West Siloam Springs, Oklahoma mortgage lenders include Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%, Grand Savings BankGrand Savings Bank610 Conner Avenue, Fairland, OK 74343A+5.0 ★Texas Ratio: 4.58%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, First Oklahoma BankFirst Oklahoma Bank311 West Main Street, Glencoe, OK 74032A+5.0 ★Texas Ratio: 2.71%, Intrust Bank, NAIntrust Bank, NA1450 S Kelley Ave, Edmond, OK 73013A+5.0 ★Texas Ratio: 5.22%, Armstrong BankArmstrong Bank1701 Se Washington Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 3.14%, Associated Mortgage CorporationAssociated Mortgage CorporationTulsa, OK, Rocket Mortgage, and Generations BankGenerations BankA5.0 ★Texas Ratio: 10.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Siloam Springs, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Siloam Springs are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in West Siloam Springs, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 6 +5 HELOCs |
9.7% | 46.2% | $221,666 | View |
|
610 Conner Avenue, Fairland, OK 74343 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 3 | 4.8% | 42.9% | $411,666 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 3.2% | 100% | $280,000 | View |
|
310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
|
311 West Main Street, Glencoe, OK 74032 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 1.6% | 100% | $145,000 | View |
|
1450 S Kelley Ave, Edmond, OK 73013 A+5.0 ★Texas Ratio: 5.22% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
|
1701 Se Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
Associated Mortgage Corporation
|
FHA | 1 | 1.6% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 6 | 9.7% | 75% | $196,666 | |
|
A5.0 ★Texas Ratio: 10.01% |
Conventional | 3 | 4.8% | 100% | $351,666 | View |
Geneva Financial LLC
|
FHA, VA | 3 | 4.8% | 100% | $305,000 | |
Southwest Stage Funding LLC
|
Conventional, FHA | 3 | 4.8% | 75% | $158,333 | |
21St Mortgage
|
Conventional | 3 | 4.8% | 37.5% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 4.8% | 42.9% | $121,666 | |
United Wholesale Mortgage
|
FHA, VA | 2 | 3.2% | 66.7% | $285,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 2 | 3.2% | 66.7% | $205,000 | |
Mortgage Research Center
|
VA | 2 | 3.2% | 66.7% | $260,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 3.2% | 100% | $125,000 | |
Farm Credit Services of Western Arkansas
|
Conventional | 2 | 3.2% | 100% | $115,000 | |
|
A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 1.6% | 100% | $145,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.6% | 100% | $85,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1.6% | 100% | $165,000 | |
Guild Mortgage Company
|
VA | 1 | 1.6% | 100% | $485,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 1.6% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 1.6% | 100% | $355,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.6% | 100% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.6% | 50% | $205,000 | View |
T2 Financial LLC
|
Conventional | 1 | 1.6% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
Zillow Home Loans, LLC
|
VA | 1 | 1.6% | 100% | $305,000 | |
|
C+4.1 ★Texas Ratio: 25.90% |
Conventional | 1 | 1.6% | 100% | $345,000 | View |
Gershman Investment Corp.
|
Conventional | 1 | 1.6% | 100% | $155,000 | |
Village Capital & Investment
|
VA | 1 | 1.6% | 50% | $265,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in West Siloam Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Siloam Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many West Siloam Springs, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.5 percent of home loans in West Siloam Springs, Oklahoma in 2025, banks 35.5 percent and credit unions 0 percent. Associated Mortgage Corporation was the largest mortgage company, Arvest Bank the largest bank. Among lenders headquartered in Oklahoma, Arvest Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in West Siloam Springs, Oklahoma with 6 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in West Siloam Springs, Oklahoma in 2025, led by Arvest Bank with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 0 credit unions closed home loans in West Siloam Springs, Oklahoma in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Siloam Springs, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Siloam Springs, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Siloam Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.