Mortgage Lenders and Brokers in Scio, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scio, Oregon mortgage lenders include Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, Central Willamette Credit UnionCentral Willamette Credit Union7101 Supra Dr SW, Albany, OR 97321A+5.0 ★Texas Ratio: 4.79%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, First Interstate BankFirst Interstate Bank2235 Ashland St, Ashland, OR 97520A+5.0 ★Texas Ratio: 4.72%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, and Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scio, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scio are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scio, Oregon
Market share is the lender's share of all home loans closed in Scio, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +6 HELOCs |
2.4% | 100% | $275,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 2.4% | 100% | $170,000 | View |
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7101 Supra Dr SW, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.79% |
Conventional | 2 | 2.4% | 100% | $40,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $405,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $225,000 | |
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★ 1 stars, 1 review 2235 Ashland St, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
VA | 1 | 1.2% | 100% | $525,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 9 +1 HELOCs |
10.8% | 90% | $491,666 | |
Newrez LLC
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Conventional | 6 | 7.2% | 85.7% | $401,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 7.2% | 100% | $480,000 | |
Summit Funding.Inc
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Conventional, FHA, VA, Jumbo | 6 | 7.2% | 100% | $586,666 | |
Agwest Farm Credit, Flca
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Conventional, Jumbo | 5 | 6% | 83.3% | $553,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 4.8% | 50% | $515,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 4.8% | 100% | $317,500 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, Jumbo | 4 | 4.8% | 100% | $470,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.4% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.4% | 100% | $535,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $505,000 | |
American Financial Resources LLC
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FHA | 1 | 1.2% | 100% | $365,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Goodleap, LLC
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Go Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.2% | 50% | $115,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $185,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.2% | 100% | $625,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.2% | 100% | $745,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 1.2% | 100% | $335,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $515,000 | |
Generations Home Loans, LLC
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VA | 1 | 1.2% | 100% | $505,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.2% | 100% | $625,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 33.3% | $585,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 1.2% | 100% | $555,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $45,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.2% | 66.7% | $65,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 1.2% | 100% | $725,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 1.2% | 100% | $845,000 | |
Peak Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scio Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scio, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Scio? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scio in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scio, OR
Use these to narrow the list above. Each category shows how many Scio, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Scio, OR
Independent mortgage companies closed 88 percent of home loans in Scio, Oregon in 2025, banks 6 percent and credit unions 6 percent. United Wholesale Mortgage was the largest mortgage company, Keybank National Association the largest bank and Oregon State Credit Union the largest credit union. Among lenders headquartered in Oregon, Oregon State Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scio, OR
By home loans closed in 2025, Oregon State Credit Union was the largest mortgage lender in Scio, Oregon with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Scio, Oregon in 2025, led by Guild Mortgage Company with 2. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Scio, Oregon in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scio, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scio, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scio. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
