Mortgage Lenders and Brokers in Arp, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arp, Texas mortgage lenders include Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Citizens 1st Bank, Tyler TXCitizens 1st Bank, Tyler TX825 S Jackson St, Jacksonville, TX 75766A+5.0 ★Texas Ratio: 1.81%, Kelly Community FCUKelly Community FCU2105 W Grande Blvd, Tyler, TX 75703 0551A+5.0 ★Texas Ratio: 4.67%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Southwest Airlines FCUSouthwest Airlines FCU801 W Euless Blvd Ste 104, Euless, TX 76040 4438, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Telco Plus Credit UnionTelco Plus Credit Union510 E Lantrip St, Kilgore, TX 75662A+5.0 ★Texas Ratio: 2.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arp, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arp are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arp, Texas
Market share is the lender's share of all home loans closed in Arp, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 8 | 6.5% | 53.3% | $291,250 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 6 | 4.9% | 100% | $335,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 3 | 2.4% | 80% | $331,666 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 1.6% | 100% | $335,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 1.6% | 100% | $300,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 2 | 1.6% | 100% | $75,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1.6% | 100% | $375,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.8% | 100% | $295,000 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 50% | $685,000 | View |
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510 E Lantrip St, Kilgore, TX 75662 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 50% | $155,000 | View |
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910 W Broadway St, Big Sandy, TX 75755 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.8% | 75% | $465,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.8% | 100% | $765,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.8% | 100% | $495,000 | |
Primelending
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VA | 1 | 0.8% | 100% | $785,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0.8% | 100% | $335,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 12 | 9.8% | 92.3% | $263,333 | View |
Platinum Eagle Mortgage, LLC
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Conventional, FHA | 9 | 7.3% | 90% | $163,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5.7% | 87.5% | $472,142 | |
21St Mortgage
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Conventional | 7 | 5.7% | 53.8% | $139,285 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 4.1% | 100% | $327,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 4.1% | 100% | $189,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 2.4% | 100% | $405,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 2.4% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 3 | 2.4% | 71.4% | $225,000 | View |
Cadence Bank
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.6% | 100% | $1,005,000 | |
Goodleap, LLC
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Conventional | 2 | 1.6% | 100% | $110,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 1.6% | 100% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.6% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 1.6% | 100% | $285,000 | View |
Mortgage Financial Services
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Conventional | 2 | 1.6% | 100% | $450,000 | |
Provident Funding Associates
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Conventional | 2 | 1.6% | 100% | $350,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.6% | 100% | $210,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 50% | $65,000 | View |
United Built Homes, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Weichert Financial Services
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Cross Keys Bank
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Conventional | 1 | 0.8% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.8% | 100% | $165,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 25% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Arp Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arp, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Arp? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arp in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arp, TX
Use these to narrow the list above. Each category shows how many Arp, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Arp, TX
Independent mortgage companies closed 65 percent of home loans in Arp, Texas in 2025, banks 27.6 percent and credit unions 7.3 percent. Everett Financial, Inc. was the largest mortgage company, Southside Bank the largest bank and Kelly Community FCU the largest credit union. Among lenders headquartered in Texas, Southside Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arp, TX
By home loans closed in 2025, Southside Bank was the largest mortgage lender in Arp, Texas with 8 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Arp, Texas in 2025, led by United Wholesale Mortgage with 2. 8 lenders closed VA loans, led by Primelending, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Arp, Texas in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arp, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arp, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arp. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
