Mortgage Lenders and Brokers in Bear Creek, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bear Creek, Texas mortgage lenders include Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and United Heritage Credit UnionUnited Heritage Credit Union12208 N Mopac Expy, Austin, TX 78758A5.0 ★Texas Ratio: 8.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bear Creek, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bear Creek are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bear Creek, Texas
Market share is the lender's share of all home loans closed in Bear Creek, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 7.7% | 100% | $255,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 3.8% | 100% | $945,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 3.8% | 100% | $695,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 3.8% | 100% | $965,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, Jumbo | 1 | 3.8% | 100% | $1,285,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 3.8% | 100% | $285,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 3.8% | 100% | $125,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | 75% | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, Jumbo | 1 | 3.8% | 100% | $1,735,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 3.8% | 100% | $1,275,000 | View |
Loanpeople, LLC
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VA | 1 | 3.8% | 100% | $625,000 | |
Southwest Funding LP
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Conventional | 1 | 3.8% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 11.5% | 100% | $895,000 | |
Cadence Bank
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Conventional, Jumbo | 2 | 7.7% | 100% | $1,420,000 | |
United Wholesale Mortgage
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Conventional | 1 | 3.8% | 100% | $655,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 1 | 3.8% | 100% | $805,000 | View |
Newrez LLC
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Conventional | 1 | 3.8% | 100% | $515,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 3.8% | 100% | $755,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 3.8% | 100% | $765,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 3.8% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 3.8% | 100% | $635,000 | |
Nexera Holding LLC
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Conventional | 1 | 3.8% | 100% | $615,000 | |
Spring Eq, LLC
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Conventional | 1 | 3.8% | 100% | $135,000 |
Bear Creek Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bear Creek, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bear Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bear Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bear Creek, TX
Use these to narrow the list above. Each category shows how many Bear Creek, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bear Creek, TX
Independent mortgage companies closed 53.8 percent of home loans in Bear Creek, Texas in 2025, banks 34.6 percent and credit unions 11.5 percent. Efinity Financial LLC was the largest mortgage company, Frost Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bear Creek, TX
By home loans closed in 2025, Frost Bank was the largest mortgage lender in Bear Creek, Texas with 2 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Bear Creek, Texas in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bear Creek, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bear Creek, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bear Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
