Mortgage Lenders and Brokers in Obion, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Obion, Tennessee mortgage lenders include McKenzie Banking CompanyMcKenzie Banking Company224 S Seventh St, Obion, TN 38240A5.0 ★Texas Ratio: 9.76%, Commercial Bank & Trust CompanyCommercial Bank & Trust Company79 Stonebridge Blvd Ste A, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.99%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, Bank3Bank3429 Walker Rd, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.42%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Simmons BankSimmons Bank5810 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.33%, Security Bank and Trust CompanySecurity Bank and Trust Company12625 Highway 79 N, Buchanan, TN 38222A+5.0 ★Texas Ratio: 0.12%, Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%, Cornerstone Financial Credit UnionCornerstone Financial Credit Union2100 Trenton rd, Clarksville, TN 37040 1609, and Ut Federal Credit UnionUt Federal Credit UnionKnoxville, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Obion, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Obion are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Obion, Tennessee
Market share is the lender's share of all home loans closed in Obion, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Obion 224 S Seventh St, Obion, TN 38240 A5.0 ★Texas Ratio: 9.76% |
Conventional | 5 | 6.5% | 100% | $27,000 | View |
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79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 8 | 10.4% | 81.8% | $150,000 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, USDA, HELOC | 7 +3 HELOCs |
9.1% | 80% | $155,000 | View |
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429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
Conventional, FHA, VA, USDA | 5 | 6.5% | 100% | $213,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, USDA | 4 | 5.2% | 100% | $150,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional, USDA | 4 | 5.2% | 57.1% | $142,500 | View |
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12625 Highway 79 N, Buchanan, TN 38222 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 3 | 3.9% | 100% | $141,666 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
Cornerstone Financial Credit Union
2100 Trenton rd, Clarksville, TN 37040 1609 |
Conventional | 1 | 1.3% | 100% | $455,000 | |
Ut Federal Credit Union
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Conventional | 3 | 3.9% | 100% | $58,333 | |
21St Mortgage
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Conventional | 1 | 1.3% | 66.7% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.3% | 50% | $175,000 | |
First Citizens National Bank
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Conventional, FHA, HELOC | 8 +4 HELOCs |
10.4% | 88.9% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 5 | 6.5% | 100% | $153,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 5.2% | 100% | $57,500 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2.6% | 100% | $180,000 | |
Cadence Bank
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USDA | 1 | 1.3% | 100% | $175,000 | |
Goodleap, LLC
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Conventional | 1 | 1.3% | 100% | $105,000 | |
Nbkc Bank
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FHA | 1 | 1.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.3% | 100% | $105,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 33.3% | $175,000 | |
First Community Bank of the Heartland, Inc.
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Conventional | 1 | 1.3% | 100% | $225,000 | |
Oceanside Mortgage Company
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FHA | 1 | 1.3% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $85,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.3% | 100% | $185,000 | |
Wolfe Financial Inc
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FHA | 1 | 1.3% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.3% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 1.3% | 50% | $65,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.3% | 100% | $135,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Obion Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Obion, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Obion? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Obion in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Obion, TN
Use these to narrow the list above. Each category shows how many Obion, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Obion, TN
Independent mortgage companies closed 32.5 percent of home loans in Obion, Tennessee in 2025, banks 53.2 percent and credit unions 14.3 percent. 21St Mortgage was the largest mortgage company, McKenzie Banking Company the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, McKenzie Banking Company led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Obion, TN
By home loans closed in 2025, McKenzie Banking Company was the largest mortgage lender in Obion, Tennessee with 5 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Obion, Tennessee in 2025, led by Rocket Mortgage with 4. 2 lenders closed VA loans, led by Bank3, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Obion, Tennessee in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Obion, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Obion, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Obion. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
