Mortgage Lenders and Brokers in Ardmore, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ardmore, Tennessee mortgage lenders include First National Bank of PulaskiFirst National Bank of Pulaski26591 Main St, Ardmore, TN 38449A+5.0 ★Texas Ratio: 2.25%, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Kelley Mortgage, LLCKelley Mortgage, LLC1107 Mineral Wells Ave, Paris, TN 38242 4903A+5.0 ★Texas Ratio: 2.52%, PNC Bank N.A.PNC Bank N.A.4216 Century Farms Ter, Antioch, TN 37013A+5.0 ★Texas Ratio: 4.24%, Fortera Federal Credit UnionFortera Federal Credit Union2050 Lowes Dr, Clarksville, TN 37040 1620A+5.0 ★Texas Ratio: 3.76%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, and Vanderbilt Mortgage and Finance, IncVanderbilt Mortgage and Finance, IncMaryville, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ardmore, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ardmore are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ardmore, Tennessee
Market share is the lender's share of all home loans closed in Ardmore, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ardmore 26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25% |
Conventional, USDA | 4 | 6.6% | 100% | $205,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.3% | 100% | $185,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 2 | 3.3% | 100% | $180,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 1.6% | 100% | $175,000 | View |
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1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52% |
FHA | 1 | 1.6% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.6% | 100% | $215,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 25% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA, Jumbo | 10 | 16.4% | 83.3% | $343,000 | View |
United Wholesale Mortgage
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Conventional, VA | 8 | 13.1% | 88.9% | $287,500 | |
Redstone Federal Credit Union
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Conventional, FHA, HELOC | 3 +5 HELOCs |
4.9% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 3.3% | 66.7% | $320,000 | View |
Synovus Bank
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Conventional, FHA | 2 | 3.3% | 100% | $260,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 3.3% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $25,000 | |
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A5.0 ★Texas Ratio: 10.91% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $305,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.6% | 100% | $205,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.6% | 100% | $485,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $135,000 | |
MortgageOne, Inc
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VA | 1 | 1.6% | 100% | $275,000 | |
Nbkc Bank
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VA | 1 | 1.6% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $115,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.6% | 50% | $225,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.6% | 100% | $145,000 | |
Geneva Financial LLC
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VA, Jumbo | 1 | 1.6% | 100% | $1,035,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.6% | 100% | $565,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 1.6% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 1.6% | 100% | $265,000 | View |
Nationstar Mortgage
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FHA | 1 | 1.6% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.6% | 100% | $115,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.6% | 100% | $95,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Gmfs, LLC
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FHA | 1 | 1.6% | 100% | $355,000 | |
Southwest Funding LP
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USDA | 1 | 1.6% | 100% | $205,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CB&S Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ardmore Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ardmore, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Ardmore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ardmore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ardmore, TN
Use these to narrow the list above. Each category shows how many Ardmore, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Ardmore, TN
Independent mortgage companies closed 62.3 percent of home loans in Ardmore, Tennessee in 2025, banks 29.5 percent and credit unions 8.2 percent. Kelley Mortgage, LLC was the largest mortgage company, First National Bank of Pulaski the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First National Bank of Pulaski led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ardmore, TN
By home loans closed in 2025, First National Bank of Pulaski was the largest mortgage lender in Ardmore, Tennessee with 4 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Ardmore, Tennessee in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Ardmore, Tennessee in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ardmore, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ardmore, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ardmore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
