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 2 | 1.3% | 100% | $250,000 | |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 2 | 1.3% | 100% | $415,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional | 2 | 1.3% | 100% | $410,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.3% | 100% | $275,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $425,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0.6% | 100% | $215,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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100 E Weatherford St, Fort Worth, TX 76196 0206 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,545,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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200 W Main St, Arlington, TX 76010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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Conventional, Jumbo | 1 | 0.6% | 100% | $965,000 | |
Primelending
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Conventional | 1 | 0.6% | 50% | $255,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.6% | 50% | $235,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.6% | 100% | $285,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.6% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 5.7% | 60% | $321,666 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 9 | 5.7% | 69.2% | $209,444 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 8 | 5% | 100% | $271,250 | View |
21St Mortgage
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Conventional | 8 | 5% | 42.1% | $173,750 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 4.4% | 100% | $433,571 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 3.8% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 4 | 2.5% | 100% | $592,500 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 3 | 1.9% | 100% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.9% | 75% | $365,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.9% | 100% | $251,666 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 1.9% | 61.5% | $141,666 | View |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.9% | 100% | $358,333 | |
Mortgage Research Center
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VA | 3 | 1.9% | 75% | $291,666 | |
Kind Lending, LLC
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Conventional | 2 | 1.3% | 28.6% | $440,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1.3% | 66.7% | $80,000 | View |
Cardinal Financial Company, Li
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FHA | 2 | 1.3% | 100% | $350,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.3% | 100% | $430,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 2 | 1.3% | 100% | $360,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 2 | 1.3% | 100% | $1,100,000 | View |
Cadence Bank
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Conventional, Jumbo | 1 | 0.6% | 100% | $825,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $415,000 | |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $345,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
Data Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $555,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.6% | 100% | $245,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.6% | 50% | $265,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Pentagon Federal Credit Union
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VA, Jumbo | 1 | 0.6% | 100% | $1,135,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.6% | 100% | $465,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $795,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 66.7% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $555,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $285,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 25% | $235,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 0.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chico Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chico, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Chico? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chico in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chico, TX
Use these to narrow the list above. Each category shows how many Chico, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Chico, TX
Independent mortgage companies closed 62.9 percent of home loans in Chico, Texas in 2025, banks 30.8 percent and credit unions 6.3 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank & Trust the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chico, TX
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Chico, Texas with 8 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Chico, Texas in 2025, led by Everett Financial, Inc. with 2. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 8 credit unions closed home loans in Chico, Texas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chico, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chico, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chico. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
