Mortgage Lenders and Brokers in Dunlap, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dunlap, Tennessee mortgage lenders include Citizens Tri County BankCitizens Tri County Bank36 Resource Road Industrial Park, Dunlap, TN 37327A5.0 ★Texas Ratio: 7.54%, Mountain Valley BankMountain Valley BankHighway 28 South At Cordell Lane, Dunlap, TN 37327A+5.0 ★Texas Ratio: 4.32%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Chattanooga Area Schools Federal Credit UnionChattanooga Area Schools Federal Credit Union1201 Bailey Ave, Chattanooga, TN 37404 2806A+5.0 ★Texas Ratio: 0.99%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, and Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dunlap, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dunlap are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dunlap, Tennessee
Market share is the lender's share of all home loans closed in Dunlap, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 2 offices in Dunlap 36 Resource Road Industrial Park, Dunlap, TN 37327 A5.0 ★Texas Ratio: 7.54% |
Conventional | 21 | 12.3% | 92.3% | $139,285 | View |
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Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 6 | 3.5% | 85.7% | $95,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
3.5% | 100% | $321,666 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 1.2% | 100% | $125,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.2% | 100% | $255,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 2 | 1.2% | 100% | $410,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $195,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.6% | 100% | $245,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 66.7% | $135,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.6% | 100% | $165,000 | View |
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2186 Northgate Park Ln, Chattanooga, TN 37415 6911 B4.5 ★Texas Ratio: 20.70% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 0.6% | 100% | $315,000 | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.6% | 66.7% | $125,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 6 +5 HELOCs |
3.5% | 88.9% | $245,000 | |
Mortgage Investors Group
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Conventional, FHA | 4 | 2.3% | 83.3% | $277,500 | |
21St Mortgage
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Conventional | 4 | 2.3% | 25% | $70,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 16.7% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 21 | 12.3% | 73.3% | $196,428 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 5.3% | 100% | $281,666 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 8 | 4.7% | 100% | $223,750 | |
Mortgage Research Center
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VA, USDA | 8 | 4.7% | 72.7% | $293,750 | |
Tjc Mortgage Inc
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Conventional, FHA, VA | 5 | 2.9% | 100% | $281,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 1.8% | 100% | $215,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 1.8% | 100% | $391,666 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1.8% | 100% | $221,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 1.8% | 80% | $305,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 1.8% | 100% | $345,000 | |
American Financial Resources LLC
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Conventional, USDA | 2 | 1.2% | 100% | $320,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 1.2% | 66.7% | $500,000 | View |
Summit Funding.Inc
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Conventional | 2 | 1.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.2% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 1.2% | 66.7% | $200,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 1.2% | 100% | $235,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $265,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.6% | 100% | $285,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $75,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $25,000 | |
loanDepot.com LLC
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FHA | 1 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $105,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.6% | 100% | $295,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Weichert Financial Services
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VA | 1 | 0.6% | 100% | $405,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
First Citizens National Bank
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FHA | 1 | 0.6% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Baxter Credit Union
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.6% | 50% | $205,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $205,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Southwest Stage Funding LLC
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VA | 1 | 0.6% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 66.7% | $35,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.6% | 100% | $215,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dunlap Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dunlap, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Dunlap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dunlap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dunlap, TN
Use these to narrow the list above. Each category shows how many Dunlap, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Dunlap, TN
Independent mortgage companies closed 62.6 percent of home loans in Dunlap, Tennessee in 2025, banks 31.6 percent and credit unions 5.8 percent. Community Mortgage Corporation was the largest mortgage company, Citizens Tri County Bank the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Tri County Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dunlap, TN
By home loans closed in 2025, Citizens Tri County Bank was the largest mortgage lender in Dunlap, Tennessee with 21 loans, about 12.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Dunlap, Tennessee in 2025, led by Union Home Mortgage Corp. with 4. 14 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Dunlap, Tennessee in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dunlap, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dunlap, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dunlap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
