Tipton, Oklahoma mortgage lenders include Liberty National BankLiberty National Bank802 Coblake St, Apache, OK 73006A+5.0 ★Texas Ratio: 0.12%, Red River Federal Credit UnionRed River Federal Credit Union2721 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 1.73%, All America BankAll America Bank605 S 8th St, Cache, OK 73527D3.0 ★Texas Ratio: 39.19%, Tinker Federal Credit UnionTinker Federal Credit Union1620 Lonnie Abbott Blvd, Ada, OK 74820A+5.0 ★Texas Ratio: 2.34%, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 6.32%, Rocket Mortgage, Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14%, Interlinc Mortgage Services, LLC, Royal United Mortgage LLC, and Planet Home Lending, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tipton, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tipton are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Tipton, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 1 review 802 Coblake St, Apache, OK 73006 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 7.7% | 100% | $55,000 | View |
|
2721 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 1 | 7.7% | 100% | $405,000 | View |
|
605 S 8th St, Cache, OK 73527 D3.0 ★Texas Ratio: 39.19% |
Conventional | 1 | 7.7% | 100% | $15,000 | View |
|
1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 7.7% | 33.3% | $125,000 | View |
|
129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 1 | 7.7% | 100% | $85,000 | View |
Rocket Mortgage
|
Conventional, FHA | 2 | 15.4% | 50% | $70,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 15.4% | 100% | $105,000 | |
Interlinc Mortgage Services, LLC
|
FHA | 1 | 7.7% | 100% | $145,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 7.7% | 100% | $55,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 7.7% | 100% | $65,000 | |
CSL Financial, LLC
|
Conventional | 1 | 7.7% | 100% | $125,000 |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Tipton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tipton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Tipton, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 46.2 percent of home loans in Tipton, Oklahoma in 2025, banks 15.4 percent and credit unions 38.5 percent. Rocket Mortgage was the largest mortgage company, Liberty National Bank the largest bank and Red River Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Liberty National Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Liberty National Bank was the largest mortgage lender in Tipton, Oklahoma with 1 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Tipton, Oklahoma in 2025, led by Rocket Mortgage with 1. 1 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 2 banks and 4 credit unions closed home loans in Tipton, Oklahoma in 2025, alongside 5 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tipton, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tipton, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tipton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.