Canton, Texas mortgage lenders include The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs875 W Dallas St, Canton, TX 75103A+5.0 ★Texas Ratio: 1.12%, American National Bank of TexaAmerican National Bank of Texa401 E State Highway 243, Canton, TX 75103B+4.0 ★Texas Ratio: 2.41%, Prosperity BankProsperity Bank898 W Dallas St, Canton, TX 75103A+5.0 ★Texas Ratio: 1.58%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Broadstreet BankBroadstreet Bank500 W Pine St, Edgewood, TX 75117B4.5 ★Texas Ratio: 21.09%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Southwest Airlines FCUSouthwest Airlines FCU801 W Euless Blvd Ste 104, Euless, TX 76040 4438, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, and First National Bank of East TexasFirst National Bank of East Texas910 W Broadway St, Big Sandy, TX 75755A5.0 ★Texas Ratio: 12.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Canton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Canton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Canton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Canton 875 W Dallas St, Canton, TX 75103 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 17 | 6.5% | 100% | $324,411 | View |
|
1 office in Canton 401 E State Highway 243, Canton, TX 75103 B+4.0 ★Texas Ratio: 2.41% |
Conventional, Jumbo | 9 | 3.5% | 69.2% | $316,111 | View |
|
★ 1 stars, 1 review 1 office in Canton 898 W Dallas St, Canton, TX 75103 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.8% | 42.9% | $240,000 | View |
|
449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional, Jumbo | 6 | 2.3% | 85.7% | $415,000 | View |
|
500 W Pine St, Edgewood, TX 75117 B4.5 ★Texas Ratio: 21.09% |
Conventional | 4 | 1.5% | 80% | $147,500 | View |
|
108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.8% | 100% | $435,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.4% | 50% | $345,000 | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.4% | 100% | $195,000 | |
|
202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
|
8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $485,000 | View |
|
3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
|
11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 50% | $305,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
VA | 1 | 0.4% | 33.3% | $515,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 50% | $205,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 44 | 16.9% | 83.9% | $247,500 | |
Integrity Mortgage Corporation of Texas
|
Conventional, VA | 5 | 1.9% | 100% | $375,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.2% | 100% | $325,000 | |
Network Funding, L.P.
|
Conventional | 2 | 0.8% | 100% | $175,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 2 | 0.8% | 100% | $235,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 2 | 0.8% | 100% | $245,000 | |
American Airlines Federal Cred
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | |
Interlinc Mortgage Services, LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Primelending
|
FHA | 1 | 0.4% | 100% | $445,000 | |
Loanpeople, LLC
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Gsb Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $755,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 22 | 8.5% | 75.9% | $284,090 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 12 | 4.6% | 100% | $234,166 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 3.5% | 100% | $388,333 | |
21St Mortgage
|
Conventional | 7 | 2.7% | 43.8% | $109,285 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 6 | 2.3% | 100% | $216,666 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 2.3% | 85.7% | $245,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 1.9% | 60% | $349,000 | |
Mortgage Research Center
|
VA | 5 | 1.9% | 55.6% | $393,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 1.5% | 85.7% | $192,500 | View |
Planet Home Lending, LLC
|
FHA, VA | 4 | 1.5% | 100% | $417,500 | |
Nations Lending Corporation
|
Conventional, FHA | 4 | 1.5% | 100% | $405,000 | |
Summit Funding.Inc
|
Conventional, FHA | 4 | 1.5% | 100% | $345,000 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.2% | 66.7% | $335,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 50% | $275,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.8% | 100% | $225,000 | |
Canopy Mortgage, LLC
|
Conventional | 2 | 0.8% | 100% | $220,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 0.8% | 50% | $95,000 | |
Mortgage Financial Services
|
Conventional, FHA | 2 | 0.8% | 100% | $340,000 | |
American Financing Corporation
|
Conventional | 2 | 0.8% | 100% | $260,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.8% | 100% | $225,000 | |
American Pacific Mortgage Corporation
|
FHA, VA | 2 | 0.8% | 100% | $485,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 0.8% | 100% | $140,000 | |
Paramount Residential Mortgage
|
Conventional, VA | 2 | 0.8% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.8% | 37.5% | $80,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.4% | 50% | $295,000 | |
Alameda Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 25% | $215,000 | |
Newrez LLC
|
Conventional | 1 | 0.4% | 50% | $185,000 | |
Hamilton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $565,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.4% | 100% | $175,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.4% | 100% | $235,000 | |
United Built Homes, LLC
|
Conventional | 1 | 0.4% | 33.3% | $335,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.4% | 100% | $525,000 | |
ClearPath Lending
|
VA | 1 | 0.4% | 100% | $475,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 0.4% | 100% | $415,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $645,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
C-3.8 ★Texas Ratio: 29.75% |
Conventional | 1 | 0.4% | 100% | $525,000 | |
Lower, LLC
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 50% | $185,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Canton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Canton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Canton, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.2 percent of home loans in Canton, Texas in 2025, banks 20.8 percent and credit unions 3.1 percent. Everett Financial, Inc. was the largest mortgage company, The City National Bank of Sulphur Springs the largest bank and Southwest Airlines FCU the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 17 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, The City National Bank of Sulphur Springs was the largest mortgage lender in Canton, Texas with 17 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Canton, Texas in 2025, led by DHI Mortgage Company, LTD. with 28. 16 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Canton, Texas in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Canton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Canton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Canton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.