Mortgage Lenders and Brokers in Embreeville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Embreeville, Tennessee mortgage lenders include Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, Elizabethton Federal Savings BankElizabethton Federal Savings Bank400 Bemberg Rd, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 0.47%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Select Seven Federal Credit UnionSelect Seven Federal Credit Union333 E Main St, Johnson City, TN 37601A+5.0 ★Texas Ratio: 0.98%, Clinchfield FCUClinchfield FCU1038 N Main Ave, Erwin, TN 37650A+5.0 ★Texas Ratio: 0.92%, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union201 S Central Ave Unit 2, Church Hill, TN 37642 3603A+5.0 ★Texas Ratio: 1.81%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, and Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Embreeville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Embreeville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Embreeville, Tennessee
Market share is the lender's share of all home loans closed in Embreeville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, Jumbo, HELOC | 22 +10 HELOCs |
18.8% | 91.7% | $219,090 | View |
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400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 4 | 3.4% | 100% | $102,500 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 66.7% | $490,000 | View |
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333 E Main St, Johnson City, TN 37601 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 2 | 1.7% | 100% | $85,000 | View |
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1038 N Main Ave, Erwin, TN 37650 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 1.7% | 100% | $65,000 | View |
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201 S Central Ave Unit 2, Church Hill, TN 37642 3603 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 1.7% | 100% | $150,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 33.3% | $65,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $75,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.9% | 50% | $85,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.9% | 100% | $765,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.9% | 100% | $775,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
VA | 1 | 0.9% | 100% | $405,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
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Conventional | 4 | 3.4% | 50% | $132,500 | |
Mountain Commerce Bank
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Conventional | 2 | 1.7% | 100% | $145,000 | |
Enrichment Federal Credit Unio
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Conventional | 1 | 0.9% | 100% | $775,000 | |
Mortgage Investors Group
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FHA | 1 | 0.9% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 9 | 7.7% | 81.8% | $170,555 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.1% | 66.7% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.4% | 100% | $280,000 | |
Movement Mortgage, LLC
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Conventional, VA | 4 | 3.4% | 100% | $195,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA, USDA | 3 | 2.6% | 100% | $335,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.7% | 100% | $390,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.7% | 60% | $220,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $370,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.7% | 100% | $325,000 | |
Ross Mortgage Corporation
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Conventional, FHA | 2 | 1.7% | 100% | $295,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 1.7% | 100% | $210,000 | |
Synovus Bank
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Conventional, FHA | 2 | 1.7% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.7% | 66.7% | $145,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1.7% | 66.7% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $415,000 | |
Nbkc Bank
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.9% | 100% | $245,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
Guild Mortgage Company
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VA | 1 | 0.9% | 100% | $405,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.9% | 100% | $505,000 | |
MortgageCountry
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Nations Lending Corporation
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VA | 1 | 0.9% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $155,000 | |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.9% | 50% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Bank and Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Embreeville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Embreeville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Embreeville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Embreeville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Embreeville, TN
Use these to narrow the list above. Each category shows how many Embreeville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Embreeville, TN
Independent mortgage companies closed 55.6 percent of home loans in Embreeville, Tennessee in 2025, banks 17.1 percent and credit unions 27.4 percent. 21St Mortgage was the largest mortgage company, Elizabethton Federal Savings Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, Eastman Credit Union led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Embreeville, TN
By home loans closed in 2025, Eastman Credit Union was the largest mortgage lender in Embreeville, Tennessee with 22 loans, about 18.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Embreeville, Tennessee in 2025, led by CrossCountry Mortgage, LLC with 3. 10 lenders closed VA loans, led by United Community Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in Embreeville, Tennessee in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Embreeville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Embreeville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Embreeville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
