Whiteside, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, The Farmers BankThe Farmers Bank7836 Highway 25 E, Cross Plains, TN 37049, Mountain Valley BankMountain Valley BankHighway 28 South At Cordell Lane, Dunlap, TN 37327A+5.0 ★Texas Ratio: 4.32%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, and First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whiteside, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whiteside are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Whiteside, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
5.2% | 100% | $813,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
5.2% | 83.3% | $329,000 | View |
|
★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional, Jumbo | 5 | 5.2% | 62.5% | $787,000 | View |
|
219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 4 | 4.1% | 80% | $220,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.1% | 100% | $225,000 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional | 2 | 2.1% | 100% | $420,000 | |
|
Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 2.1% | 66.7% | $765,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $705,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $555,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
USDA | 1 | 1% | 100% | $215,000 | View |
|
6148 Lee Hwy, Chattanooga, TN 37421 A+5.0 ★Texas Ratio: 4.27% |
Conventional | 1 | 1% | 100% | $55,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 1% | 100% | $195,000 | View |
|
109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
VA | 1 | 1% | 100% | $665,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 1% | 100% | $215,000 | |
|
401 Chestnut St, Chattanooga, TN 37402 A+5.0 ★Texas Ratio: 1.64% |
Conventional, Jumbo | 1 | 1% | 100% | $2,615,000 | View |
|
1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, Jumbo | 1 | 1% | 100% | $935,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 1% | 100% | $2,495,000 | View |
Tennessee Valley Federal C U
|
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
3.1% | 75% | $421,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2.1% | 28.6% | $180,000 | |
Mortgage Investors Group
|
USDA | 1 | 1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 7 | 7.2% | 77.8% | $212,142 | View |
Union Home Mortgage Corp.
|
Conventional, FHA, Jumbo, HELOC | 5 +1 HELOCs |
5.2% | 100% | $391,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 4.1% | 100% | $312,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 4 | 4.1% | 100% | $227,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 4.1% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 2 | 2.1% | 100% | $310,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 2.1% | 100% | $255,000 | |
Iserve Residential Lending
|
FHA | 2 | 2.1% | 100% | $290,000 | |
Reliance First Capital, LLC
|
FHA, VA | 2 | 2.1% | 100% | $150,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $245,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 1% | 100% | $735,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $705,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1% | 50% | $185,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $255,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 50% | $75,000 | |
|
A-4.4 ★Texas Ratio: 2.48% |
Conventional | 1 | 1% | 100% | $535,000 | View |
CrossCountry Mortgage, LLC
|
VA | 1 | 1% | 100% | $755,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1% | 100% | $175,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1% | 100% | $105,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 1% | 100% | $125,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 1% | 100% | $85,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $375,000 | View |
First Jackson Bank, Inc
|
Conventional | 1 | 1% | 100% | $35,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 25% | $225,000 | |
Towne Mortgage Company
|
FHA | 1 | 1% | 100% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1% | 100% | $795,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1% | 100% | $465,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1% | 100% | $795,000 | |
Village Capital & Investment
|
VA | 1 | 1% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 1% | 100% | $215,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Whiteside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whiteside in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Whiteside, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 48.5 percent of home loans in Whiteside, Tennessee in 2025, banks 43.3 percent and credit unions 8.2 percent. Community Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Tennessee Valley Federal C U the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Whiteside, Tennessee with 5 loans, about 5.2 percent of the market. The largest lender headquartered in Tennessee was Firstbank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Whiteside, Tennessee in 2025, led by Firstbank with 3. 7 lenders closed VA loans, led by Navy Federal Credit Union, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Whiteside, Tennessee in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whiteside, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whiteside, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whiteside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.