Mortgage Lenders and Brokers in Blue Ridge, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blue Ridge, Texas mortgage lenders include Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Peoples BankPeoples Bank7200 Hillside Rd, Amarillo, TX 79109 7460A5.0 ★Texas Ratio: 7.80%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blue Ridge are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blue Ridge, Texas
Market share is the lender's share of all home loans closed in Blue Ridge, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 2.3% | 60% | $98,333 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 66.7% | $50,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1.5% | 66.7% | $345,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.8% | 100% | $295,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
USDA | 1 | 0.8% | 100% | $255,000 | View |
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7200 Hillside Rd, Amarillo, TX 79109 7460 A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 38 | 29.2% | 78.4% | $259,210 | |
Republic State Mortgage Company
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Conventional, FHA, USDA | 11 | 8.5% | 100% | $285,909 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 11 | 8.5% | 100% | $529,545 | |
Sfmc, LP
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Conventional, VA | 5 | 3.8% | 100% | $471,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.8% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.8% | 100% | $265,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 3.1% | 66.7% | $417,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 4 | 3.1% | 100% | $767,500 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 3 | 2.3% | 60% | $461,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.3% | 100% | $278,333 | |
Cadence Bank
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Conventional, Jumbo | 2 | 1.5% | 100% | $1,145,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 100% | $630,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.5% | 100% | $415,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.5% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $505,000 | |
Arc Home LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.8% | 100% | $685,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Kind Lending, LLC
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VA | 1 | 0.8% | 100% | $395,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,185,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 33.3% | $75,000 | View |
loanDepot.com LLC
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VA | 1 | 0.8% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.8% | 100% | $115,000 | View |
Flexpoint, Inc.
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VA | 1 | 0.8% | 100% | $635,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.8% | 100% | $285,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.8% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $315,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $305,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.8% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 20% | $605,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 50% | $155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $415,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Blue Ridge Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blue Ridge, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Blue Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blue Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blue Ridge, TX
Use these to narrow the list above. Each category shows how many Blue Ridge, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Blue Ridge, TX
Independent mortgage companies closed 87.7 percent of home loans in Blue Ridge, Texas in 2025, banks 8.5 percent and credit unions 3.8 percent. Everett Financial, Inc. was the largest mortgage company, Frost Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blue Ridge, TX
By home loans closed in 2025, Frost Bank was the largest mortgage lender in Blue Ridge, Texas with 3 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Blue Ridge, Texas in 2025, led by DHI Mortgage Company, LTD. with 26. 13 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 4 credit unions closed home loans in Blue Ridge, Texas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blue Ridge, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blue Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
