Mortgage Lenders and Brokers in Bonham, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bonham, Texas mortgage lenders include Legend Bank, N.A.Legend Bank, N.A.2232 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 0.92%, First United Bank and Trust CoFirst United Bank and Trust Co120 W Sam Rayburn Dr, Bonham, TX 75418A5.0 ★Texas Ratio: 10.43%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC410 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 3.34%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and First Liberty BankFirst Liberty Bank2600 Dallas Pkwy, Frisco, TX 75034A+5.0 ★Texas Ratio: 0.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bonham, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bonham are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bonham, Texas
Market share is the lender's share of all home loans closed in Bonham, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bonham 2232 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 8 | 4.7% | 88.9% | $347,500 | View |
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1 office in Bonham 120 W Sam Rayburn Dr, Bonham, TX 75418 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
2.4% | 80% | $372,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 1.2% | 100% | $265,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, VA | 2 | 1.2% | 100% | $535,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1.2% | 100% | $175,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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410 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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410 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 1.8% | 100% | $261,666 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Capital Concepts Inc
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Sfmc, LP
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Conventional | 1 | 0.6% | 100% | $535,000 | |
Integrity Mortgage Corporation of Texas
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VA | 1 | 0.6% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
USDA | 1 | 0.6% | 100% | $295,000 | View |
Encompass Lending Group, L.P.
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VA | 1 | 0.6% | 100% | $305,000 | |
Loanpeople, LLC
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA, USDA | 35 | 20.6% | 97.4% | $185,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 19 | 11.2% | 84% | $263,947 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 9.4% | 80% | $281,875 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 4.1% | 80% | $212,142 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 3.5% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA, VA, USDA | 4 | 2.4% | 100% | $210,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.8% | 60% | $118,333 | |
loanDepot.com LLC
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Conventional, Jumbo | 3 | 1.8% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.8% | 75% | $75,000 | |
21St Mortgage
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Conventional | 3 | 1.8% | 100% | $171,666 | |
Acrisure Mortgage, LLC
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FHA | 2 | 1.2% | 100% | $190,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.2% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 1.2% | 100% | $105,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 1.2% | 100% | $490,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.2% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.2% | 66.7% | $165,000 | |
Cadence Bank
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.6% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 50% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $245,000 | |
Kind Lending, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Legacy Mortgage
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Resicentral LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.6% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Mortgage Financial Services
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USDA | 1 | 0.6% | 50% | $185,000 | |
Premier Lending Inc.
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FHA | 1 | 0.6% | 100% | $165,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 33.3% | $225,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $125,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.6% | 50% | $195,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $235,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $265,000 |
Bonham Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bonham, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bonham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bonham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bonham, TX
Use these to narrow the list above. Each category shows how many Bonham, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bonham, TX
Independent mortgage companies closed 81.2 percent of home loans in Bonham, Texas in 2025, banks 15.3 percent and credit unions 3.5 percent. Everett Financial, Inc. was the largest mortgage company, Legend Bank, N.A. the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Legend Bank, N.A. led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bonham, TX
By home loans closed in 2025, Legend Bank, N.A. was the largest mortgage lender in Bonham, Texas with 8 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Bonham, Texas in 2025, led by Guild Mortgage Company with 9. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Bonham, Texas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bonham, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bonham, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bonham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
